Citizens Savings Bank
Bogalusa, LA
IDRSSD: 1014376
Total Assets
$318.53M
Latest filing
Total Deposits
$273.97M
Latest filing
Net Interest Margin
4.75%
Profitability
Key People
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Locations
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Main Office
Citizens Savings Bank
1725 Sullivan Dr
Bogalusa, LA 70427
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1945FDIC Certificate 43104
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Citizens Savings Bank (Main) | 1725 Sullivan Dr | Bogalusa, LA |
| MAIN STREET BRANCH | 828 Main St | Franklinton, LA |
| BOGALUSA BRANCH | 201 Cumberland St | Bogalusa, LA |
| ANGIE BRANCH | 30271 Railroad St | Angie, LA |
| CITIZENS SAVINGS BANK | 1990 N Highway 190 | Covington, LA |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1945 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 70427 |
| State and County Number | 22117 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Bogalusa, LA |
Operational Info
| Number of Employees | 75 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | https://www.citizenssb.com |
| Data Updated | 01/30/2026 |
| CERT | 30270 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $318.53M |
| Total Deposits | $273.97M |
| Total Liabilities | $275.58M |
| Total Equity Capital | $42.95M |
| Net Income | $132.00k |
| Net Loans and Leases | $247.36M |
| Assets Per Employee ($Millions) | $4.08M |
| Bank Premises and Fixed Assets | $3.84M |
| Cash and Balances due from Depository Institutions | $10.64M |
| Deposits Held in Domestic Offices | $273.97M |
Key Performance Ratios
| Return on Assets (ROA) | 0.17% |
| Return on Equity (ROE) | 1.23% |
| Net Interest Margin | 4.75% |
| Efficiency Ratio | 74.18% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.485% |
| Earning Assets to total Assets | 94.1% |
Income and Expense
| Total Interest Income | $5.12M |
| Total Noninterest Income | $215.00k |
| Total Interest Expense | $1.56M |
| Total Noninterest Expense | $2.80M |
| Net Interest Income | $3.56M |
| Pre-tax Net Operating Income | $155.00k |
| Provision for Credit Losses | $820.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $702.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.61M |
| Total Liabilities and Capital | $318.53M |
Securities
| Securities | $46.22M |
| Available-for-sale debt securities | $46.22M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Citizens Savings Bank?
$318.53M as of the latest filing.
How much are Citizens Savings Bank's total deposits?
$273.97M in total deposits.
Where is Citizens Savings Bank located?
Bogalusa, LA.
What is the Net Interest Margin?
4.75%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1945.
What is the Return on Assets (ROA)?
0.17%.
How much are total loans and leases?
$247.36M (latest filing).
What is the total interest income (latest filing)?
$5.12M.