Citizens Progressive Bank

Winnsboro, LA
IDRSSD: 732253
Total Assets
$255.61M
Latest filing
Total Deposits
$222.78M
Latest filing
Net Interest Margin
4.31%
Profitability

Key People

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Locations

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Main Office
Citizens Progressive Bank
3540 Front St
Winnsboro, LA 71295
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1918FDIC Certificate 6744

Branches (5)

Page 1 of 1
NameAddressCity / State
Citizens Progressive Bank (Main)3540 Front StWinnsboro, LA
GRAYSON OFFICE103 Hines StreetGrayson, LA
COLUMBIA BRANCH7712 Hwy 165Columbia, LA
RAYVILLE BRANCH1211 Louisa StRayville, LA
CITIZENS PROGRESSIVE BANK BRANCH4370 Sterlington RdMonroe, LA
CITIZENS PROGRESSIVE BANK LOAN PRODUCTION OFFICE BRANCH1804 N 18th StMonroe, LA
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1918
Community BankYes
Ownership TypeNot Mutual
ZIP71295
State and County Number22041
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number11
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees66
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitecpbonline.com
Data Updated01/30/2026
CERT10531
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$255.61M
Total Deposits$222.78M
Total Liabilities$224.57M
Total Equity Capital$31.04M
Net Income$256.00k
Net Loans and Leases$188.51M
Assets Per Employee ($Millions)$3.82M
Bank Premises and Fixed Assets$9.62M
Cash and Balances due from Depository Institutions$34.76M
Deposits Held in Domestic Offices$222.78M

Key Performance Ratios

Return on Assets (ROA)0.39%
Return on Equity (ROE)3.29%
Net Interest Margin4.31%
Efficiency Ratio79.15%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.62%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.145%
Earning Assets to total Assets90.26%

Income and Expense

Total Interest Income$4.29M
Total Noninterest Income$648.00k
Total Interest Expense$1.75M
Total Noninterest Expense$2.52M
Net Interest Income$2.54M
Pre-tax Net Operating Income$256.00k
Provision for Credit Losses$409.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$126.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.78M
Total Liabilities and Capital$255.61M

Securities

Securities$10.57M
Available-for-sale debt securities$9.18M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$1.39M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Citizens Progressive Bank?
$255.61M as of the latest filing.
How much are Citizens Progressive Bank's total deposits?
$222.78M in total deposits.
Where is Citizens Progressive Bank located?
Winnsboro, LA.
What is the Net Interest Margin?
4.31%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1918.
What is the Return on Assets (ROA)?
0.39%.
How much are total loans and leases?
$188.51M (latest filing).
What is the total interest income (latest filing)?
$4.29M.