Bank of St. Francisville
Saint Francisville, LA
IDRSSD: 364430
Total Assets
$379.00M
Latest filing
Total Deposits
$323.32M
Latest filing
Net Interest Margin
4.15%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of St. Francisville
5700 Commerce St
Saint Francisville, LA 70775
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/30/1978FDIC Certificate 15876
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of St. Francisville (Main) | 5700 Commerce St | Saint Francisville, LA |
| BANK OF ST FRANCISVILLE BRANCH | 5505 Highland Rd | Baton Rouge, LA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/30/1978 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70775 |
| State and County Number | 22125 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Baton Rouge, LA |
Operational Info
| Number of Employees | 55 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/30/1978 |
| Primary Insurance Agency | DIF |
| Website | http://www.bsf.net |
| Data Updated | 11/14/2025 |
| CERT | 22739 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $379.00M |
| Total Deposits | $323.32M |
| Total Liabilities | $341.49M |
| Total Equity Capital | $37.51M |
| Net Income | $1.47M |
| Net Loans and Leases | $279.11M |
| Assets Per Employee ($Millions) | $6.42M |
| Bank Premises and Fixed Assets | $7.20M |
| Cash and Balances due from Depository Institutions | $40.60M |
| Deposits Held in Domestic Offices | $323.32M |
Key Performance Ratios
| Return on Assets (ROA) | 1.55% |
| Return on Equity (ROE) | 16.11% |
| Net Interest Margin | 4.15% |
| Efficiency Ratio | 62.28% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.898% |
| Earning Assets to total Assets | 96.34% |
Income and Expense
| Total Interest Income | $5.88M |
| Total Noninterest Income | $373.00k |
| Total Interest Expense | $2.07M |
| Total Noninterest Expense | $2.60M |
| Net Interest Income | $3.80M |
| Pre-tax Net Operating Income | $1.47M |
| Provision for Credit Losses | $105.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $15.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.17M |
| Total Liabilities and Capital | $379.00M |
Securities
| Securities | $48.18M |
| Available-for-sale debt securities | $48.18M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of St. Francisville?
$379.00M as of the latest filing.
How much are Bank of St. Francisville's total deposits?
$323.32M in total deposits.
Where is Bank of St. Francisville located?
Saint Francisville, LA.
What is the Net Interest Margin?
4.15%.
How many domestic offices does it operate?
2.
When was it established?
10/30/1978.
What is the Return on Assets (ROA)?
1.55%.
How much are total loans and leases?
$279.11M (latest filing).
What is the total interest income (latest filing)?
$5.88M.