First National Bank in DeRidder
Deridder, LA
IDRSSD: 480433
Total Assets
$416.34M
Latest filing
Total Deposits
$377.83M
Latest filing
Net Interest Margin
4.14%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
065200997DERIDDER, LA
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
First National Bank in DeRidder
1003 N Pine St
Deridder, LA 70634
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1934FDIC Certificate 9017
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First National Bank in DeRidder (Main) | 1003 N Pine St | Deridder, LA |
| EAST SIDE BRANCH | 823 Mahlon St | Deridder, LA |
| OPERATIONS CENTER BRANCH | 131 N Washington St | Deridder, LA |
| WESTSIDE BRANCH | 105 Smith St | De Ridder, LA |
| MOSS BLUFF BRANCH | 1838 N Highway 171 | Lake Charles, LA |
| LAKE CHARLES BRANCH | 5245 Nelson Rd | Lake Charles, LA |
| SULPHUR BRANCH | 3621 Maplewood Dr | Sulphur, LA |
Showing 6 of 6
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Beauregard Federal Savings Bank
Deridder, Louisiana
→
Assets: $93.25MΔ -75.7%
Winnsboro State Bank & Trust Company
Winnsboro, Louisiana
→
Assets: $381.33MΔ -0.7%
Lakeside Bank
Lake Charles, Louisiana
→
Assets: $379.16MΔ -1.3%
Bank of St. Francisville
Saint Francisville, Louisiana
→
Assets: $379.00MΔ -1.3%
Southern Heritage Bank
Jonesville, Louisiana
→
Assets: $400.61MΔ +4.3%
Bank of Commerce & Trust Co.
Crowley, Louisiana
→
Assets: $365.65MΔ -4.8%
Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70634 |
| State and County Number | 22011 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | DeRidder, LA |
Operational Info
| Number of Employees | 77 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/02/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankFNBD.com |
| Data Updated | 01/30/2026 |
| CERT | 14427 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $416.34M |
| Total Deposits | $377.83M |
| Total Liabilities | $380.47M |
| Total Equity Capital | $35.87M |
| Net Income | $1.21M |
| Net Loans and Leases | $237.08M |
| Assets Per Employee ($Millions) | $5.63M |
| Bank Premises and Fixed Assets | $8.51M |
| Cash and Balances due from Depository Institutions | $72.71M |
| Deposits Held in Domestic Offices | $377.83M |
Key Performance Ratios
| Return on Assets (ROA) | 1.2% |
| Return on Equity (ROE) | 13.68% |
| Net Interest Margin | 4.14% |
| Efficiency Ratio | 63.94% |
| Tier 1 Risk-Based Capital Ratio | 17.287% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.23% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.616% |
| Earning Assets to total Assets | 95.55% |
Income and Expense
| Total Interest Income | $5.04M |
| Total Noninterest Income | $688.00k |
| Total Interest Expense | $1.08M |
| Total Noninterest Expense | $2.97M |
| Net Interest Income | $3.95M |
| Pre-tax Net Operating Income | $1.45M |
| Provision for Credit Losses | $227.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.02M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.64M |
| Total Liabilities and Capital | $416.34M |
Securities
| Securities | $92.02M |
| Available-for-sale debt securities | $92.02M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First National Bank in DeRidder?
$416.34M as of the latest filing.
How much are First National Bank in DeRidder's total deposits?
$377.83M in total deposits.
Where is First National Bank in DeRidder located?
Deridder, LA.
What is the Net Interest Margin?
4.14%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
1.2%.
How much are total loans and leases?
$237.08M (latest filing).
What is the total interest income (latest filing)?
$5.04M.