City Bank & Trust Co.
Natchitoches, LA
IDRSSD: 841753
Total Assets
$361.46M
Latest filing
Total Deposits
$312.25M
Latest filing
Net Interest Margin
4.67%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1933 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 71457 |
| State and County Number | 22069 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Natchitoches, LA |
Operational Info
| Number of Employees | 76 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/16/2021 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.mycitybank.com |
| Data Updated | 11/14/2025 |
| CERT | 12608 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $361.46M |
| Total Deposits | $312.25M |
| Total Liabilities | $319.24M |
| Total Equity Capital | $42.23M |
| Net Income | $1.59M |
| Net Loans and Leases | $232.97M |
| Assets Per Employee ($Millions) | $4.76M |
| Bank Premises and Fixed Assets | $7.23M |
| Cash and Balances due from Depository Institutions | $30.70M |
| Deposits Held in Domestic Offices | $312.25M |
Key Performance Ratios
| Return on Assets (ROA) | 1.79% |
| Return on Equity (ROE) | 15.47% |
| Net Interest Margin | 4.67% |
| Efficiency Ratio | 60.15% |
| Tier 1 Risk-Based Capital Ratio | 17.521% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.27% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.682% |
| Earning Assets to total Assets | 94.82% |
Income and Expense
| Total Interest Income | $4.88M |
| Total Noninterest Income | $638.00k |
| Total Interest Expense | $931.00k |
| Total Noninterest Expense | $2.76M |
| Net Interest Income | $3.95M |
| Pre-tax Net Operating Income | $1.59M |
| Provision for Credit Losses | $239.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $5.66M |
| All Other Liabilities | $1.33M |
| Total Liabilities and Capital | $361.46M |
Securities
| Securities | $88.17M |
| Available-for-sale debt securities | $86.71M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $1.47M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of City Bank & Trust Co.?
$361.46M as of the latest filing.
How much are City Bank & Trust Co.'s total deposits?
$312.25M in total deposits.
Where is City Bank & Trust Co. located?
Natchitoches, LA.
What is the Net Interest Margin?
4.67%.
How many domestic offices does it operate?
8.
When was it established?
01/01/1933.
What is the Return on Assets (ROA)?
1.79%.
How much are total loans and leases?
$232.97M (latest filing).
What is the total interest income (latest filing)?
$4.88M.