American Bank
Covington, LA
IDRSSD: 597452
Total Assets
$335.23M
Latest filing
Total Deposits
$295.12M
Latest filing
Net Interest Margin
6.00%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
American Bank
1819 N Columbia St
Covington, LA 70433
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/14/1964FDIC Certificate 13050
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| American Bank (Main) | 1819 N Columbia St | Covington, LA |
| MANDEVILLE BRANCH | 406 N Causeway Blvd | Mandeville, LA |
| COUSHATTA BRANCH | 1625 Ringgold Ave | Coushatta, LA |
| HAMMOND BRANCH | 506 Sw Railroad Ave | Hammond, LA |
| AMERICAN BANK AND TRUST COMPANY, INC., TERRYTOWN BRANCH | 2021 Carol Sue Ave | Terrytown, LA |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/14/1964 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70433 |
| State and County Number | 22103 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | New Orleans-Metairie, LA |
Operational Info
| Number of Employees | 72 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 09/14/1964 |
| Primary Insurance Agency | DIF |
| Website | www.americanbankusa.com |
| Data Updated | 11/14/2025 |
| CERT | 19234 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $335.23M |
| Total Deposits | $295.12M |
| Total Liabilities | $297.88M |
| Total Equity Capital | $37.35M |
| Net Income | $510.00k |
| Net Loans and Leases | $220.92M |
| Assets Per Employee ($Millions) | $4.59M |
| Bank Premises and Fixed Assets | $6.84M |
| Cash and Balances due from Depository Institutions | $82.32M |
| Deposits Held in Domestic Offices | $295.12M |
Key Performance Ratios
| Return on Assets (ROA) | 0.61% |
| Return on Equity (ROE) | 5.5% |
| Net Interest Margin | 6% |
| Efficiency Ratio | 80.3% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.43% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.142% |
| Earning Assets to total Assets | 92.12% |
Income and Expense
| Total Interest Income | $6.44M |
| Total Noninterest Income | $600.00k |
| Total Interest Expense | $1.85M |
| Total Noninterest Expense | $4.16M |
| Net Interest Income | $4.58M |
| Pre-tax Net Operating Income | $666.00k |
| Provision for Credit Losses | $355.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $3.06M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.76M |
| Total Liabilities and Capital | $335.23M |
Securities
| Securities | $9.67M |
| Available-for-sale debt securities | $9.67M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of American Bank?
$335.23M as of the latest filing.
How much are American Bank's total deposits?
$295.12M in total deposits.
Where is American Bank located?
Covington, LA.
What is the Net Interest Margin?
6.00%.
How many domestic offices does it operate?
5.
When was it established?
09/14/1964.
What is the Return on Assets (ROA)?
0.61%.
How much are total loans and leases?
$220.92M (latest filing).
What is the total interest income (latest filing)?
$6.44M.