Lakeside Bank
Lake Charles, LA
IDRSSD: 4165907
Total Assets
$385.74M
Latest filing
Total Deposits
$287.57M
Latest filing
Net Interest Margin
2.78%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
065205549LAKE CHARLES, LA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Lakeside Bank
4735 Nelson Rd
Lake Charles, LA 70605
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/26/2010FDIC Certificate 483420
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Lakeside Bank (Main) | 4735 Nelson Rd | Lake Charles, LA |
| OAK PARK BRANCH | 2132 Oak Park Blvd | Lake Charles, LA |
| SULPHUR BRANCH | 2612 Maplewood Dr | Sulphur, LA |
| MOSS BLUFF BRANCH | 372 Sam Houston Jones Pkwy | Lake Charles, LA |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/26/2010 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70605 |
| State and County Number | 22019 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Lake Charles, LA |
Operational Info
| Number of Employees | 44 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/26/2010 |
| Primary Insurance Agency | DIF |
| Website | https://mylksb.bank |
| Data Updated | 01/30/2026 |
| CERT | 58961 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $385.74M |
| Total Deposits | $287.57M |
| Total Liabilities | $349.71M |
| Total Equity Capital | $36.04M |
| Net Income | $740.00k |
| Net Loans and Leases | $233.66M |
| Assets Per Employee ($Millions) | $8.97M |
| Bank Premises and Fixed Assets | $6.55M |
| Cash and Balances due from Depository Institutions | $6.35M |
| Deposits Held in Domestic Offices | $287.57M |
Key Performance Ratios
| Return on Assets (ROA) | 0.77% |
| Return on Equity (ROE) | 8.29% |
| Net Interest Margin | 2.78% |
| Efficiency Ratio | 61.71% |
| Tier 1 Risk-Based Capital Ratio | 13.953% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.28% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.342% |
| Earning Assets to total Assets | 95.65% |
Income and Expense
| Total Interest Income | $4.66M |
| Total Noninterest Income | $363.00k |
| Total Interest Expense | $2.12M |
| Total Noninterest Expense | $1.79M |
| Net Interest Income | $2.54M |
| Pre-tax Net Operating Income | $849.00k |
| Provision for Credit Losses | $263.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $60.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $25.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.13M |
| Total Liabilities and Capital | $385.74M |
Securities
| Securities | $131.32M |
| Available-for-sale debt securities | $88.41M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $42.92M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Lakeside Bank?
$385.74M as of the latest filing.
How much are Lakeside Bank's total deposits?
$287.57M in total deposits.
Where is Lakeside Bank located?
Lake Charles, LA.
What is the Net Interest Margin?
2.78%.
How many domestic offices does it operate?
4.
When was it established?
07/26/2010.
What is the Return on Assets (ROA)?
0.77%.
How much are total loans and leases?
$233.66M (latest filing).
What is the total interest income (latest filing)?
$4.66M.