Washington State Bank
Washington, LA
IDRSSD: 311939
Total Assets
$303.55M
Latest filing
Total Deposits
$268.03M
Latest filing
Net Interest Margin
4.38%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
065202461WASHINGTON, LA
Key People
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Locations
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Main Office
Washington State Bank
103 North Main Street
Washington, LA 70589
Full Service - Brick and Mortar
Updated 04/10/2026Established 04/10/1893FDIC Certificate 5980
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Washington State Bank (Main) | 103 North Main Street | Washington, LA |
| ARNAUDVILLE BRANCH | 238 Union St | Arnaudville, LA |
| PALMETTO BRANCH | 105 West Railroad | Palmetto, LA |
| LEONVILLE BRANCH | 3371 Oscar Rivette Street | Leonville, LA |
| OPELOUSAS BRANCH | 1810 S Union St | Opelousas, LA |
| LAFAYETTE BRANCH | 1042 Camellia Blvd | Lafayette, LA |
| EUNICE BRANCH | 1020 W Laurel Ave | Eunice, LA |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/10/1893 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70589 |
| State and County Number | 22097 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Opelousas, LA |
Operational Info
| Number of Employees | 58 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/28/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.wsbankla.com |
| Data Updated | 04/10/2026 |
| CERT | 9326 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $303.55M |
| Total Deposits | $268.03M |
| Total Liabilities | $270.84M |
| Total Equity Capital | $32.71M |
| Net Income | $1.04M |
| Net Loans and Leases | $222.44M |
| Assets Per Employee ($Millions) | $5.14M |
| Bank Premises and Fixed Assets | $4.69M |
| Cash and Balances due from Depository Institutions | $18.46M |
| Deposits Held in Domestic Offices | $268.03M |
Key Performance Ratios
| Return on Assets (ROA) | 1.39% |
| Return on Equity (ROE) | 12.94% |
| Net Interest Margin | 4.38% |
| Efficiency Ratio | 63.64% |
| Tier 1 Risk-Based Capital Ratio | 15.154% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.27% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.775% |
| Earning Assets to total Assets | 94.07% |
Income and Expense
| Total Interest Income | $4.22M |
| Total Noninterest Income | $327.00k |
| Total Interest Expense | $1.13M |
| Total Noninterest Expense | $2.18M |
| Net Interest Income | $3.09M |
| Pre-tax Net Operating Income | $1.04M |
| Provision for Credit Losses | $200.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $470.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.81M |
| Total Liabilities and Capital | $303.55M |
Securities
| Securities | $47.35M |
| Available-for-sale debt securities | $38.48M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $8.87M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Washington State Bank?
$303.55M as of the latest filing.
How much are Washington State Bank's total deposits?
$268.03M in total deposits.
Where is Washington State Bank located?
Washington, LA.
What is the Net Interest Margin?
4.38%.
How many domestic offices does it operate?
7.
When was it established?
04/10/1893.
What is the Return on Assets (ROA)?
1.39%.
How much are total loans and leases?
$222.44M (latest filing).
What is the total interest income (latest filing)?
$4.22M.