Washington State Bank
Washington, LA
IDRSSD: 311939
Total Assets
$296.07M
Latest filing
Total Deposits
$261.65M
Latest filing
Net Interest Margin
4.30%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
065202461WASHINGTON, LA
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Washington State Bank
103 North Main Street
Washington, LA 70589
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/10/1893FDIC Certificate 5980
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Washington State Bank (Main) | 103 North Main Street | Washington, LA |
| ARNAUDVILLE BRANCH | 238 Union St | Arnaudville, LA |
| PALMETTO BRANCH | 105 West Railroad | Palmetto, LA |
| LEONVILLE BRANCH | 3371 Oscar Rivette Street | Leonville, LA |
| OPELOUSAS BRANCH | 1810 S Union St | Opelousas, LA |
| LAFAYETTE BRANCH | 1042 Camellia Blvd | Lafayette, LA |
| EUNICE BRANCH | 1020 W Laurel Ave | Eunice, LA |
Showing 6 of 6
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Guaranty Bank and Trust Company
New Roads, Louisiana
→
Assets: $298.06MΔ -0.4%
Bank of Coushatta
Coushatta, Louisiana
→
Assets: $305.97MΔ +2.3%
Caldwell Bank & Trust Company
Columbia, Louisiana
→
Assets: $289.87MΔ -3.1%
Patterson State Bank
Patterson, Louisiana
→
Assets: $310.05MΔ +3.6%
St. Landry Bank and Trust Company
Opelousas, Louisiana
→
Assets: $287.77MΔ -3.8%
Catalyst Bank
Opelousas, Louisiana
→
Assets: $280.52MΔ -6.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/10/1893 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70589 |
| State and County Number | 22097 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Opelousas, LA |
Operational Info
| Number of Employees | 57 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/28/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.wsbankla.com |
| Data Updated | 01/30/2026 |
| CERT | 9326 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $296.07M |
| Total Deposits | $261.65M |
| Total Liabilities | $264.23M |
| Total Equity Capital | $31.84M |
| Net Income | $987.00k |
| Net Loans and Leases | $223.50M |
| Assets Per Employee ($Millions) | $5.1M |
| Bank Premises and Fixed Assets | $4.11M |
| Cash and Balances due from Depository Institutions | $11.39M |
| Deposits Held in Domestic Offices | $261.65M |
Key Performance Ratios
| Return on Assets (ROA) | 1.33% |
| Return on Equity (ROE) | 12.39% |
| Net Interest Margin | 4.3% |
| Efficiency Ratio | 69.83% |
| Tier 1 Risk-Based Capital Ratio | 14.895% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.756% |
| Earning Assets to total Assets | 94.21% |
Income and Expense
| Total Interest Income | $4.28M |
| Total Noninterest Income | $251.00k |
| Total Interest Expense | $1.26M |
| Total Noninterest Expense | $2.29M |
| Net Interest Income | $3.02M |
| Pre-tax Net Operating Income | $987.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $475.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.57M |
| Total Liabilities and Capital | $296.07M |
Securities
| Securities | $46.39M |
| Available-for-sale debt securities | $37.52M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $8.87M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Washington State Bank?
$296.07M as of the latest filing.
How much are Washington State Bank's total deposits?
$261.65M in total deposits.
Where is Washington State Bank located?
Washington, LA.
What is the Net Interest Margin?
4.30%.
How many domestic offices does it operate?
7.
When was it established?
04/10/1893.
What is the Return on Assets (ROA)?
1.33%.
How much are total loans and leases?
$223.50M (latest filing).
What is the total interest income (latest filing)?
$4.28M.