Washington State Bank
Washington, LA
IDRSSD: 311939
Total Assets
$299.19M
Latest filing
Total Deposits
$264.18M
Latest filing
Net Interest Margin
4.59%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Washington State Bank
103 North Main Street
Washington, LA 70589
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/10/1893FDIC Certificate 5980
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Washington State Bank (Main) | 103 North Main Street | Washington, LA |
| ARNAUDVILLE BRANCH | 238 Union St | Arnaudville, LA |
| PALMETTO BRANCH | 105 West Railroad | Palmetto, LA |
| LEONVILLE BRANCH | 3371 Oscar Rivette Street | Leonville, LA |
| OPELOUSAS BRANCH | 1810 S Union St | Opelousas, LA |
| LAFAYETTE BRANCH | 1042 Camellia Blvd | Lafayette, LA |
| EUNICE BRANCH | 1020 W Laurel Ave | Eunice, LA |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/10/1893 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70589 |
| State and County Number | 22097 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Opelousas, LA |
Operational Info
| Number of Employees | 57 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/28/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.wsbankla.com |
| Data Updated | 11/14/2025 |
| CERT | 9326 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $299.19M |
| Total Deposits | $264.18M |
| Total Liabilities | $267.30M |
| Total Equity Capital | $31.89M |
| Net Income | $1.49M |
| Net Loans and Leases | $223.53M |
| Assets Per Employee ($Millions) | $5.25M |
| Bank Premises and Fixed Assets | $3.72M |
| Cash and Balances due from Depository Institutions | $15.99M |
| Deposits Held in Domestic Offices | $264.18M |
Key Performance Ratios
| Return on Assets (ROA) | 1.97% |
| Return on Equity (ROE) | 19.08% |
| Net Interest Margin | 4.59% |
| Efficiency Ratio | 57.95% |
| Tier 1 Risk-Based Capital Ratio | 15.017% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.66% |
| Earning Assets to total Assets | 94.62% |
Income and Expense
| Total Interest Income | $4.59M |
| Total Noninterest Income | $267.00k |
| Total Interest Expense | $1.32M |
| Total Noninterest Expense | $2.05M |
| Net Interest Income | $3.28M |
| Pre-tax Net Operating Income | $1.49M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $117.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.12M |
| Total Liabilities and Capital | $299.19M |
Securities
| Securities | $45.77M |
| Available-for-sale debt securities | $38.17M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $7.60M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Washington State Bank?
$299.19M as of the latest filing.
How much are Washington State Bank's total deposits?
$264.18M in total deposits.
Where is Washington State Bank located?
Washington, LA.
What is the Net Interest Margin?
4.59%.
How many domestic offices does it operate?
7.
When was it established?
04/10/1893.
What is the Return on Assets (ROA)?
1.97%.
How much are total loans and leases?
$223.53M (latest filing).
What is the total interest income (latest filing)?
$4.59M.