Winnsboro State Bank & Trust Company
Winnsboro, LA
IDRSSD: 628552
Total Assets
$381.33M
Latest filing
Total Deposits
$332.27M
Latest filing
Net Interest Margin
—
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/02/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 71295 |
| State and County Number | 22041 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 67 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.WINNSBOROBANK.COM |
| Data Updated | 11/14/2025 |
| CERT | 10533 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $381.33M |
| Total Deposits | $332.27M |
| Total Liabilities | $338.30M |
| Total Equity Capital | $0 |
| Net Income | $1.34M |
| Net Loans and Leases | $292.35M |
| Assets Per Employee ($Millions) | $0M |
| Bank Premises and Fixed Assets | $0 |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $0 |
Key Performance Ratios
| Return on Assets (ROA) | 0% |
| Return on Equity (ROE) | 0% |
| Net Interest Margin | 0% |
| Efficiency Ratio | 0% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 0% |
| Earning Assets to total Assets | 0% |
Income and Expense
| Total Interest Income | $6.28M |
| Total Noninterest Income | $475.00k |
| Total Interest Expense | $2.27M |
| Total Noninterest Expense | $2.93M |
| Net Interest Income | $4.01M |
| Pre-tax Net Operating Income | $0 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $0 |
| Total Liabilities and Capital | $0 |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Winnsboro State Bank & Trust Company?
$381.33M as of the latest filing.
How much are Winnsboro State Bank & Trust Company's total deposits?
$332.27M in total deposits.
Where is Winnsboro State Bank & Trust Company located?
Winnsboro, LA.
What is the Net Interest Margin?
Not available.
How many domestic offices does it operate?
5.
When was it established?
09/02/1902.
What is the Return on Assets (ROA)?
Not available.
How much are total loans and leases?
$292.35M (latest filing).
What is the total interest income (latest filing)?
$6.28M.