Catalyst Bank
Opelousas, LA
IDRSSD: 420578
Total Assets
$280.52M
Latest filing
Total Deposits
$192.52M
Latest filing
Net Interest Margin
3.94%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Catalyst Bank
235 N Court St
Opelousas, LA 70570
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1922FDIC Certificate 42638
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Catalyst Bank (Main) | 235 N Court St | Opelousas, LA |
| EUNICE BRANCH | 840 E Laurel Ave | Eunice, LA |
| PORT BARRE BRANCH | 341 Saizan Ave | Port Barre, LA |
| HARRY GUIBEAU BRANCH | 231 Harry Guilbeau Rd | Opelousas, LA |
| CARENCRO BRANCH | 800 Veterans Dr | Carencro, LA |
| SOUTH COLLEGE BRANCH | 914 S College Rd | Lafayette, LA |
Showing 5 of 5
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
American Bank & Trust Company
Opelousas, Louisiana
→
Assets: $248.71MΔ -8.0%
St. Landry Bank and Trust Company
Opelousas, Louisiana
→
Assets: $295.17MΔ +9.1%
Citizens Progressive Bank
Winnsboro, Louisiana
→
Assets: $275.92MΔ +2.0%
Currency Bank
Baton Rouge, Louisiana
→
Assets: $261.18MΔ -3.4%
Caldwell Bank & Trust Company
Columbia, Louisiana
→
Assets: $296.51MΔ +9.6%
Hibernia Bank
New Orleans, Louisiana
→
Assets: $240.17MΔ -11.2%
Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1922 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70570 |
| State and County Number | 22097 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Opelousas, LA |
Operational Info
| Number of Employees | 49 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.catalystbank.com |
| Data Updated | 11/14/2025 |
| CERT | 29804 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $280.52M |
| Total Deposits | $192.52M |
| Total Liabilities | $208.38M |
| Total Equity Capital | $72.15M |
| Net Income | $516.00k |
| Net Loans and Leases | $162.37M |
| Assets Per Employee ($Millions) | $5.73M |
| Bank Premises and Fixed Assets | $5.95M |
| Cash and Balances due from Depository Institutions | $37.27M |
| Deposits Held in Domestic Offices | $192.52M |
Key Performance Ratios
| Return on Assets (ROA) | 0.75% |
| Return on Equity (ROE) | 2.88% |
| Net Interest Margin | 3.94% |
| Efficiency Ratio | 78.27% |
| Tier 1 Risk-Based Capital Ratio | 43.95% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 25.719% |
| Earning Assets to total Assets | 89.82% |
Income and Expense
| Total Interest Income | $3.50M |
| Total Noninterest Income | $315.00k |
| Total Interest Expense | $1.06M |
| Total Noninterest Expense | $2.15M |
| Net Interest Income | $2.43M |
| Pre-tax Net Operating Income | $633.00k |
| Provision for Credit Losses | $-36,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $76.00k |
| Other borrowed funds | $14.69M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.16M |
| Total Liabilities and Capital | $280.52M |
Securities
| Securities | $56.85M |
| Available-for-sale debt securities | $41.91M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $14.95M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Catalyst Bank?
$280.52M as of the latest filing.
How much are Catalyst Bank's total deposits?
$192.52M in total deposits.
Where is Catalyst Bank located?
Opelousas, LA.
What is the Net Interest Margin?
3.94%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1922.
What is the Return on Assets (ROA)?
0.75%.
How much are total loans and leases?
$162.37M (latest filing).
What is the total interest income (latest filing)?
$3.50M.