Catalyst Bank
Opelousas, LA
IDRSSD: 420578
Total Assets
$279.65M
Latest filing
Total Deposits
$190.71M
Latest filing
Net Interest Margin
3.96%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
265270772OPELOUSAS, LA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Catalyst Bank
235 N Court St
Opelousas, LA 70570
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1922FDIC Certificate 42638
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Catalyst Bank (Main) | 235 N Court St | Opelousas, LA |
| EUNICE BRANCH | 840 E Laurel Ave | Eunice, LA |
| PORT BARRE BRANCH | 341 Saizan Ave | Port Barre, LA |
| HARRY GUIBEAU BRANCH | 231 Harry Guilbeau Rd | Opelousas, LA |
| CARENCRO BRANCH | 800 Veterans Dr | Carencro, LA |
| SOUTH COLLEGE BRANCH | 914 S College Rd | Lafayette, LA |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1922 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70570 |
| State and County Number | 22097 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Opelousas, LA |
Operational Info
| Number of Employees | 49 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.catalystbank.com |
| Data Updated | 01/30/2026 |
| CERT | 29804 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $279.65M |
| Total Deposits | $190.71M |
| Total Liabilities | $206.62M |
| Total Equity Capital | $73.03M |
| Net Income | $492.00k |
| Net Loans and Leases | $167.84M |
| Assets Per Employee ($Millions) | $5.71M |
| Bank Premises and Fixed Assets | $5.85M |
| Cash and Balances due from Depository Institutions | $25.20M |
| Deposits Held in Domestic Offices | $190.71M |
Key Performance Ratios
| Return on Assets (ROA) | 0.7% |
| Return on Equity (ROE) | 2.71% |
| Net Interest Margin | 3.96% |
| Efficiency Ratio | 74.64% |
| Tier 1 Risk-Based Capital Ratio | 42.454% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 26.114% |
| Earning Assets to total Assets | 89.9% |
Income and Expense
| Total Interest Income | $3.53M |
| Total Noninterest Income | $242.00k |
| Total Interest Expense | $1.04M |
| Total Noninterest Expense | $2.04M |
| Net Interest Income | $2.49M |
| Pre-tax Net Operating Income | $597.00k |
| Provision for Credit Losses | $96.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $34.00k |
| Other borrowed funds | $14.73M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.18M |
| Total Liabilities and Capital | $279.65M |
Securities
| Securities | $62.50M |
| Available-for-sale debt securities | $47.58M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $14.92M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Catalyst Bank?
$279.65M as of the latest filing.
How much are Catalyst Bank's total deposits?
$190.71M in total deposits.
Where is Catalyst Bank located?
Opelousas, LA.
What is the Net Interest Margin?
3.96%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1922.
What is the Return on Assets (ROA)?
0.7%.
How much are total loans and leases?
$167.84M (latest filing).
What is the total interest income (latest filing)?
$3.53M.