St. Landry Bank and Trust Company
Opelousas, LA
IDRSSD: 885430
Total Assets
$298.63M
Latest filing
Total Deposits
$274.60M
Latest filing
Net Interest Margin
2.95%
Profitability
Key People
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Locations
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Main Office
St. Landry Bank and Trust Company
132 E Landry St
Opelousas, LA 70570
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1931FDIC Certificate 5442
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| St. Landry Bank and Trust Company (Main) | 132 E Landry St | Opelousas, LA |
| EUNICE BRANCH | 101 N 2nd St | Eunice, LA |
| MOTOR BRANCH SOUTH | 1407 S Union St | Opelousas, LA |
| PORT BARRE BRANCH | 235 Saizan Ave | Port Barre, LA |
| SCOTT BRANCH | 5636 Cameron St | Scott, LA |
| CARENCRO BRANCH | 4302 N University Ave | Carencro, LA |
| LAFAYETTE BRANCH | 3710 Ambassador Caffery Pkwy | Lafayette, LA |
| LOAN PRODUCTION OFFICE BRANCH | 3861 Ambassador Caffery Pkwy | Lafayette, LA |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1931 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70570 |
| State and County Number | 22097 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Opelousas, LA |
Operational Info
| Number of Employees | 60 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.stlandrybank.com |
| Data Updated | 01/30/2026 |
| CERT | 8534 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $298.63M |
| Total Deposits | $274.60M |
| Total Liabilities | $275.20M |
| Total Equity Capital | $23.43M |
| Net Income | $56.00k |
| Net Loans and Leases | $76.84M |
| Assets Per Employee ($Millions) | $4.98M |
| Bank Premises and Fixed Assets | $2.52M |
| Cash and Balances due from Depository Institutions | $41.63M |
| Deposits Held in Domestic Offices | $274.60M |
Key Performance Ratios
| Return on Assets (ROA) | 0.08% |
| Return on Equity (ROE) | 0.98% |
| Net Interest Margin | 2.95% |
| Efficiency Ratio | 97.53% |
| Tier 1 Risk-Based Capital Ratio | 27.088% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.846% |
| Earning Assets to total Assets | 96.7% |
Income and Expense
| Total Interest Income | $2.53M |
| Total Noninterest Income | $176.00k |
| Total Interest Expense | $439.00k |
| Total Noninterest Expense | $2.21M |
| Net Interest Income | $2.09M |
| Pre-tax Net Operating Income | $56.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $135.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $598.00k |
| Total Liabilities and Capital | $298.63M |
Securities
| Securities | $175.02M |
| Available-for-sale debt securities | $27.84M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $147.18M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of St. Landry Bank and Trust Company?
$298.63M as of the latest filing.
How much are St. Landry Bank and Trust Company's total deposits?
$274.60M in total deposits.
Where is St. Landry Bank and Trust Company located?
Opelousas, LA.
What is the Net Interest Margin?
2.95%.
How many domestic offices does it operate?
8.
When was it established?
01/01/1931.
What is the Return on Assets (ROA)?
0.08%.
How much are total loans and leases?
$76.84M (latest filing).
What is the total interest income (latest filing)?
$2.53M.