Caldwell Bank & Trust Company
Columbia, LA
IDRSSD: 925354
Total Assets
$289.87M
Latest filing
Total Deposits
$249.75M
Latest filing
Net Interest Margin
4.75%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 71418 |
| State and County Number | 22021 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 62 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | caldwellbankandtrust.com |
| Data Updated | 11/14/2025 |
| CERT | 11785 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $289.87M |
| Total Deposits | $249.75M |
| Total Liabilities | $261.87M |
| Total Equity Capital | $28.00M |
| Net Income | $842.00k |
| Net Loans and Leases | $227.68M |
| Assets Per Employee ($Millions) | $5M |
| Bank Premises and Fixed Assets | $11.69M |
| Cash and Balances due from Depository Institutions | $21.49M |
| Deposits Held in Domestic Offices | $249.75M |
Key Performance Ratios
| Return on Assets (ROA) | 1.15% |
| Return on Equity (ROE) | 12.26% |
| Net Interest Margin | 4.75% |
| Efficiency Ratio | 75.07% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.661% |
| Earning Assets to total Assets | 88.25% |
Income and Expense
| Total Interest Income | $5.05M |
| Total Noninterest Income | $288.00k |
| Total Interest Expense | $1.96M |
| Total Noninterest Expense | $2.54M |
| Net Interest Income | $3.09M |
| Pre-tax Net Operating Income | $842.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.23M |
| Other borrowed funds | $7.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.12M |
| Total Liabilities and Capital | $289.87M |
Securities
| Securities | $12.72M |
| Available-for-sale debt securities | $11.42M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $1.30M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Caldwell Bank & Trust Company?
$289.87M as of the latest filing.
How much are Caldwell Bank & Trust Company's total deposits?
$249.75M in total deposits.
Where is Caldwell Bank & Trust Company located?
Columbia, LA.
What is the Net Interest Margin?
4.75%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1902.
What is the Return on Assets (ROA)?
1.15%.
How much are total loans and leases?
$227.68M (latest filing).
What is the total interest income (latest filing)?
$5.05M.