Guaranty Bank and Trust Company
New Roads, LA
IDRSSD: 289739
Total Assets
$298.06M
Latest filing
Total Deposits
$256.25M
Latest filing
Net Interest Margin
4.88%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Guaranty Bank and Trust Company
175 New Roads St
New Roads, LA 70760
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/29/1957FDIC Certificate 11721
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Guaranty Bank and Trust Company (Main) | 175 New Roads St | New Roads, LA |
| GROSSE TETE BRANCH | 17445 La-77 | Grosse Tete, LA |
| LIVONIA BRANCH | 3026 La Highway 78 | Livonia, LA |
| ZACHARY BRANCH | 6800 Main St | Zachary, LA |
| PORT ALLEN BRANCH | 1086 Lobdell Hwy | Port Allen, LA |
| MARINGOUIN BR | 11070 State Highway 77 | Maringouin, LA |
| FLORIDA BOULEVARD BRANCH | 7474 Florida Blvd | Baton Rouge, LA |
Showing 6 of 6
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
CLB The Community Bank
Jonesville, Louisiana
→
Assets: $313.37MΔ +0.5%
Patterson State Bank
Patterson, Louisiana
→
Assets: $307.25MΔ -1.5%
Bank of Coushatta
Coushatta, Louisiana
→
Assets: $306.01MΔ -1.9%
Washington State Bank
Washington, Louisiana
→
Assets: $305.02MΔ -2.2%
Citizens Savings Bank
Bogalusa, Louisiana
→
Assets: $319.78MΔ +2.6%
Caldwell Bank & Trust Company
Columbia, Louisiana
→
Assets: $296.51MΔ -4.9%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/29/1957 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70760 |
| State and County Number | 22077 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Baton Rouge, LA |
Operational Info
| Number of Employees | 80 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/29/1957 |
| Primary Insurance Agency | DIF |
| Website | guaranty-bnk.com |
| Data Updated | 11/14/2025 |
| CERT | 17767 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $298.06M |
| Total Deposits | $256.25M |
| Total Liabilities | $257.21M |
| Total Equity Capital | $40.85M |
| Net Income | $824.00k |
| Net Loans and Leases | $225.37M |
| Assets Per Employee ($Millions) | $3.97M |
| Bank Premises and Fixed Assets | $5.61M |
| Cash and Balances due from Depository Institutions | $5.94M |
| Deposits Held in Domestic Offices | $256.25M |
Key Performance Ratios
| Return on Assets (ROA) | 1.08% |
| Return on Equity (ROE) | 8.17% |
| Net Interest Margin | 4.88% |
| Efficiency Ratio | 67.12% |
| Tier 1 Risk-Based Capital Ratio | 19.977% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.707% |
| Earning Assets to total Assets | 93.12% |
Income and Expense
| Total Interest Income | $4.48M |
| Total Noninterest Income | $175.00k |
| Total Interest Expense | $1.01M |
| Total Noninterest Expense | $2.45M |
| Net Interest Income | $3.47M |
| Pre-tax Net Operating Income | $1.11M |
| Provision for Credit Losses | $88.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $937.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $958.00k |
| Total Liabilities and Capital | $298.06M |
Securities
| Securities | $50.57M |
| Available-for-sale debt securities | $50.57M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Guaranty Bank and Trust Company?
$298.06M as of the latest filing.
How much are Guaranty Bank and Trust Company's total deposits?
$256.25M in total deposits.
Where is Guaranty Bank and Trust Company located?
New Roads, LA.
What is the Net Interest Margin?
4.88%.
How many domestic offices does it operate?
7.
When was it established?
06/29/1957.
What is the Return on Assets (ROA)?
1.08%.
How much are total loans and leases?
$225.37M (latest filing).
What is the total interest income (latest filing)?
$4.48M.