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Patterson State Bank

Patterson, LA
IDRSSD: 85931
Total Assets
$310.05M
Latest filing
Total Deposits
$276.74M
Latest filing
Net Interest Margin
3.03%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1925
Community BankYes
Ownership TypeNot Mutual
ZIP70392
State and County Number22101
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameMorgan City, LA

Operational Info

Number of Employees37
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.pattersonstatebank.com
Data Updated11/14/2025
CERT12609
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$310.05M
Total Deposits$276.74M
Total Liabilities$284.82M
Total Equity Capital$25.23M
Net Income$271.00k
Net Loans and Leases$193.33M
Assets Per Employee ($Millions)$8.61M
Bank Premises and Fixed Assets$1.25M
Cash and Balances due from Depository Institutions$21.56M
Deposits Held in Domestic Offices$276.74M

Key Performance Ratios

Return on Assets (ROA)0.35%
Return on Equity (ROE)4.36%
Net Interest Margin3.03%
Efficiency Ratio86.68%
Tier 1 Risk-Based Capital Ratio16.646%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.07%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.136%
Earning Assets to total Assets95.34%

Income and Expense

Total Interest Income$3.68M
Total Noninterest Income$248.00k
Total Interest Expense$1.45M
Total Noninterest Expense$2.15M
Net Interest Income$2.23M
Pre-tax Net Operating Income$275.00k
Provision for Credit Losses$55.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$5.00M
Federal Funds Sold & Reverse Repurchase Agreement$4.60M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$3.08M
Total Liabilities and Capital$310.05M

Securities

Securities$82.06M
Available-for-sale debt securities$60.44M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$21.93M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Patterson State Bank?
$310.05M as of the latest filing.
How much are Patterson State Bank's total deposits?
$276.74M in total deposits.
Where is Patterson State Bank located?
Patterson, LA.
What is the Net Interest Margin?
3.03%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1925.
What is the Return on Assets (ROA)?
0.35%.
How much are total loans and leases?
$193.33M (latest filing).
What is the total interest income (latest filing)?
$3.68M.