Patterson State Bank
Patterson, LA
IDRSSD: 85931
Total Assets
$352.91M
Latest filing
Total Deposits
$319.02M
Latest filing
Net Interest Margin
2.98%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
065200803PATTERSON, LA
Key People
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Locations
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Main Office
Patterson State Bank
1130 Highway 90
Patterson, LA 70392
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1925FDIC Certificate 8006
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Patterson State Bank (Main) | 1130 Highway 90 | Patterson, LA |
| MORGAN CITY BRANCH | 801 N Victor Ii Blvd | Morgan City, LA |
| BERWICK BRANCH | 4741 Highway 182 | Berwick, LA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1925 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70392 |
| State and County Number | 22101 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Morgan City, LA |
Operational Info
| Number of Employees | 36 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.pattersonstatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 12609 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $352.91M |
| Total Deposits | $319.02M |
| Total Liabilities | $327.11M |
| Total Equity Capital | $25.80M |
| Net Income | $366.00k |
| Net Loans and Leases | $192.78M |
| Assets Per Employee ($Millions) | $10.08M |
| Bank Premises and Fixed Assets | $1.24M |
| Cash and Balances due from Depository Institutions | $41.61M |
| Deposits Held in Domestic Offices | $319.02M |
Key Performance Ratios
| Return on Assets (ROA) | 0.44% |
| Return on Equity (ROE) | 5.74% |
| Net Interest Margin | 2.98% |
| Efficiency Ratio | 83.38% |
| Tier 1 Risk-Based Capital Ratio | 16.249% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.312% |
| Earning Assets to total Assets | 95.55% |
Income and Expense
| Total Interest Income | $3.79M |
| Total Noninterest Income | $259.00k |
| Total Interest Expense | $1.44M |
| Total Noninterest Expense | $2.18M |
| Net Interest Income | $2.36M |
| Pre-tax Net Operating Income | $390.00k |
| Provision for Credit Losses | $45.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $23.55M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.09M |
| Total Liabilities and Capital | $352.91M |
Securities
| Securities | $86.39M |
| Available-for-sale debt securities | $61.35M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $25.44M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Patterson State Bank?
$352.91M as of the latest filing.
How much are Patterson State Bank's total deposits?
$319.02M in total deposits.
Where is Patterson State Bank located?
Patterson, LA.
What is the Net Interest Margin?
2.98%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1925.
What is the Return on Assets (ROA)?
0.44%.
How much are total loans and leases?
$192.78M (latest filing).
What is the total interest income (latest filing)?
$3.79M.