2024Q4 — Efficiency Ratio
Updated: 2024-12-31
National Rankings & Insights
This page ranks U.S. banks by Efficiency Ratio for 2024Q4. Values are reported in percentage terms as of 2024-12-31. Use the table to explore institutions or jump into state and bank detail pages.
Top banks by Efficiency Ratio (U.S.)
ALTOS BANK – LOS ALTOSFUNDBANK NATIONAL ASSN – AUSTININDEPENDENCE BANK – EAST GREENWICHFORTUNA BANK – GRANDVIEW HEIGHTLIBERTY BANK INC – SALT LAKE CTYCHEYENNE STATE BANK – CHEYENNEALAMERICA BANK – BIRMINGHAMBESSEMER TR CO OF NEVADA NA – LAS VEGASFARMERS&MECHANICS FSB – BLOOMFIELDKENTLAND FS&LA – KENTLAND
Showing 50 of 4560 banks
| # | Bank | State | City | Efficiency Ratio |
|---|---|---|---|---|
| 1 | ALTOS BANK | CALIFORNIA | LOS ALTOS | 4482.11% |
| 2 | FUNDBANK NATIONAL ASSN | TEXAS | AUSTIN | 1527.60% |
| 3 | INDEPENDENCE BANK | RHODE ISLAND | EAST GREENWICH | 1383.15% |
| 4 | FORTUNA BANK | OHIO | GRANDVIEW HEIGHT | 1184.31% |
| 5 | LIBERTY BANK INC | UTAH | SALT LAKE CTY | 956.25% |
| 6 | CHEYENNE STATE BANK | WYOMING | CHEYENNE | 900.00% |
| 7 | ALAMERICA BANK | ALABAMA | BIRMINGHAM | 731.58% |
| 8 | BESSEMER TR CO OF NEVADA NA | NEVADA | LAS VEGAS | 580.12% |
| 9 | FARMERS&MECHANICS FSB | INDIANA | BLOOMFIELD | 510.78% |
| 10 | KENTLAND FS&LA | INDIANA | KENTLAND | 490.91% |
| 11 | YOUNG AMERICANS BANK | COLORADO | DENVER | 350.33% |
| 12 | SMALL BUSINESS BANK | KANSAS | LENEXA | 334.95% |
| 13 | MOODY NATIONAL BANK | TEXAS | GALVESTON | 315.71% |
| 14 | OLD GLORY BANK | OKLAHOMA | ELMORE CITY | 300.23% |
| 15 | LINEAGE BANK | TENNESSEE | FRANKLIN | 291.78% |
| 16 | 42 NORTH PRIVATE BANK | MASSACHUSETTS | CANTON | 285.53% |
| 17 | AGILITY BANK NATIONAL ASSN | TEXAS | HOUSTON | 255.67% |
| 18 | SIDNEY FS&LA | NEBRASKA | SIDNEY | 250.00% |
| 19 | FIRST NB OF WINNSBORO | TEXAS | WINNSBORO | 247.44% |
| 20 | SUMMIT NATIONAL BANK | WYOMING | HULETT | 242.23% |
| 21 | AMERICAN TRUST&SAVINGS BANK | IOWA | LOWDEN | 238.82% |
| 22 | INTEGRITY BANK SSB | TEXAS | HOUSTON | 238.71% |
| 23 | BANK OF BRENHAM NA | TEXAS | BRENHAM | 234.99% |
| 24 | NAVE BANK | PUERTO RICO | SAN JUAN | 232.00% |
| 25 | GAINEY BUSINESS BANK | ARIZONA | SCOTTSDALE | 231.39% |
| 26 | ICON BUSINESS BANK | CALIFORNIA | RIVERSIDE | 227.86% |
| 27 | EASTERN NATIONAL BANK | FLORIDA | MIAMI | 225.58% |
| 28 | TIOGA-FRANKLIN SAVINGS BANK | PENNSYLVANIA | PHILADELPHIA | 216.38% |
| 29 | FIELDPOINT PRIVATE B&T | CONNECTICUT | GREENWICH | 212.62% |
| 30 | PIERMONT BANK | NEW YORK | NEW YORK | 210.14% |
| 31 | GENESIS BANK | CALIFORNIA | NEWPORT BEACH | 203.28% |
| 32 | HUNTINGTON FSB | WEST VIRGINIA | HUNTINGTON | 203.02% |
| 33 | COMMUNITY UNITY BANK | MICHIGAN | BIRMINGHAM | 202.64% |
| 34 | FAYETTEVILLE BANK | TEXAS | FAYETTEVILLE | 196.55% |
| 35 | GRANGER NATIONAL BANK | TEXAS | GRANGER | 195.35% |
| 36 | FIRST CENTRAL BANK MCCOOK | NEBRASKA | MCCOOK | 194.25% |
| 37 | CARVER FEDERAL SAVINGS BANK | NEW YORK | NEW YORK | 193.93% |
| 38 | HAVEN SAVINGS BANK | NEW JERSEY | HOBOKEN | 188.96% |
| 39 | JACKSON FS&LA | MINNESOTA | JACKSON | 187.02% |
| 40 | GATEWAY BANK FSB | CALIFORNIA | OAKLAND | 185.68% |
| 41 | LIFESTEPS BANK&TRUST | ALABAMA | UNION SPRINGS | 182.91% |
| 42 | BANKWEST OF KANSAS | KANSAS | GOODLAND | 182.87% |
| 43 | PORT RICHMOND SAVINGS | PENNSYLVANIA | PHILADELPHIA | 181.03% |
| 44 | STOCKMENS BANK | MONTANA | CASCADE | 180.88% |
| 45 | WEST VALLEY NATIONAL BANK | ARIZONA | GOODYEAR | 179.60% |
| 46 | VIDALIA FEDERAL SAVINGS BANK | GEORGIA | VIDALIA | 177.92% |
| 47 | FOUR STATES BANK | MISSOURI | CARTHAGE | 177.16% |
| 48 | EH NATIONAL BANK | CALIFORNIA | BEVERLY HILLS | 176.42% |
| 49 | BANCCENTRAL NATIONAL ASSN | OKLAHOMA | ALVA | 175.44% |
| 50 | PARAMOUNT BANK | MISSOURI | HAZELWOOD | 172.23% |