State Rankings & Insights
See how banks across KANSAS rank on Efficiency Ratio for 2024Q4. Values are reported in percentage terms as of 2024-12-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 71.07%
- Median: 66.77%
- Min / Max: 19.01% — 334.95%
Top banks by Efficiency Ratio in KANSAS
SMALL BUSINESS BANK – LENEXABANKWEST OF KANSAS – GOODLANDFARMERS STATE BANK – DWIGHTWALTON STATE BANK – WALTONCOTTONWOOD VALLEY BANK – CEDAR POINTVISTA NATIONAL BANK&TRUST – HARVEYVILLELIBERTY SAVINGS ASSN FSA – FORT SCOTTFIRST NB OF KANSAS – BURLINGTONFIRST STATE BANK – NESS CITYARGENTINE FEDERAL SAVINGS – KANSAS CITY
Count
199
Sum
14143.00%
Avg
71.07%
Median
66.77%
Min
19.01%
Max
334.95%
| Bank | City | Efficiency Ratio |
|---|---|---|
| SMALL BUSINESS BANK | LENEXA | 334.95% |
| BANKWEST OF KANSAS | GOODLAND | 182.87% |
| FARMERS STATE BANK | DWIGHT | 153.25% |
| WALTON STATE BANK | WALTON | 141.13% |
| COTTONWOOD VALLEY BANK | CEDAR POINT | 119.42% |
| VISTA NATIONAL BANK&TRUST | HARVEYVILLE | 118.24% |
| LIBERTY SAVINGS ASSN FSA | FORT SCOTT | 116.04% |
| FIRST NB OF KANSAS | BURLINGTON | 106.02% |
| FIRST STATE BANK | NESS CITY | 102.20% |
| ARGENTINE FEDERAL SAVINGS | KANSAS CITY | 98.81% |
| JOHNSON STATE BANK | JOHNSON | 96.05% |
| STATE EXCHANGE BANK | MANKATO | 96.00% |
| BISON STATE BANK | BISON | 95.21% |
| MARQUETTE FARMERS STB MARQUE | MARQUETTE | 92.63% |
| FIRST NATIONAL BANK OF HOPE | HOPE | 92.41% |
| STATE BANK OF BURRTON | BURRTON | 90.99% |
| ELK STATE BANK | CLYDE | 90.54% |
| SECURITY STATE BANK | WELLINGTON | 89.80% |
| DICKINSON COUNTY BANK | ENTERPRISE | 89.67% |
| CITIZENS FSB | LEAVENWORTH | 89.37% |
| PRESCOTT STATE BANK | PRESCOTT | 87.69% |
| CONWAY BANK | CONWAY SPRINGS | 87.32% |
| LYNDON STATE BANK | LYNDON | 86.93% |
| KANZA BANK | KINGMAN | 86.10% |
| STATE BANK OF SPRING HILL | SPRING HILL | 85.71% |
| CENTERA BANK | SUBLETTE | 85.51% |
| FARMERS STATE BANK | WATHENA | 85.41% |
| FIRST SECURITY BANK | OVERBROOK | 85.36% |
| BAXTER STATE BANK | BAXTER SPRINGS | 85.19% |
| CITIZENS NATIONAL BANK | GREENLEAF | 83.55% |
| FIRST NB IN FRANKFORT | FRANKFORT | 83.37% |
| FARMERS STB OF WESTMORELAND | WESTMORELAND | 82.94% |
| PEOPLES BANK | COLDWATER | 82.58% |
| KANSAS STATE BANK | OTTAWA | 82.52% |
| FIRST STATE BANK OF RANSOM | RANSOM | 82.09% |
| ASTRA BANK | SCANDIA | 81.89% |
| FIRST NB IN FREDONIA | FREDONIA | 81.47% |
| BANK OF COMMERCE&TRUST CO | WELLINGTON | 81.36% |
| ESB FINANCIAL | EMPORIA | 80.56% |
| FARMERS STATE BANK | FAIRVIEW | 80.28% |
| ELEVATE BANK NATIONAL ASSN | SEDAN | 80.00% |
| BANKERS BANK OF KANSAS | WICHITA | 79.97% |
| BALDWIN STATE BANK | BALDWIN CITY | 79.37% |
| FARMERS STB OF ALICEVILLE KS | WESTPHALIA | 79.07% |
| FARMERS STATE BANK | PHILLIPSBURG | 78.47% |
| BANK OF HOLYROOD | HOLYROOD | 78.13% |
| CITIZENS BANK OF KANSAS | KINGMAN | 77.42% |
| FIRST NB IN CIMARRON | CIMARRON | 76.97% |
| HOME SAVINGS BANK | CHANUTE | 76.72% |
| KAW VALLEY STATE BANK | EUDORA | 76.60% |
| BANK OF DENTON | DENTON | 76.25% |
| CBW BANK | WEIR | 76.22% |
| AMERICAN BK BAXTER SPRINGS | BAXTER SPRINGS | 76.02% |
| BANK OF LABOR | LENEXA | 75.78% |
| FARMERS&MERCHANTS BK MOUND C | MOUND CITY | 75.57% |
| FARMERS STATE BANK | MCPHERSON | 75.24% |
| UNION STATE BANK | UNIONTOWN | 75.23% |
| STOCK EXC BK CALDWELL KS | CALDWELL | 74.89% |
| RILEY STB OF RILEY KANSAS | RILEY | 74.64% |
| UNION STATE BANK | CLAY CENTER | 74.10% |
| CENTRAL NATIONAL BANK | JUNCTION CITY | 74.09% |
| COMMERCIAL BANK | PARSONS | 73.91% |
| FIRST OPTION BANK | OSAWATOMIE | 73.66% |
| GUARANTY STATE BANK&TRUST CO | BELOIT | 73.62% |
| PRAIRIE BANK OF KANSAS | STAFFORD | 73.40% |
| KENDALL BANK | OVERLAND PARK | 73.04% |
| FORD COUNTY STATE BANK | SPEARVILLE | 72.93% |
| COREFIRST BANK&TRUST | TOPEKA | 72.47% |
| SOUTHWEST NATIONAL BANK | WICHITA | 72.47% |
| HOWARD STB HOWARD KANSAS | HOWARD | 72.18% |
| MARION NATIONAL BANK | MARION | 72.12% |
| FIRST BANK OF BELOIT | BELOIT | 71.67% |
| BANK OF THE PLAINS | PLAINS | 71.65% |
| FIRST NB OF DIGHTON | DIGHTON | 71.22% |
| CITIZENS ST B&T ELLSWORTH KS | ELLSWORTH | 71.20% |
| FIRST STATE BANK&TRUST | TONGANOXIE | 71.12% |
| UNION STATE BANK OF EVEREST | EVEREST | 70.81% |
| ARMED FORCES BANK NA | FORT LEAVENWORTH | 70.61% |
| NINNESCAH VALLEY BANK | CUNNINGHAM | 70.31% |
| UNION STATE BANK | ARKANSAS CITY | 70.03% |
| COMMUNITY NB&T | CHANUTE | 70.03% |
| FIRST NB OF LOUISBURG | LOUISBURG | 69.84% |
| CITIZENS STATE BANK | HUGOTON | 69.72% |
| FIDELITY STATE BANK&TRUST CO | TOPEKA | 69.65% |
| TAMPA STATE BANK | TAMPA | 69.48% |
| GOLDEN BELT BANK FSA | HAYS | 69.25% |
| FIDELITY BANK NATIONAL ASSN | WICHITA | 69.17% |
| FIDELITY STATE BANK&TRUST CO | DODGE CITY | 68.92% |
| STATE BANK OF DOWNS | DOWNS | 68.82% |
| STOCKGROWERS STB ASHLAND KS | ASHLAND | 68.59% |
| FIRST NB OF HUTCHINSON | HUTCHINSON | 68.45% |
| CITY STATE BANK | FORT SCOTT | 68.02% |
| LYON COUNTY STATE BANK | EMPORIA | 67.82% |
| LANDMARK NATIONAL BANK | MANHATTAN | 67.73% |
| COMMUNITY BK OF WICHITA INC | WICHITA | 67.69% |
| KAW VALLEY BANK | TOPEKA | 67.65% |
| BANK OF COMMERCE | CHANUTE | 67.35% |
| HOME BANK&TRUST CO | EUREKA | 67.33% |
| FLINT HILLS BANK | ESKRIDGE | 66.85% |
| STATE BK OF CANTON CANTON KS | CANTON | 66.77% |
| SOLUTIONS NORTH BANK | STOCKTON | 66.75% |
| FNB BANK | GOODLAND | 66.50% |
| FARMERS BANK&TRUST | ATWOOD | 66.40% |
| OUTDOOR BANK | MANHATTAN | 66.37% |
| CARSON BANK | MULVANE | 66.29% |
| EXCHANGE BANK&TRUST | ATCHISON | 66.29% |
| FIRSTOAK BANK | INDEPENDENCE | 66.10% |
| FARMERS NATIONAL BANK | PHILLIPSBURG | 66.08% |
| HERITAGE BANK | TOPEKA | 65.94% |
| FIRST NATIONAL BANK&TRUST | PHILLIPSBURG | 65.91% |
| KCB BANK | LAKIN | 65.84% |
| KANSAS STB OVERBROOK KANSAS | OVERBROOK | 65.75% |
| INTRUST BANK NATIONAL ASSN | WICHITA | 65.73% |
| IMPACT BANK | WELLINGTON | 65.61% |
| STRYV BANK | WICHITA | 65.54% |
| WILSON STATE BANK | WILSON | 65.43% |
| BANK OF PRAIRIE VILLAGE | PRAIRIE VILLAGE | 65.28% |
| CITIZENS STATE BANK&TRUST CO | COUNCIL GROVE | 65.18% |
| GRANT COUNTY BANK | ULYSSES | 64.87% |
| DREAM FIRST BANK NA | SYRACUSE | 64.75% |
| FIRST HERITAGE BANK | CENTRALIA | 64.51% |
| LABETTE BANK | ALTAMONT | 64.30% |
| KAW VALLEY STATE B&T CO | WAMEGO | 64.14% |
| SILVER LAKE BANK | TOPEKA | 64.11% |
| INTEGRITY BANK | FOWLER | 63.86% |
| ANDOVER STATE BANK | ANDOVER | 63.68% |
| COMMUNITY BANK | LIBERAL | 63.64% |
| FIRST NB OF SPEARVILLE | SPEARVILLE | 63.64% |
| FARMERS STATE BANK | HOLTON | 63.62% |
| BANK OF THE FLINT HILLS | WAMEGO | 63.40% |
| EMPRISE BANK | WICHITA | 63.36% |
| FIRST BANK | STERLING | 63.20% |
| EXCHANGE STB OF ST PAUL KS | SAINT PAUL | 63.06% |
| SOUTHWIND BANK | NATOMA | 62.67% |
| FARMERS&DROVERS BANK | COUNCIL GROVE | 62.52% |
| BANK OF TESCOTT | TESCOTT | 62.46% |
| NEW CENTURY BANK | BELLEVILLE | 62.46% |
| COMMUNITY FIRST NB | MANHATTAN | 62.13% |
| SWEDISH-AMERICAN STATE BANK | COURTLAND | 61.95% |
| VINTAGE BANK KANSAS | LEON | 61.53% |
| VALLEY STATE BANK | BELLE PLAINE | 61.28% |
| GNBANK NATIONAL ASSN | GIRARD | 61.15% |
| BANK OF PROTECTION | PROTECTION | 60.45% |
| PEOPLES BANK | PRATT | 60.39% |
| STATE BANK OF BERN | BERN | 60.16% |
| UNION STATE BANK | OLSBURG | 60.13% |
| LYONS FEDERAL BANK | LYONS | 60.11% |
| PEOPLES BANK&TRUST CO | MCPHERSON | 60.09% |
| EQUITY BANK | ANDOVER | 60.05% |
| NBKC BANK | LEAWOOD | 59.31% |
| FNB WASHINGTON | WASHINGTON | 59.23% |
| HALSTEAD BANK | HALSTEAD | 59.21% |
| GOPPERT STATE SERVICE BANK | GARNETT | 58.67% |
| CITIZENS STATE BANK | GRIDLEY | 58.59% |
| SJN BANK OF KANSAS | SAINT JOHN | 58.19% |
| CAPITOL FEDERAL SAVINGS BANK | TOPEKA | 58.15% |
| PATRIOTS BANK | GARNETT | 57.92% |
| FIRST STATE BANK OF HEALY | HEALY | 57.49% |
| FIRST BANK KANSAS | SALINA | 57.49% |
| FARMERS STB OF BLUE MOUND | BLUE MOUND | 57.41% |
| HAVILAND STATE BANK | HAVILAND | 57.39% |
| CITIZENS STATE BANK | MOUNDRIDGE | 57.08% |
| BANK OF GREELEY | GREELEY | 56.90% |
| LEGACY BANK | COLWICH | 56.53% |
| MID-AMERICA BANK | BALDWIN CITY | 56.45% |
| BANK OF HAYS | HAYS | 56.19% |
| UNITED BANK&TRUST | MARYSVILLE | 55.93% |
| COMMUNITY NATIONAL BANK | SENECA | 55.93% |
| FARMERS&MERCHANTS BK COLBY | COLBY | 55.91% |
| DENISON STATE BANK | HOLTON | 55.53% |
| GREAT AMERICAN BANK | LAWRENCE | 55.32% |
| BENDENA STATE BANK | BENDENA | 55.28% |
| STOCKGROWERS STATE BANK | MAPLE HILL | 55.24% |
| FIRST STATE BANK | NORTON | 55.03% |
| CITIZENS STATE BANK&TRUST CO | HIAWATHA | 54.48% |
| CORNERSTONE BANK | OVERLAND PARK | 54.00% |
| FIRST COMMERCE BANK | MARYSVILLE | 53.82% |
| CITIZENS STB OF CHENEY KS | CHENEY | 53.73% |
| MUTUAL SAVINGS ASSN | LEAVENWORTH | 53.19% |
| SECURITY STATE BANK | SCOTT CITY | 51.47% |
| FARMERS STB OF BUCKLIN KS | BUCKLIN | 51.36% |
| CROSSFIRST BANK | LEAWOOD | 51.32% |
| FARMERS STB OF OAKLEY KANSAS | OAKLEY | 51.09% |
| SECURITY BANK OF KANSAS CITY | KANSAS CITY | 50.33% |
| FIRST NB OF SCOTT CITY | SCOTT CITY | 49.63% |
| FIRST KANSAS BANK | HOISINGTON | 49.62% |
| FARMERS BANK&TRUST | GREAT BEND | 49.44% |
| TRICENTURY BANK | DE SOTO | 49.04% |
| PEOPLES STATE BANK | CHERRYVALE | 48.53% |
| FUSION BANK | LARNED | 47.11% |
| GARDEN PLAIN STATE BANK | WICHITA | 46.42% |
| BENNINGTON STATE BANK | SALINA | 45.79% |
| THE BANK | OBERLIN | 45.28% |
| COMMUNITY BANK | TOPEKA | 44.24% |
| CITIZENS STATE BANK | MARYSVILLE | 41.54% |
| WESTERN STATE BANK | GARDEN CITY | 40.90% |
| SOLOMON STATE BANK | SOLOMON | 36.76% |
| KS STATEBANK | MANHATTAN | 32.14% |
| FIRST FEDERAL S&L BANK | OLATHE | 19.01% |