State Rankings & Insights
See how banks across NORTH DAKOTA rank on Efficiency Ratio for 2024Q4. Values are reported in percentage terms as of 2024-12-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 68.14%
- Median: 65.27%
- Min / Max: 33.69% — 110.45%
Top banks by Efficiency Ratio in NORTH DAKOTA
Count
62
Sum
4224.81%
Avg
68.14%
Median
65.27%
Min
33.69%
Max
110.45%
| Bank | City | Efficiency Ratio |
|---|---|---|
| STATE BANK&TRUST OF KENMARE | KENMARE | 110.45% |
| CITIZENS STB AT MOHALL | MOHALL | 103.10% |
| ASPIRE BANK | FARGO | 97.38% |
| PEOPLES STB FAIRMOUNT N D | FAIRMOUNT | 97.21% |
| BORDER BANK | FARGO | 97.19% |
| UNION STATE BANK OF HAZEN | HAZEN | 86.82% |
| ROLETTE STATE BANK | ROLETTE | 86.09% |
| CITIZENS STB OF LANKIN | LANKIN | 85.68% |
| BELL BANK | FARGO | 84.15% |
| PEOPLES STATE BANK | WESTHOPE | 83.52% |
| GATE CITY BANK | FARGO | 83.37% |
| HEARTLAND STATE BANK | EDGELEY | 82.04% |
| STARION BANK | BISMARCK | 80.79% |
| FARMERS&MERCHANTS BANK OF ND | TOLNA | 78.45% |
| FIRST STATE BANK OF CANDO | CANDO | 77.21% |
| VISIONBANK | FARGO | 76.48% |
| FIRST STATE BANK | BUXTON | 76.36% |
| STOCK GROWERS BANK | FORMAN | 75.65% |
| BANK FORWARD | FARGO | 74.89% |
| AMERICAN FEDERAL BANK | FARGO | 73.62% |
| FIRST INTERNATIONAL B&T | WATFORD CITY | 71.74% |
| STATE BANK OF LAKOTA | LAKOTA | 71.74% |
| FIRST WESTERN BANK&TRUST | MINOT | 70.81% |
| UNION BANK | BEULAH | 70.02% |
| LINCOLN STATE BANK | HANKINSON | 68.47% |
| TRUCOMMUNITY BANK | GARRISON | 68.39% |
| PEOPLES STATE BANK OF VELVA | VELVA | 68.30% |
| ALERUS FINANCIAL NA | GRAND FORKS | 67.04% |
| FARMERS&MERCHANTS STATE BANK | LANGDON | 66.17% |
| KIRKWOOD BANK&TRUST CO | BISMARCK | 65.63% |
| HORIZON FINANCIAL BANK | MUNICH | 65.59% |
| FIRST STATE BANK OF HARVEY | HARVEY | 64.94% |
| STATE BANK OF BOTTINEAU | BOTTINEAU | 64.37% |
| UNITED VALLEY BANK | CAVALIER | 63.87% |
| MERCHANTS BANK | RUGBY | 63.76% |
| MCINTOSH COUNTY BANK | ASHLEY | 63.59% |
| STRASBURG STATE BANK | STRASBURG | 63.12% |
| KINDRED STATE BANK | KINDRED | 62.95% |
| SECURITY FIRST BANK OF ND | NEW SALEM | 62.62% |
| BRAVERA BANK | DICKINSON | 62.36% |
| BANKNORTH | ARTHUR | 61.87% |
| GOOSE RIVER BANK | MAYVILLE | 61.71% |
| FIRST SECURITY BANK WEST | BEULAH | 61.58% |
| FIRST STATE BANK&TRUST | WILLISTON | 61.05% |
| CHOICE FINANCIAL GROUP | FARGO | 61.00% |
| UNISON BANK | JAMESTOWN | 60.35% |
| DAKOTA HERITAGE BANK | HUNTER | 59.78% |
| COMMERCIAL BANK OF MOTT | MOTT | 59.10% |
| KODABANK | DRAYTON | 58.49% |
| GRANT COUNTY STATE BANK | CARSON | 58.15% |
| BANK OF TIOGA | TIOGA | 57.83% |
| DAKOTA COMMUNITY B&T NA | HEBRON | 55.74% |
| FIRST UNITED BANK | PARK RIVER | 55.73% |
| CORNERSTONE BANK | FARGO | 54.60% |
| FIRST NB&T CO OF BOTTINEAU | BOTTINEAU | 54.26% |
| DAKOTA WESTERN BANK | BOWMAN | 49.63% |
| AMERICAN ST B&T CO WILLISTON | WILLISTON | 48.22% |
| FIRST STATE BANK OF GOLVA | GOLVA | 47.59% |
| WESTERN STATE BANK | DEVILS LAKE | 46.08% |
| BANK OF HAZELTON | HAZELTON | 45.65% |
| LIBERTY STATE BANK | POWERS LAKE | 36.78% |
| TURTLE MOUNTAIN STATE BANK | BELCOURT | 33.69% |