State Rankings & Insights
See how banks across MASSACHUSETTS rank on Efficiency Ratio for 2024Q4. Values are reported in percentage terms as of 2024-12-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 85.14%
- Median: 82.39%
- Min / Max: 45.48% — 285.53%
Top banks by Efficiency Ratio in MASSACHUSETTS
Count
101
Sum
8599.00%
Avg
85.14%
Median
82.39%
Min
45.48%
Max
285.53%
| Bank | City | Efficiency Ratio |
|---|---|---|
| 42 NORTH PRIVATE BANK | CANTON | 285.53% |
| WRENTHAM COOP BANK | WRENTHAM | 144.02% |
| WAKEFIELD COOP BANK | WAKEFIELD | 134.80% |
| ONEUNITED BANK | BOSTON | 132.27% |
| CORNERSTONE BANK | SPENCER | 131.59% |
| NORTH CAMBRIDGE COOP BANK | CAMBRIDGE | 125.43% |
| NORTH EASTON SAVINGS BANK | SOUTH EASTON | 109.56% |
| ROLLSTONE BANK&TRUST | FITCHBURG | 107.61% |
| COLONIAL FSB | QUINCY | 105.49% |
| DEDHAM INST FOR SVG | DEDHAM | 102.34% |
| SAVINGS BANK | WAKEFIELD | 101.98% |
| WASHINGTON SAVINGS BANK | LOWELL | 101.74% |
| FALL RIVER FIVE CENTS SB | FALL RIVER | 101.58% |
| COASTAL HERITAGE BANK | WEYMOUTH | 100.77% |
| BAY STATE SAVINGS BANK | WORCESTER | 100.34% |
| NEW VALLEY BANK&TRUST | SPRINGFIELD | 100.31% |
| PITTSFIELD COOP BANK | PITTSFIELD | 99.00% |
| SOUTH SHORE BANK | SOUTH WEYMOUTH | 97.93% |
| WELLINGTON TRUST CO NA | BOSTON | 97.16% |
| MILFORD FEDERAL BANK | MILFORD | 96.84% |
| CHARLES RIVER BANK | MEDWAY | 96.63% |
| HAVERHILL BANK | HAVERHILL | 96.60% |
| INSTITUTION SVG NEWBURYPORT& | NEWBURYPORT | 96.56% |
| CLINTON SAVINGS BANK | CLINTON | 95.91% |
| COOP BANK | ROSLINDALE | 95.51% |
| DEAN COOP BANK | FRANKLIN | 94.66% |
| WINTER HILL BANK FSB | SOMERVILLE | 94.61% |
| VILLAGE BANK | AUBURNDALE | 93.66% |
| EAGLE BANK | EVERETT | 93.22% |
| NEWBURYPORT FIVE CENTS SB | NEWBURYPORT | 92.31% |
| BLUESTONE BANK | RAYNHAM | 92.19% |
| STONEHAMBANK A COOP BANK | STONEHAM | 91.07% |
| COMMONWEALTH COOP BANK | HYDE PARK | 90.50% |
| BANKGLOUCESTER | GLOUCESTER | 89.64% |
| CANTON COOP BANK | CANTON | 88.63% |
| ATHOL SAVINGS BANK | ATHOL | 88.36% |
| MARBLEHEAD BANK | MARBLEHEAD | 88.29% |
| PENTUCKET BANK | HAVERHILL | 88.04% |
| GREENFIELD SAVINGS BANK | GREENFIELD | 87.48% |
| METHUEN COOP BANK | METHUEN | 86.79% |
| CAPE COD COOP BANK | YARMOUTH PORT | 86.52% |
| ADAMS COMMUNITY BANK | ADAMS | 86.44% |
| WINCHESTER SAVINGS BANK | WINCHESTER | 86.26% |
| MIDDLESEX SAVINGS BANK | NATICK | 85.21% |
| MARTHAS VINEYARD BANK | EDGARTOWN | 85.01% |
| BAYCOAST BANK | SWANSEA | 84.98% |
| EAST CAMBRIDGE SAVINGS BANK | CAMBRIDGE | 84.86% |
| LEE BANK | LEE | 83.96% |
| COUNTRY BANK FOR SAVINGS | WARE | 83.75% |
| MILLBURY NATIONAL BANK | MILLBURY | 82.56% |
| WINCHESTER COOP BANK | WINCHESTER | 82.39% |
| BANK OF EASTON | NORTH EASTON | 82.07% |
| CAMBRIDGE SAVINGS BANK | CAMBRIDGE | 81.22% |
| NATIONAL GRAND BK MARBLEHEAD | MARBLEHEAD | 81.08% |
| SEAMENS BANK | PROVINCETOWN | 80.44% |
| WALPOLE COOP BANK | WALPOLE | 80.28% |
| READING COOP BANK | READING | 80.07% |
| WATERTOWN SAVINGS BANK | WATERTOWN | 80.00% |
| NORTH BROOKFIELD SB | NORTH BROOKFIELD | 79.81% |
| CAPE COD FIVE CENTS SB | HYANNIS | 79.63% |
| CAPE ANN SAVINGS BANK | GLOUCESTER | 79.37% |
| FLORENCE BANK | FLORENCE | 78.89% |
| GREENFIELD COOP BANK | GREENFIELD | 78.72% |
| EVERETT COOP BANK | EVERETT | 77.97% |
| BRISTOL COUNTY SAVINGS BANK | TAUNTON | 77.20% |
| MOUNTAINONE BANK | NORTH ADAMS | 76.75% |
| WESTFIELD BANK | WESTFIELD | 76.64% |
| WEBSTER FIVE CENTS SB | WEBSTER | 76.41% |
| MAIN STREET BANK | MARLBOROUGH | 74.37% |
| SAVERS COOP BANK | SOUTHBRIDGE | 73.87% |
| BANK OF CANTON | CANTON | 73.66% |
| AVIDIA BANK | HUDSON | 72.96% |
| MIDDLESEX FEDERAL SAVINGS FA | SOMERVILLE | 72.87% |
| FIDELITY COOP BANK | LEOMINSTER | 72.14% |
| HARBORONE BANK | BROCKTON | 72.13% |
| UNIBANK FOR SAVINGS | WHITINSVILLE | 69.93% |
| MONSON SAVINGS BANK | MONSON | 69.77% |
| LEADER BANK NATIONAL ASSN | ARLINGTON | 68.88% |
| LOWELL FIVE CENT SB | TEWKSBURY | 68.79% |
| BANKESB | EASTHAMPTON | 68.53% |
| BANKPROV | AMESBURY | 67.31% |
| STATE STREET BANK&TRUST CO | BOSTON | 67.20% |
| BOSTON TRUST WALDEN CO | BOSTON | 66.26% |
| ENTERPRISE BANK&TRUST CO | LOWELL | 66.10% |
| PEOPLESBANK | HOLYOKE | 63.96% |
| MECHANICS COOP BANK | TAUNTON | 63.59% |
| NEEDHAM BANK | NEEDHAM | 62.78% |
| BERKSHIRE BANK | PITTSFIELD | 62.56% |
| BROOKLINE BANK | BROOKLINE | 62.22% |
| ONELOCAL BANK | NORWOOD | 60.54% |
| SALEM FIVE CENTS SB | SALEM | 60.53% |
| EASTERN BANK | BOSTON | 60.22% |
| BANKHOMETOWN | OXFORD | 59.29% |
| ROCKLAND TRUST CO | ROCKLAND | 58.28% |
| STOUGHTON COOP BANK | STOUGHTON | 57.53% |
| NORTHERN BANK&TRUST CO | WOBURN | 55.01% |
| MUTUALONE BANK | FRAMINGHAM | 52.73% |
| HINGHAM INST FOR SVG | HINGHAM | 52.41% |
| FIRST FINANCIAL TRUST NA | WAKEFIELD | 52.03% |
| COMPUTERSHARE TRUST CO NA | CANTON | 49.63% |
| NORTH SHORE BANK A COOP BANK | PEABODY | 45.48% |