State Rankings & Insights
See how banks across OKLAHOMA rank on Efficiency Ratio for 2024Q4. Values are reported in percentage terms as of 2024-12-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 72.90%
- Median: 68.82%
- Min / Max: 26.96% — 300.23%
Top banks by Efficiency Ratio in OKLAHOMA
Count
176
Sum
12831.08%
Avg
72.90%
Median
68.82%
Min
26.96%
Max
300.23%
| Bank | City | Efficiency Ratio |
|---|---|---|
| OLD GLORY BANK | ELMORE CITY | 300.23% |
| BANCCENTRAL NATIONAL ASSN | ALVA | 175.44% |
| CHICKASAW COMMUNITY BANK | OKLAHOMA CITY | 146.99% |
| BANK OF EUFAULA | EUFAULA | 142.79% |
| AMERICAN EXC BK LINDSAY OK | LINDSAY | 140.78% |
| FARMERS&MERCHANTS BANK | DUKE | 137.87% |
| FIRST STATE BANK | ANADARKO | 137.22% |
| COMMUNITY BANK | ALVA | 130.91% |
| BANK OF VICI | VICI | 130.21% |
| FIRST STATE BANK IN TEMPLE | TEMPLE | 110.23% |
| VAST BANK NATIONAL ASSN | TULSA | 105.53% |
| GRANT COUNTY BANK | MEDFORD | 104.23% |
| WALTERS BANK&TRUST CO | WALTERS | 102.31% |
| FIRST NB OF FLETCHER | FLETCHER | 102.24% |
| LEGACY BANK | HINTON | 100.67% |
| HOPETON STATE BANK | HOPETON | 99.55% |
| AMERICAN BANK OF OKLAHOMA | COLLINSVILLE | 98.21% |
| 1ST BANK IN HOMINY | HOMINY | 97.95% |
| FAIRVIEW SAVINGS&LOAN ASSN | FAIRVIEW | 96.15% |
| SPIRO STATE BANK | SPIRO | 93.67% |
| BANK OF COMMERCE | DUNCAN | 92.50% |
| HIGH PLAINS BANK | OKEENE | 92.26% |
| LOCAL BANK | HULBERT | 91.53% |
| GATEWAY FIRST BANK | JENKS | 90.06% |
| FIRST SECURITY BANK | BEAVER | 89.71% |
| FRAZER BANK | ALTUS | 89.69% |
| OKLAHOMA HERITAGE BANK | ROFF | 89.30% |
| CARSON COMMUNITY BANK | STILWELL | 87.86% |
| KIRKPATRICK BANK | EDMOND | 87.77% |
| SEILING STATE BANK | SEILING | 86.93% |
| YNB | YUKON | 86.87% |
| FIRST FARMERS NB OF WAURIKA | WAURIKA | 85.26% |
| COMMUNITY STATE BANK | HENNESSEY | 85.17% |
| FIRST NB IN MARLOW | MARLOW | 83.72% |
| COMMUNITY STATE BANK | POTEAU | 83.69% |
| FIRST STB OF POND CREEK OK | POND CREEK | 83.16% |
| CITY NB&T CO OF LAWTON OK | LAWTON | 82.65% |
| FIRST BANK OF THOMAS | THOMAS | 82.59% |
| BANK NATIONAL ASSN | MCALESTER | 82.12% |
| CITIZENS BANK OF EDMOND | EDMOND | 81.82% |
| FIRST SUMMIT BANK | RYAN | 81.28% |
| STATE BANK OF WYNNEWOOD | WYNNEWOOD | 80.62% |
| AMERICAN EXCHANGE BANK | HENRYETTA | 79.73% |
| FIRST STATE BANK | NOBLE | 79.70% |
| FARMERS BANK | CARNEGIE | 79.56% |
| SOVEREIGN BANK | SHAWNEE | 79.52% |
| FIRST STATE BANK | TAHLEQUAH | 78.94% |
| BANKERS BANK | OKLAHOMA CITY | 78.82% |
| AVB BANK | BROKEN ARROW | 78.59% |
| CLEO STATE BANK | CLEO SPRINGS | 78.44% |
| FIRST TEXOMA NATIONAL BANK | DURANT | 78.40% |
| FARMERS STATE BANK | QUINTON | 77.91% |
| FNB COMMUNITY BANK | MIDWEST CITY | 77.10% |
| SECURITY BANK&TRUST CO | MIAMI | 76.54% |
| WASHITA VALLEY BANK | FORT COBB | 76.40% |
| ALLNATIONS BANK | CALUMET | 76.09% |
| AMERISTATE BANK | ATOKA | 75.67% |
| PEOPLES BANK&TRUST CO | RYAN | 75.06% |
| COMMUNITY STB OF CANTON | CANTON | 74.88% |
| BANK OF BEAVER CITY | BEAVER | 74.87% |
| ARMSTRONG BANK | MUSKOGEE | 73.84% |
| FIRST STATE BANK | BOISE CITY | 73.69% |
| VISION BANK | ADA | 73.63% |
| EXCHANGE BANK | SKIATOOK | 72.94% |
| PEOPLES STATE BANK | BLAIR | 72.87% |
| PATRONS BANK NATIONAL ASSN | OKMULGEE | 72.83% |
| PEOPLES NB OF CHECOTAH | CHECOTAH | 72.55% |
| VALLIANCE BANK | OKLAHOMA CITY | 72.55% |
| AMERICAN HERITAGE BANK | SAPULPA | 72.21% |
| COMMUNITY BANK OF OKLAHOMA | VERDEN | 72.00% |
| FSNB NATIONAL ASSN | LAWTON | 71.84% |
| FARMERS&MERCHANTS NB FAIRVIE | FAIRVIEW | 71.70% |
| FIRSTBANK | ANTLERS | 71.69% |
| NBC OKLAHOMA | OKLAHOMA CITY | 71.01% |
| FIRST ENTERPRISE BANK | OKLAHOMA CITY | 70.97% |
| PRISM BANK | GUTHRIE | 70.80% |
| SPIRITBANK | TULSA | 70.54% |
| BANK360 | CORDELL | 70.41% |
| FIRST AMERICAN BANK | STONEWALL | 70.23% |
| FIRST NB OF HOOKER | HOOKER | 70.20% |
| GREAT NATIONS BANK | NORMAN | 70.20% |
| WASHITA STATE BANK | BURNS FLAT | 70.06% |
| WELCH STB OF WELCH OKLA | WELCH | 69.48% |
| FIRST OKLAHOMA BANK | JENKS | 69.22% |
| GREAT PLAINS NATIONAL BANK | ELK CITY | 69.17% |
| FIRST NB&T CO OF ARDMORE | ARDMORE | 69.12% |
| MABREY BANK | BIXBY | 69.06% |
| FNB COWETA | COWETA | 68.92% |
| EXCHANGE BANK&TRUST CO | PERRY | 68.72% |
| ACB BANK | CHEROKEE | 68.43% |
| FIRST NB&T CO OF MCALESTER | MCALESTER | 67.91% |
| FIRST BETHANY BANK&TRUST | BETHANY | 67.77% |
| AMERICAN NATION BANK | ARDMORE | 67.71% |
| FIRSTAR BANK | SALLISAW | 67.64% |
| PAYNE COUNTY BANK | PERKINS | 67.47% |
| BANK OF COMMERCE | CHELSEA | 67.00% |
| FIRST FIDELITY BANK | OKLAHOMA CITY | 66.90% |
| ANCHOR D BANK | TEXHOMA | 66.82% |
| SOUTHWEST BK OF WEATHERFORD | WEATHERFORD | 66.78% |
| SHAMROCK BANK N A | COALGATE | 66.76% |
| FIRST STATE BANK | WATONGA | 66.67% |
| FIRST NATIONAL BANK | HEAVENER | 66.59% |
| FARMERS&MERCHANTS BANK | ARNETT | 66.19% |
| COMMUNITY NB OF OKARCHE | OKARCHE | 66.00% |
| STATE EXCHANGE BANK | LAMONT | 65.84% |
| STOCK EXCHANGE BANK | WOODWARD | 65.77% |
| REGENT BANK | TULSA | 65.24% |
| ALVA STATE BANK&TRUST CO | ALVA | 65.15% |
| RCB BANK | CLAREMORE | 65.06% |
| ALL AMERICA BANK | OKLAHOMA CITY | 64.35% |
| FARMERS&MERCHANTS BANK | MAYSVILLE | 64.01% |
| CATTLEMENS BANK | ALTUS | 63.58% |
| BOKF NATIONAL ASSN | TULSA | 63.39% |
| METHOD BANK | WYANDOTTE | 63.03% |
| BLUE SKY BANK | PAWHUSKA | 62.92% |
| FIRST STATE BANK | VALLIANT | 62.47% |
| FIRST BANK&TRUST CO | PERRY | 62.33% |
| MCCLAIN BANK | PURCELL | 61.59% |
| COREBANK | WAYNOKA | 61.42% |
| CITIZENS BANK OF ADA | ADA | 61.06% |
| BANK OF GRAND LAKE | GROVE | 60.91% |
| VALOR BANK | EDMOND | 60.84% |
| SECURITY NB OF ENID | ENID | 60.50% |
| FIRST BANK&TRUST CO | CLINTON | 60.49% |
| MCCURTAIN COUNTY NB | BROKEN BOW | 60.29% |
| PAULS VALLEY NATIONAL BANK | PAULS VALLEY | 60.27% |
| CITIZENS B&T CO OF ARDMORE | ARDMORE | 60.15% |
| SECURITY STATE BANK | CHEYENNE | 60.01% |
| FIRST PRYORITY BANK | PRYOR | 59.80% |
| F&M BANK | EDMOND | 59.71% |
| OKLAHOMA BANK&TRUST CO | CLINTON | 59.68% |
| OKLAHOMA CAPITAL BANK | TULSA | 59.17% |
| FIRST UNITED BANK&TRUST CO | DURANT | 59.15% |
| PANHANDLE FIRST BANK | GUYMON | 59.07% |
| SNB BANK NATIONAL ASSN | SHATTUCK | 58.29% |
| SOONER STATE BANK | TUTTLE | 58.18% |
| WATERMARK BANK | OKLAHOMA CITY | 58.08% |
| IDABEL NATIONAL BANK | IDABEL | 57.95% |
| BANK OF WESTERN OKLAHOMA | ELK CITY | 57.76% |
| LAKESIDE BANK OF SALINA | SALINA | 56.95% |
| GRAND BANK | TULSA | 56.67% |
| QUAIL CREEK BANK | OKLAHOMA CITY | 56.02% |
| FIRST LIBERTY BANK | OKLAHOMA CITY | 55.76% |
| FARMERS STB ALLEN OKLAHOMA | ALLEN | 54.38% |
| OKLAHOMA STATE BANK | BUFFALO | 54.10% |
| LIBERTY NATIONAL BANK | LAWTON | 54.04% |
| COWBOY BANK | KREMLIN | 53.77% |
| MIDFIRST BANK | OKLAHOMA CITY | 53.49% |
| FIRST SECURITY BANK&TRUST CO | OKLAHOMA CITY | 52.45% |
| FIRST NB OF OKLAHOMA | OKLAHOMA CITY | 52.24% |
| FIRST NATIONAL BANK&TRUST | ELK CITY | 52.22% |
| FIRST NB&T CO CHICKASHA OK | CHICKASHA | 51.71% |
| BANCFIRST | OKLAHOMA CITY | 51.63% |
| BANK OF WEST | THOMAS | 51.55% |
| INTERNATIONAL BK OF COM | OKLAHOMA CITY | 50.87% |
| BANK OF HYDRO | HYDRO | 50.74% |
| COMMUNITY BANK | BRISTOW | 49.77% |
| FIRST NB&T CO BROKEN ARROW | BROKEN ARROW | 48.45% |
| FRONTIER STATE BANK | OKLAHOMA CITY | 48.05% |
| ALL CAPITAL BANK | LOCUST GROVE | 47.52% |
| GRAND SAVINGS BANK | GROVE | 46.93% |
| FIRST BANK&TRUST CO | DUNCAN | 46.23% |
| TRIAD BANK NATIONAL ASSN | TULSA | 45.64% |
| LATIMER STATE BANK | WILBURTON | 45.25% |
| SECURITY BANK | TULSA | 45.21% |
| FIRST NB&T CO OF MIAMI | MIAMI | 45.04% |
| SECURITY FIRST NB OF HUGO | HUGO | 44.60% |
| STRIDE BANK NATIONAL ASSN | ENID | 44.42% |
| SECURITY STB OF OKLAHOMA | WEWOKA | 44.42% |
| AMERICAN BANK&TRUST CO | TULSA | 43.63% |
| FIRST BANK OF OKARCHE | OKARCHE | 39.97% |
| BANK 7 | OKLAHOMA CITY | 39.02% |
| FIRST BANK OF OWASSO | OWASSO | 38.40% |
| FIRST BANK | ERICK | 37.21% |
| INTERBANK | OKLAHOMA CITY | 33.21% |
| PAYCOM NATIONAL TRUST BANK | OKLAHOMA CITY | 26.96% |