State Rankings & Insights
See how banks across OHIO rank on Efficiency Ratio for 2024Q4. Values are reported in percentage terms as of 2024-12-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 81.98%
- Median: 74.30%
- Min / Max: 15.68% — 1184.31%
Top banks by Efficiency Ratio in OHIO
Count
169
Sum
13854.63%
Avg
81.98%
Median
74.30%
Min
15.68%
Max
1184.31%
| Bank | City | Efficiency Ratio |
|---|---|---|
| FORTUNA BANK | GRANDVIEW HEIGHT | 1184.31% |
| PIONEER SAVINGS BANK | CLEVELAND | 140.48% |
| FIRST NB OF DENNISON | DENNISON | 138.19% |
| FIRST FS&LA OF LORAIN | LORAIN | 135.09% |
| MARBLEHEAD BANK | MARBLEHEAD | 124.05% |
| PREFERRED LEGACY NATL TR BK | CANTON | 123.34% |
| WARSAW FS&LA | CINCINNATI | 121.86% |
| GREENVILLE FEDERAL | GREENVILLE | 117.65% |
| ADELPHI BANK | COLUMBUS | 116.16% |
| FIRST NB OF WAVERLY | WAVERLY | 111.21% |
| BROOKVILLE BLDG&SVG ASSN | BROOKVILLE | 111.04% |
| NEW FOUNDATION SAVINGS BANK | CINCINNATI | 108.54% |
| GREENWAY BANK | VAN WERT | 107.90% |
| COMMUNITY SAVINGS BANK | BETHEL | 105.52% |
| CONNEAUT SAVINGS BANK | CONNEAUT | 104.52% |
| 1ST NATIONAL BANK | LEBANON | 104.13% |
| FIDELITY FS&LA OF DELAWARE | DELAWARE | 102.85% |
| FIRST FS&LA OF VAN WERT | VAN WERT | 102.66% |
| MONROE FS&LA | TIPP CITY | 102.27% |
| NORTH VALLEY BANK | ZANESVILLE | 101.70% |
| TRUST CO OF TOLEDO NA | HOLLAND | 100.35% |
| PEOPLES SAVINGS&LOAN CO | BUCYRUS | 97.35% |
| HOMETOWN BANK | KENT | 95.92% |
| UNION BANKING CO | WEST MANSFIELD | 95.85% |
| CITIZENS FS&LA | BELLEFONTAINE | 94.80% |
| PEOPLES SAVINGS&LOAN CO | WEST LIBERTY | 94.15% |
| PEOPLES SAVINGS BANK | URBANA | 94.05% |
| FIRST MUTUAL BANK FSB | BELPRE | 93.25% |
| COMMUNITY FIRST BANK NA | FOREST | 91.71% |
| FIRST FS&LA | NEWARK | 91.62% |
| BUCKEYE STATE BANK | POWELL | 91.49% |
| PEOPLES FIRST SAVINGS BANK | MASON | 91.42% |
| FIRST FEDERAL BANK OF OHIO | GALION | 91.11% |
| MT VICTORY STATE BANK | MOUNT VICTORY | 90.80% |
| LIBERTY BANK | IRONTON | 90.58% |
| FAIRFIELD FS&LA OF LANCASTER | LANCASTER | 90.43% |
| VALLEY CENTRAL BANK | LIBERTY TOWNSHIP | 88.24% |
| METAMORA STATE BANK | METAMORA | 87.45% |
| HOME FS&LA OF NILES | NILES | 87.19% |
| FIRST NB OF PANDORA | PANDORA | 87.18% |
| FIRST CITIZENS NB UPPER SAND | UPPER SANDUSKY | 86.79% |
| RIVERSIDE BANK OF DUBLIN | DUBLIN | 86.68% |
| WATERFORD COMMERCIAL&SVG BK | WATERFORD | 86.58% |
| WOODSFIELD SAVINGS BANK | WOODSFIELD | 86.51% |
| BANK OF MAGNOLIA CO | MAGNOLIA | 86.28% |
| NATIONWIDE TRUST CO FSB | COLUMBUS | 86.12% |
| KINGSTON NATIONAL BANK | KINGSTON | 85.78% |
| FIRST FS&LA OF LAKEWOOD | LAKEWOOD | 85.68% |
| FIRST NB OF GERMANTOWN | GERMANTOWN | 85.65% |
| BUCKEYE COMMUNITY BANK | ELYRIA | 85.01% |
| HOME NATIONAL BANK | RACINE | 84.31% |
| INDEPENDENCE BANK | INDEPENDENCE | 84.22% |
| BELMONT SAVINGS BANK | BELLAIRE | 84.17% |
| EQUITABLE SAVINGS&LOAN CO | CADIZ | 83.87% |
| PEOPLES BANK | GAMBIER | 83.16% |
| FIRST NB OF BELLEVUE | BELLEVUE | 82.89% |
| LIBERTY SAVINGS BANK FSB | WILMINGTON | 82.87% |
| HOME SB OF WAPAKONETA | WAPAKONETA | 82.75% |
| MECHANICS BANK | MANSFIELD | 82.56% |
| SHERWOOD STATE BANK | SHERWOOD | 82.53% |
| ANTWERP EXCHANGE BANK CO | ANTWERP | 82.41% |
| GALION BUILDING&LOAN BANK | GALION | 82.36% |
| NATIONAL COOP BANK N A | HILLSBORO | 82.28% |
| MERCER SAVINGS BANK | CELINA | 81.72% |
| FIRST BANK OF CENTRAL OHIO | WORTHINGTON | 81.70% |
| HOME S&L KENTON OH DBA HSLC | KENTON | 80.75% |
| FIRST CENTRAL NB OF ST PARIS | ST. PARIS | 80.61% |
| ANDOVER BANK | ANDOVER | 80.32% |
| CITIZENS NB MCCONNELSVILLE | MCCONNELSVILLE | 79.25% |
| GENOA BANKING CO | GENOA | 79.04% |
| FARMERS BANK&SAVINGS CO | POMEROY | 78.73% |
| HICKSVILLE BANK | HICKSVILLE | 78.63% |
| FIRST FED CMTY BK OF BUCYRUS | BUCYRUS | 77.98% |
| OHIO VALLEY BANK CO | GALLIPOLIS | 77.80% |
| CREDIT FIRST NATIONAL ASSN | BROOK PARK | 77.56% |
| SOUTHERN HILLS CMTY BANK | LEESBURG | 77.52% |
| CITIZENS NB OF WOODSFIELD | WOODSFIELD | 77.49% |
| FIRST FS&LA | CENTERBURG | 76.81% |
| COMMUNITY SAVINGS | CALDWELL | 76.34% |
| SAVINGS BANK | CIRCLEVILLE | 75.61% |
| OHIO STATE BANK | BEXLEY | 75.40% |
| SOMERVILLE BANK | EATON | 75.27% |
| UNITED MIDWEST SB NA | DEGRAFF | 74.81% |
| PRIVATE TRUST CO NA | CLEVELAND | 74.53% |
| BALTIC STATE BANK | BALTIC | 74.30% |
| FARMERS STATE BANK | WEST SALEM | 74.14% |
| CITIZENS BANK CO | BEVERLY | 73.17% |
| UNION SAVINGS BANK | CINCINNATI | 72.68% |
| MIAMI SAVINGS BANK | MIAMITOWN | 72.62% |
| CROGHAN COLONIAL BANK | FREMONT | 72.01% |
| WILMINGTON SAVINGS BANK | WILMINGTON | 71.96% |
| UNION BANK CO | COLUMBUS GROVE | 71.95% |
| CINCINNATUS SAVINGS&LOAN CO | CINCINNATI | 71.49% |
| VINTON COUNTY NATIONAL BANK | MCARTHUR | 71.45% |
| FIRST FS&LA | DELTA | 70.68% |
| PEOPLES SAVINGS BANK | NEW MATAMORAS | 70.39% |
| HARRISON BUILDING&LOAN ASSN | HARRISON | 70.14% |
| FIRST NB OF MCCONNELSVILLE | MCCONNELSVILLE | 69.93% |
| VERSAILLES SAVINGS&LOAN CO | VERSAILLES | 69.36% |
| FIRST NB OF BLANCHESTER | BLANCHESTER | 69.02% |
| CONSUMERS NATIONAL BANK | MINERVA | 69.00% |
| PORTAGE COMMUNITY BANK | RAVENNA | 68.45% |
| PEOPLES STATE BANK | NEW LEXINGTON | 67.69% |
| TWIN VALLEY BANK | WEST ALEXANDRIA | 67.67% |
| FIRST NB OF SYCAMORE | SYCAMORE | 67.29% |
| STATE BANK&TRUST CO | DEFIANCE | 67.23% |
| RICHWOOD BANKING CO | RICHWOOD | 67.01% |
| CIVISTA BANK | SANDUSKY | 66.64% |
| GUARDIAN SAVINGS BANK | WEST CHESTER | 66.55% |
| COMMUNITY BANK | ZANESVILLE | 65.62% |
| OLD FORT BANKING CO | OLD FORT | 65.39% |
| MERCHANTS NATIONAL BANK | HILLSBORO | 65.38% |
| FAHEY BANKING CO | MARION | 65.20% |
| HOCKING VALLEY BANK | ATHENS | 64.85% |
| COVINGTON SAVINGS&LOAN ASSN | COVINGTON | 64.69% |
| FARMERS STATE BANK | NEW MADISON | 64.40% |
| NEW CARLISLE FSB | NEW CARLISLE | 63.60% |
| CORN CITY STATE BANK | DESHLER | 63.21% |
| THIRD FS&LA OF CLEVELAND | CLEVELAND | 63.19% |
| OSGOOD BANK | OSGOOD | 62.48% |
| WESTFIELD BANK FSB | WESTFIELD CENTER | 62.39% |
| FIRST STATE BANK | WINCHESTER | 62.24% |
| FARMERS&MERCHANTS BANK | CALDWELL | 61.84% |
| FIRST FINANCIAL BANK | CINCINNATI | 61.55% |
| APPLE CREEK BANKING CO | APPLE CREEK | 61.52% |
| LCNB NATIONAL BANK | LEBANON | 61.50% |
| RIVERHILLS BANK | MILFORD | 61.48% |
| UNIFIED BANK | MARTINS FERRY | 60.81% |
| KEYBANK NATIONAL ASSN | CLEVELAND | 60.62% |
| MIDDLEFIELD BANKING CO | MIDDLEFIELD | 59.86% |
| PARK NATIONAL BANK | NEWARK | 59.80% |
| SSB COMMUNITY BANK | STRASBURG | 59.71% |
| MAIN STREET BANK CORP | WOOSTER | 59.55% |
| HEARTLAND BANK | WHITEHALL | 59.39% |
| PREMIER BANK | YOUNGSTOWN | 58.23% |
| U S BANK NATIONAL ASSN | CINCINNATI | 57.90% |
| PEOPLES BANK | MARIETTA | 57.87% |
| OTTOVILLE BANK CO | OTTOVILLE | 57.61% |
| FARMERS&MERCHANTS STATE BANK | ARCHBOLD | 57.39% |
| HUNTINGTON NATIONAL BANK | COLUMBUS | 57.27% |
| SIGNATURE BANK NATIONAL ASSN | TOLEDO | 57.22% |
| CENTERBANK | MILFORD | 57.08% |
| NORTH SIDE BANK&TRUST CO | CINCINNATI | 56.97% |
| WATERFORD BANK N A | TOLEDO | 56.08% |
| KILLBUCK SAVINGS BANK CO | KILLBUCK | 55.48% |
| FARMERS NB OF CANFIELD | CANFIELD | 55.17% |
| MINSTER BANK | MINSTER | 54.70% |
| COML&SVG BK MILLERSBURG OH | MILLERSBURG | 53.99% |
| GREENVILLE NATIONAL BANK | GREENVILLE | 53.63% |
| FIFTH THIRD BANK NA | CINCINNATI | 53.37% |
| FARMERS SAVINGS BANK | SPENCER | 52.97% |
| REPUBLIC BANKING CO | REPUBLIC | 52.90% |
| JPMORGAN CHASE BANK NA | COLUMBUS | 52.16% |
| CFBANK NATIONAL ASSN | COLUMBUS | 52.07% |
| CITIZENS NB OF BLUFFTON | BLUFFTON | 49.50% |
| HAMLER STATE BANK | HAMLER | 49.45% |
| FARMERS&MERCHANTS BANK | MIAMISBURG | 49.22% |
| FIRST NB IN NEW BREMEN | NEW BREMEN | 48.48% |
| FIRST FEDERAL CMTY BANK NA | DOVER | 48.35% |
| SETTLERS BANK | MARIETTA | 47.96% |
| NATIONAL BK ADAMS CNTY W UNI | WEST UNION | 44.67% |
| ST HENRY BANK | ST. HENRY | 44.51% |
| PEOPLES BANK CO | COLDWATER | 42.99% |
| HOME LOAN SAVINGS BANK | COSHOCTON | 42.78% |
| SPRING VALLEY BANK | WYOMING | 41.56% |
| FORT JENNINGS STATE BANK | FORT JENNINGS | 41.20% |
| SUTTON BANK | ATTICA | 38.79% |
| FIRST BANK OF OHIO | TIFFIN | 38.60% |
| FDS BANK | MASON | 15.68% |