State Rankings & Insights
See how banks across CALIFORNIA rank on Efficiency Ratio for 2024Q4. Values are reported in percentage terms as of 2024-12-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 102.94%
- Median: 61.29%
- Min / Max: 0.00% — 4482.11%
Top banks by Efficiency Ratio in CALIFORNIA
ALTOS BANK – LOS ALTOSICON BUSINESS BANK – RIVERSIDEGENESIS BANK – NEWPORT BEACHGATEWAY BANK FSB – OAKLANDEH NATIONAL BANK – BEVERLY HILLSLIBERTY BANK NATIONAL ASSN – IRVINEBEACH CITIES COMMERCIAL BANK – IRVINESMBC MANUBANK – LOS ANGELESMONTEREY COUNTY BANK – MONTEREYMISSION NATIONAL BANK – SAN FRANCISCO
Count
129
Sum
13279.10%
Avg
102.94%
Median
61.29%
Min
0.00%
Max
4482.11%
| Bank | City | Efficiency Ratio |
|---|---|---|
| ALTOS BANK | LOS ALTOS | 4482.11% |
| ICON BUSINESS BANK | RIVERSIDE | 227.86% |
| GENESIS BANK | NEWPORT BEACH | 203.28% |
| GATEWAY BANK FSB | OAKLAND | 185.68% |
| EH NATIONAL BANK | BEVERLY HILLS | 176.42% |
| LIBERTY BANK NATIONAL ASSN | IRVINE | 162.86% |
| BEACH CITIES COMMERCIAL BANK | IRVINE | 153.76% |
| SMBC MANUBANK | LOS ANGELES | 141.87% |
| MONTEREY COUNTY BANK | MONTEREY | 130.73% |
| MISSION NATIONAL BANK | SAN FRANCISCO | 124.15% |
| LEGACY BANK | MURRIETA | 123.27% |
| SUMMIT STATE BANK | SANTA ROSA | 121.92% |
| NEIGHBORHOOD NATIONAL BANK | EL CAJON | 115.20% |
| FIRST FS&LA OF SAN RAFAEL | SAN RAFAEL | 112.62% |
| UNIVERSAL BANK | WEST COVINA | 99.53% |
| UNITED PACIFIC BANK | CITY OF INDUSTRY | 99.48% |
| CALIFORNIA INTL BANK N A | WESTMINSTER | 99.42% |
| EASTERN INTERNATIONAL BANK | LOS ANGELES | 99.04% |
| FIRST FOUNDATION BANK | IRVINE | 97.96% |
| BEACON BUSINESS BANK NA | SAN FRANCISCO | 95.72% |
| MONTECITO BANK&TRUST | SANTA BARBARA | 95.21% |
| DEUTSCHE BANK NATIONAL TR CO | LOS ANGELES | 92.62% |
| NANO BANC | IRVINE | 89.76% |
| ASIAN PACIFIC NATIONAL BANK | SAN GABRIEL | 88.08% |
| CALIFORNIA BUSINESS BANK | IRVINE | 85.34% |
| TUSTIN COMMUNITY BANK | TUSTIN | 82.57% |
| BAC COMMUNITY BANK | STOCKTON | 82.29% |
| FIRST PACIFIC BANK | WHITTIER | 81.04% |
| BANK IRVINE | IRVINE | 80.70% |
| HATCH BANK | SAN MARCOS | 79.89% |
| PACIFIC COAST BANKERS BANK | WALNUT CREEK | 79.00% |
| PROVIDENT SAVINGS BANK FSB | RIVERSIDE | 78.96% |
| FARMERS&MERCHANTS BK LONG BE | LONG BEACH | 75.79% |
| COMMERCIAL BANK OF CA | IRVINE | 75.03% |
| SVG BANK OF MENDOCINO COUNTY | UKIAH | 74.79% |
| PACIFIC ALLIANCE BANK | SAN GABRIEL | 74.65% |
| FREMONT BANK | FREMONT | 74.60% |
| BANK OF STOCKTON | STOCKTON | 72.44% |
| BALBOA THRIFT&LOAN ASSN | CHULA VISTA | 72.16% |
| BENEFICIAL STATE BANK | OAKLAND | 72.07% |
| US METRO BANK | GARDEN GROVE | 71.49% |
| COMMUNITY COMMERCE BANK | CLAREMONT | 70.76% |
| EXCHANGE BANK | SANTA ROSA | 70.73% |
| BESSEMER TR CO OF CA NA | SAN FRANCISCO | 70.33% |
| BANK OF SAN FRANCISCO | SAN FRANCISCO | 69.64% |
| GOLDEN VALLEY BANK | CHICO | 69.08% |
| AMERICAN RIVIERA BANK | SANTA BARBARA | 68.67% |
| CITY NATIONAL BANK | LOS ANGELES | 67.85% |
| NEW OMNI BANK NATIONAL ASSN | ALHAMBRA | 67.23% |
| GBC INTERNATIONAL BANK | LOS ANGELES | 66.88% |
| COMMUNITY BK OF SANTA MARIA | SANTA MARIA | 66.41% |
| MISSION VALLEY BANK | SUN VALLEY | 65.39% |
| ENDEAVOR BANK | SAN DIEGO | 65.34% |
| PACIFIC VALLEY BANK | SALINAS | 64.79% |
| PACIFIC PREMIER BANK NA | IRVINE | 64.44% |
| REDWOOD CAPITAL BANK | EUREKA | 63.89% |
| EVERTRUST BANK | CITY OF INDUSTRY | 63.55% |
| BANK OF WHITTIER NA | WHITTIER | 63.26% |
| BANK OF MARIN | NOVATO | 63.26% |
| RIVER VALLEY COMMUNITY BANK | YUBA CITY | 62.41% |
| COMMUNITY WEST BANK | FRESNO | 62.34% |
| BANK OF HOPE | LOS ANGELES | 62.06% |
| CAPITAL BANK&TRUST CO | IRVINE | 62.02% |
| BANC OF CALIFORNIA | LOS ANGELES | 61.46% |
| BANK OF THE ORIENT | SAN FRANCISCO | 61.29% |
| CTBC BANK CORP USA | LOS ANGELES | 61.25% |
| HERITAGE BANK OF COMMERCE | SAN JOSE | 60.79% |
| UNITED BUSINESS BANK | WALNUT CREEK | 60.59% |
| STATE BANK OF INDIA CA | LOS ANGELES | 60.57% |
| SUMMIT BANK | OAKLAND | 60.27% |
| OPEN BANK | LOS ANGELES | 59.93% |
| MURPHY BANK | FRESNO | 59.13% |
| OAK VALLEY COMMUNITY BANK | OAKDALE | 58.42% |
| COLUMN NATIONAL ASSN | CHICO | 58.09% |
| TRI COUNTIES BANK | CHICO | 57.26% |
| EL DORADO SAVINGS BANK FSB | PLACERVILLE | 57.03% |
| ROYAL BUSINESS BANK | LOS ANGELES | 56.54% |
| COMMUNITY VALLEY BANK | EL CENTRO | 56.45% |
| BANK OF THE SIERRA | PORTERVILLE | 56.40% |
| CORNERSTONE COMMUNITY BANK | RED BLUFF | 56.37% |
| C3BANK NATIONAL ASSN | ENCINITAS | 56.20% |
| SANTA CRUZ COUNTY BANK | SANTA CRUZ | 56.19% |
| FIRST NORTHERN BANK OF DIXON | DIXON | 55.61% |
| UNITED SECURITY BANK | FRESNO | 55.60% |
| PARTNERS BANK OF CALIFORNIA | MISSION VIEJO | 55.39% |
| MECHANICS BANK | WALNUT CREEK | 55.23% |
| INFINITY BANK | SANTA ANA | 55.14% |
| COMMONWEALTH BUSINESS BANK | LOS ANGELES | 54.48% |
| GOLDEN STATE BANK | GLENDALE | 54.34% |
| HANMI BANK | LOS ANGELES | 54.21% |
| CHINO COMMERCIAL BANK N A | CHINO | 53.91% |
| CALIFORNIA BK OF COM NA | SAN DIEGO | 53.31% |
| PINNACLE BANK | GILROY | 52.75% |
| POPPY BANK | SANTA ROSA | 52.72% |
| FIRST COMMERCIAL BANK USA | ALHAMBRA | 52.68% |
| MEGA BANK | SAN GABRIEL | 52.68% |
| METROPOLITAN BANK | OAKLAND | 52.63% |
| PCB BANK | LOS ANGELES | 52.05% |
| AVIDBANK | SAN JOSE | 51.84% |
| AMERICAN BUSINESS BANK | LOS ANGELES | 49.68% |
| PLUMAS BANK | QUINCY | 48.99% |
| AMERICAN CONTINENTAL BANK | CITY OF INDUSTRY | 48.57% |
| COMMERCE WEST BANK | IRVINE | 47.55% |
| CALPRIVATE BANK | LA JOLLA | 47.13% |
| FFB BANK | FRESNO | 45.32% |
| HOME BANK OF CALIFORNIA | SAN DIEGO | 45.25% |
| CATHAY BANK | LOS ANGELES | 44.48% |
| FARMERS&MERCHANTS BK CNTL CA | LODI | 43.95% |
| MISSION BANK | BAKERSFIELD | 42.54% |
| HCN BANK | RIVERSIDE | 42.12% |
| AXOS BANK | SAN DIEGO | 40.29% |
| CITIZENS BUSINESS BANK | ONTARIO | 39.21% |
| BANK OF NY MELLON TR CO NA | LOS ANGELES | 39.07% |
| PREFERRED BANK | LOS ANGELES | 38.77% |
| FIVE STAR BANK | ROSEVILLE | 38.11% |
| WESTAMERICA BANK | SAN RAFAEL | 37.94% |
| CALIFORNIA PACIFIC BANK | SAN FRANCISCO | 37.82% |
| AMERICAN PLUS BANK N A | ARCADIA | 37.20% |
| BLACKROCK INSTL TR CO NA | SAN FRANCISCO | 37.02% |
| EAST WEST BANK | PASADENA | 36.18% |
| FIRST GENERAL BANK | ROWLAND HEIGHTS | 35.18% |
| MALAGA BANK FSB | PALOS VERDES PEN | 30.27% |
| FIRST AMERICAN TRUST FSB | SANTA ANA | 29.59% |
| RIVER CITY BANK | SACRAMENTO | 24.02% |
| STATE STREET B&T CO OF CA NA | IRVINE | 23.33% |
| BANK OF AMERICA CA NA | SAN FRANCISCO | 19.57% |
| FIRST CREDIT BANK | LOS ANGELES | 19.46% |
| MIZRAHI TEFAHOT BANK LTD | LOS ANGELES | 0.00% |
| BANK OF CHINA | LOS ANGELES | 0.00% |