State Rankings & Insights
See how banks across PENNSYLVANIA rank on Efficiency Ratio for 2024Q4. Values are reported in percentage terms as of 2024-12-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 77.81%
- Median: 71.51%
- Min / Max: 47.81% — 216.38%
Top banks by Efficiency Ratio in PENNSYLVANIA
TIOGA-FRANKLIN SAVINGS BANK – PHILADELPHIAPORT RICHMOND SAVINGS – PHILADELPHIACOMPASS SAVINGS BANK – WILMERDINGMILTON SAVINGS BANK – MILTONUNITED BANK OF PHILADELPHIA – PHILADELPHIAARMSTRONG COUNTY BLDG&LA – FORD CITYSLOVENIAN S&LA FRANKLIN-CONE – CONEMAUGHWILLIAM PENN BANK – LEVITTOWNINVESTMENT SAVINGS BANK – ALTOONACITIZENS SAVINGS BANK – CLARKS SUMMIT
Count
123
Sum
9570.39%
Avg
77.81%
Median
71.51%
Min
47.81%
Max
216.38%
| Bank | City | Efficiency Ratio |
|---|---|---|
| TIOGA-FRANKLIN SAVINGS BANK | PHILADELPHIA | 216.38% |
| PORT RICHMOND SAVINGS | PHILADELPHIA | 181.03% |
| COMPASS SAVINGS BANK | WILMERDING | 170.65% |
| MILTON SAVINGS BANK | MILTON | 128.40% |
| UNITED BANK OF PHILADELPHIA | PHILADELPHIA | 119.38% |
| ARMSTRONG COUNTY BLDG&LA | FORD CITY | 117.37% |
| SLOVENIAN S&LA FRANKLIN-CONE | CONEMAUGH | 112.12% |
| WILLIAM PENN BANK | LEVITTOWN | 107.70% |
| INVESTMENT SAVINGS BANK | ALTOONA | 107.31% |
| CITIZENS SAVINGS BANK | CLARKS SUMMIT | 107.00% |
| CFSBANK | CHARLEROI | 104.63% |
| BRENTWOOD BANK | BETHEL PARK | 100.91% |
| QUAINT OAK BANK | SOUTHAMPTON | 100.83% |
| IRON WORKERS SAVINGS BANK | ASTON | 100.52% |
| CLARION CNTY CMTY BANK | CLARION | 99.61% |
| SHARON BANK | SPRINGFIELD | 99.43% |
| VANGUARD NATIONAL TR CO NA | MALVERN | 97.45% |
| FIRST FS&LA OF GREENE CO | WAYNESBURG | 95.90% |
| MARQUETTE SAVINGS BANK | ERIE | 95.63% |
| FARMERS BLDG&SVG BANK | ROCHESTER | 95.16% |
| PENN COMMUNITY BANK | DOYLESTOWN | 94.91% |
| UNB BANK | MOUNT CARMEL | 94.84% |
| PENNCREST BANK | ALTOONA | 93.21% |
| SEWICKLEY SAVINGS BANK | SEWICKLEY | 92.58% |
| WESTMORELAND FS&LA | LATROBE | 92.13% |
| COMMERCIAL BANK&TRUST OF PA | LATROBE | 90.07% |
| GREENVILLE SAVINGS BANK | GREENVILLE | 89.70% |
| MAUCH CHUNK TRUST CO | JIM THORPE | 89.63% |
| COUNTY SAVINGS BANK | ESSINGTON | 88.80% |
| GLENMEDE TRUST CO NA | PHILADELPHIA | 88.71% |
| COMMUNITY STB OF ORBISONIA | ORBISONIA | 87.66% |
| RELIANCE SAVINGS BANK | ALTOONA | 87.14% |
| PENNIAN BANK | MIFFLINTOWN | 86.87% |
| AMBLER SAVINGS BANK | AMBLER | 86.31% |
| NORTHUMBERLAND NATIONAL BANK | NORTHUMBERLAND | 85.41% |
| HAMLIN BANK&TRUST CO | SMETHPORT | 82.02% |
| SLOVENIAN S&LA OF CANONSBURG | STRABANE | 81.19% |
| HUNTINGDON SAVINGS BANK | HUNTINGDON | 80.43% |
| HAVERFORD TRUST CO | RADNOR | 80.02% |
| MIFFLINBURG BANK&TRUST CO | MIFFLINBURG | 79.91% |
| FLEETWOOD BANK | FLEETWOOD | 79.77% |
| MCS BANK | MILROY | 79.72% |
| FIRST UNITED NATIONAL BANK | FRYBURG | 78.58% |
| AMERISERV FINANCIAL BANK | JOHNSTOWN | 78.11% |
| TRADITIONS BANK | YORK | 77.87% |
| ALTOONA FIRST SAVINGS BANK | ALTOONA | 77.37% |
| NEW TRIPOLI BANK | NEW TRIPOLI | 77.13% |
| DOLLAR BANK FSB | PITTSBURGH | 76.82% |
| JUNIATA VALLEY BANK | MIFFLINTOWN | 76.63% |
| WASHINGTON FINANCIAL BANK | WASHINGTON | 76.57% |
| PHOENIXVILLE FEDERAL B&T | PHOENIXVILLE | 75.94% |
| WOODLANDS BANK | WILLIAMSPORT | 75.65% |
| SUSQUEHANNA COMMUNITY BANK | WEST MILTON | 75.33% |
| FIRST KEYSTONE CMTY BANK | BERWICK | 75.00% |
| VICTORY BANK | LIMERICK | 74.78% |
| MARION CENTER BANK | INDIANA | 74.72% |
| ESSA BANK&TRUST | STROUDSBURG | 74.32% |
| HATBORO FEDERAL SAVINGS FA | HATBORO | 74.13% |
| INFIRST BANK | INDIANA | 72.87% |
| FIRST NORTHERN BANK&TRUST CO | PALMERTON | 71.76% |
| HYPERION BANK | PHILADELPHIA | 71.74% |
| SSB BANK | PITTSBURGH | 71.51% |
| HOMETOWN BANK OF PA | BEDFORD | 71.41% |
| WAYNE BANK | HONESDALE | 70.80% |
| PEOPLES SECURITY B&T CO | DUNMORE | 70.79% |
| JONESTOWN B&T JONESTOWN PA | JONESTOWN | 70.47% |
| FIRST NATIONAL TRUST CO | HERMITAGE | 70.46% |
| FARMERS&MERCHANTS TR CHAMBER | CHAMBERSBURG | 70.44% |
| COMMUNITY BANK | CARMICHAELS | 70.13% |
| NEFFS NATIONAL BANK | NEFFS | 69.91% |
| PRESENCE BANK | COATESVILLE | 69.78% |
| SOMERSET TRUST CO | SOMERSET | 69.67% |
| EPHRATA NATIONAL BANK | EPHRATA | 69.15% |
| JIM THORPE NEIGHBORHOOD BANK | JIM THORPE | 68.86% |
| MERCER COUNTY STATE BANK | SANDY LAKE | 68.70% |
| BANK OF BIRD-IN-HAND | BIRD IN HAND | 68.51% |
| JERSEY SHORE STATE BANK | WILLIAMSPORT | 68.38% |
| BNY MELLON NATIONAL ASSN | PITTSBURGH | 68.23% |
| WEST VIEW SAVINGS BANK | PITTSBURGH | 67.84% |
| EMBASSY BK LEHIGH VALLEY | BETHLEHEM | 67.52% |
| QNB BANK | QUAKERTOWN | 67.22% |
| KISH BANK | BELLEVILLE | 67.01% |
| ATLANTIC CMTY BANKERS BANK | CAMP HILL | 66.76% |
| 1ST SUMMIT BANK | JOHNSTOWN | 66.66% |
| FIDELITY DEPOSIT&DISCOUNT BK | DUNMORE | 64.79% |
| PHILADELPHIA TRUST CO | PHILADELPHIA | 64.28% |
| APOLLO TRUST CO | APOLLO | 64.27% |
| CITIZENS&NORTHERN BANK | WELLSBORO | 64.04% |
| MERIDIAN BANK | WAYNE | 63.59% |
| ACNB BANK | GETTYSBURG | 63.36% |
| CNB BANK | CLEARFIELD | 63.28% |
| ORRSTOWN BANK | HARRISBURG | 63.14% |
| UNIVEST BANK&TRUST CO | SOUDERTON | 63.00% |
| SECOND FS&LA OF PHILADELPHIA | PHILADELPHIA | 62.72% |
| SEI PRIVATE TRUST CO | OAKS | 62.43% |
| FULTON BANK NATIONAL ASSN | LANCASTER | 61.96% |
| FIRST CITIZENS CMTY BANK | MANSFIELD | 61.35% |
| UNITED SAVINGS BANK | PHILADELPHIA | 60.63% |
| NORTHWEST BANK | WARREN | 60.59% |
| MID PENN BANK | MILLERSBURG | 60.18% |
| DIME BANK | HONESDALE | 60.17% |
| FIRSTRUST SAVINGS BANK | CONSHOHOCKEN | 59.48% |
| NATIONAL BANK OF MALVERN | MALVERN | 59.39% |
| ENTERPRISE BANK | ALLISON PARK | 58.63% |
| LINKBANK | CAMP HILL | 57.93% |
| BANK OF LANDISBURG | LANDISBURG | 57.09% |
| FIRST RESOURCE BANK | EXTON | 57.07% |
| FIRST NB OF PENNSYLVANIA | GREENVILLE | 57.07% |
| FIRST NB&T CO OF NEWTOWN | NEWTOWN | 56.95% |
| PS BANK | WYALUSING | 56.77% |
| HARLEYSVILLE BANK | HARLEYSVILLE | 56.47% |
| CUSTOMERS BANK | MALVERN | 56.28% |
| S&T BANK | INDIANA | 56.12% |
| HONESDALE NATIONAL BANK | HONESDALE | 55.41% |
| LUZERNE BANK | LUZERNE | 55.01% |
| FIRST COMMONWEALTH BANK | INDIANA | 54.87% |
| JOURNEY BANK | BLOOMSBURG | 54.82% |
| ELDERTON STATE BANK | ELDERTON | 54.49% |
| AMERICAN BANK | ALLENTOWN | 51.99% |
| ASIAN BANK | PHILADELPHIA | 51.66% |
| TURBOTVILLE NATIONAL BANK | TURBOTVILLE | 48.74% |
| TRISTATE CAPITAL BANK | PITTSBURGH | 48.59% |
| NEXTIER BANK NATIONAL ASSN | KITTANNING | 47.81% |