State Rankings & Insights
See how banks across FLORIDA rank on Efficiency Ratio for 2024Q4. Values are reported in percentage terms as of 2024-12-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 70.01%
- Median: 65.86%
- Min / Max: 0.00% — 225.58%
Top banks by Efficiency Ratio in FLORIDA
EASTERN NATIONAL BANK – MIAMIINTERCREDIT BANK NA – CORAL GABLESGULF COAST BUSINESS BANK – FORT MYERSMEMBERS TRUST CO – TAMPAEMIGRANT BANK – MIAMIAXIOM BANK NATIONAL ASSN – MAITLANDFIRST NATIONAL BANK OF PASCO – DADE CITYLOCALITY BANK – FORT LAUDERDALESUNSTATE BANK – MIAMINATBANK NATIONAL ASSN – HOLLYWOOD
Count
89
Sum
6230.63%
Avg
70.01%
Median
65.86%
Min
0.00%
Max
225.58%
| Bank | City | Efficiency Ratio |
|---|---|---|
| EASTERN NATIONAL BANK | MIAMI | 225.58% |
| INTERCREDIT BANK NA | CORAL GABLES | 157.76% |
| GULF COAST BUSINESS BANK | FORT MYERS | 119.87% |
| MEMBERS TRUST CO | TAMPA | 104.00% |
| EMIGRANT BANK | MIAMI | 102.57% |
| AXIOM BANK NATIONAL ASSN | MAITLAND | 101.06% |
| FIRST NATIONAL BANK OF PASCO | DADE CITY | 100.64% |
| LOCALITY BANK | FORT LAUDERDALE | 98.91% |
| SUNSTATE BANK | MIAMI | 95.02% |
| NATBANK NATIONAL ASSN | HOLLYWOOD | 94.39% |
| FIRST NB OF MOUNT DORA | MOUNT DORA | 92.42% |
| FIRST STB OF THE FL KEYS | KEY WEST | 92.23% |
| CYPRESS BANK&TRUST | MELBOURNE | 90.42% |
| EDISON NATIONAL BANK | FORT MYERS | 85.86% |
| RAYMOND JAMES TRUST NA | SAINT PETERSBURG | 85.44% |
| TCM BANK NATIONAL ASSN | TAMPA | 85.33% |
| GROVE BANK&TRUST | MIAMI | 83.20% |
| WARRINGTON BANK | PENSACOLA | 82.54% |
| CENTRAL BANK | TAMPA | 82.26% |
| INTERAMERICAN BANK A FSB | MIAMI | 82.03% |
| FINEMARK NATIONAL BANK&TRUST | FORT MYERS | 80.17% |
| FLORIDA CAPITAL BANK NA | JACKSONVILLE | 80.04% |
| EVERMORE BANK | FORT LAUDERDALE | 79.92% |
| COMMERCE BANK&TRUST | WINTER PARK | 79.57% |
| CENTURY BANK OF FLORIDA | TAMPA | 79.47% |
| FIRST NB OF WAUCHULA | WAUCHULA | 78.17% |
| WATERFALL BANK | CLEARWATER | 77.29% |
| PNB COMMUNITY BANK | NICEVILLE | 76.98% |
| FIRST FEDERAL BANK | LAKE CITY | 74.66% |
| CANANDAIGUA NATL TR CO OF FL | SARASOTA | 74.16% |
| CHILTON TRUST CO NA | PALM BEACH | 73.95% |
| BANK OF PENSACOLA | PENSACOLA | 73.57% |
| MARINE BANK&TRUST CO | VERO BEACH | 73.22% |
| BANKFLORIDA | DADE CITY | 71.71% |
| TERRABANK NATIONAL ASSN | MIAMI | 71.05% |
| HELM BANK USA | MIAMI | 70.57% |
| GULF ATLANTIC BANK | KEY WEST | 70.53% |
| CITIZENS BANK&TRUST | FROSTPROOF | 69.90% |
| PEOPLES BANK OF GRACEVILLE | GRACEVILLE | 69.87% |
| LAFAYETTE STATE BANK | MAYO | 68.67% |
| MAINSTREET CMTY BANK OF FL | DELAND | 68.47% |
| OCEAN BANK | MIAMI | 68.37% |
| AMERICAN NATIONAL BANK | OAKLAND PARK | 66.59% |
| BRADESCO BANK | CORAL GABLES | 66.48% |
| CAPITAL CITY BANK | TALLAHASSEE | 65.86% |
| MADISON CNTY CMTY BANK | MADISON | 64.44% |
| FLAGSHIP BANK | CLEARWATER | 63.76% |
| AMERANT BANK NATIONAL ASSN | CORAL GABLES | 63.58% |
| UNITED SOUTHERN BANK | UMATILLA | 62.80% |
| SUNRISE BANK | ORLANDO | 62.06% |
| EVERBANK NATIONAL ASSN | JACKSONVILLE | 61.48% |
| INTRACOASTAL BANK | PALM COAST | 61.43% |
| ANCHOR BANK | PALM BEACH GARDE | 61.41% |
| BANK OF CENTRAL FLORIDA | LAKELAND | 60.65% |
| INTERNATIONAL FINANCE BANK | MIAMI | 60.50% |
| PRIME MERIDIAN BANK | TALLAHASSEE | 60.16% |
| GULFSIDE BANK | SARASOTA | 59.93% |
| SURETY BANK | DELAND | 59.58% |
| DESJARDINS BANK NA | HALLANDALE | 59.46% |
| BANK OF BELLE GLADE | BELLE GLADE | 59.26% |
| CREWS BANK&TRUST | WAUCHULA | 59.17% |
| FIRST BANK | CLEWISTON | 59.01% |
| CLIMATE FIRST BANK | SAINT PETERSBURG | 58.90% |
| COGENT BANK | ORLANDO | 58.77% |
| COMMUNITY BANK OF THE SOUTH | MERRITT ISLAND | 58.76% |
| BANESCO USA | MIAMI | 57.39% |
| BANKUNITED NATIONAL ASSN | MIAMI LAKES | 56.74% |
| SEACOAST NATIONAL BANK | STUART | 55.71% |
| SOUTHSTATE BANK NA | WINTER HAVEN | 54.94% |
| BANK OF TAMPA | TAMPA | 54.78% |
| ONE FLORIDA BANK | ORLANDO | 54.27% |
| DLP BANK | STARKE | 51.52% |
| U S CENTURY BANK | DORAL | 51.50% |
| FNBT BANK | FORT WALTON BEAC | 51.20% |
| BANCO DO BRASIL AMERICAS | MIAMI | 51.07% |
| PARADISE BANK | BOCA RATON | 50.81% |
| CITIZENS FIRST BANK | THE VILLAGES | 50.03% |
| SANIBEL CAPTIVA CMTY BANK | SANIBEL | 49.86% |
| BRANNEN BANK | INVERNESS | 48.32% |
| PACIFIC NATIONAL BANK | MIAMI | 46.98% |
| CITY NB OF FLORIDA | MIAMI | 46.87% |
| BAYFIRST NATIONAL BANK | SAINT PETERSBURG | 46.01% |
| OPTIMUMBANK | FORT LAUDERDALE | 45.71% |
| WINTER PARK NATIONAL BANK | WINTER PARK | 43.38% |
| FIRST COLONY BANK OF FLORIDA | MAITLAND | 42.63% |
| RAYMOND JAMES BANK | SAINT PETERSBURG | 39.65% |
| NEWTEK BANK NATIONAL ASSN | MIAMI | 39.34% |
| HEARTLAND NATIONAL BANK | SEBRING | 36.04% |
| GALA BANK | OCALA | 0.00% |