State Rankings & Insights
See how banks across NEW YORK rank on Efficiency Ratio for 2024Q4. Values are reported in percentage terms as of 2024-12-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 70.40%
- Median: 72.81%
- Min / Max: 0.00% — 210.14%
Top banks by Efficiency Ratio in NEW YORK
PIERMONT BANK – NEW YORKCARVER FEDERAL SAVINGS BANK – NEW YORKGENERATIONS BANK – SENECA FALLSDEUTSCHE BANK TR CO AMERICAS – NEW YORKUPSTATE NATIONAL BANK – OGDENSBURGBANK OF RICHMONDVILLE – COBLESKILLEMIGRANT MERCANTILE BANK – NEW YORKCATSKILL HUDSON BANK – MONTICELLOGEDDES FS&LA – SYRACUSEEASTBANK NATIONAL ASSN – NEW YORK
Count
135
Sum
9503.41%
Avg
70.40%
Median
72.81%
Min
0.00%
Max
210.14%
| Bank | City | Efficiency Ratio |
|---|---|---|
| PIERMONT BANK | NEW YORK | 210.14% |
| CARVER FEDERAL SAVINGS BANK | NEW YORK | 193.93% |
| GENERATIONS BANK | SENECA FALLS | 160.95% |
| DEUTSCHE BANK TR CO AMERICAS | NEW YORK | 158.40% |
| UPSTATE NATIONAL BANK | OGDENSBURG | 158.28% |
| BANK OF RICHMONDVILLE | COBLESKILL | 154.48% |
| EMIGRANT MERCANTILE BANK | NEW YORK | 148.65% |
| CATSKILL HUDSON BANK | MONTICELLO | 128.22% |
| GEDDES FS&LA | SYRACUSE | 118.93% |
| EASTBANK NATIONAL ASSN | NEW YORK | 116.05% |
| SUNNYSIDE FS&LA OF IRVINGTON | IRVINGTON | 112.82% |
| RONDOUT SAVINGS BANK | KINGSTON | 110.80% |
| UNITED ORIENT BANK | NEW YORK | 107.03% |
| FLAGSTAR BANK NATIONAL ASSN | HICKSVILLE | 105.18% |
| BANK OF CATTARAUGUS | CATTARAUGUS | 102.14% |
| GRASSHOPPER BANK N A | NEW YORK | 101.49% |
| NEUBERGER BERMAN TRUST CO NA | NEW YORK | 96.05% |
| EVERCORE TRUST CO NA | NEW YORK | 94.76% |
| CARTHAGE S&L NA | CARTHAGE | 92.52% |
| WALLKILL VALLEY FS&LA | WALLKILL | 92.13% |
| BROWN BROTHERS HARRIMAN TR N | NEW YORK | 91.39% |
| CITIZENS NB OF HAMMOND | HAMMOND | 90.64% |
| ULSTER SAVINGS BANK | KINGSTON | 89.66% |
| ROCKEFELLER TRUST CO NA | NEW YORK | 89.54% |
| SOLVAY BANK | SOLVAY | 89.12% |
| APPLE BANK | NEW YORK | 89.07% |
| SAVANNAH BANK NATIONAL ASSN | SAVANNAH | 88.46% |
| M Y SAFRA BANK FSB | NEW YORK | 88.36% |
| DEUTSCHE BANK TRUST CO NA | NEW YORK | 88.24% |
| SHINHAN BANK AMERICA | NEW YORK | 88.15% |
| ALMA BANK | ASTORIA | 87.45% |
| FULTON SAVINGS BANK | FULTON | 85.97% |
| GOUVERNEUR SAVINGS&LOAN ASSN | GOUVERNEUR | 85.04% |
| ADIRONDACK BANK | UTICA | 85.00% |
| RIDGEWOOD SAVINGS BANK | RIDGEWOOD | 84.60% |
| NATIONAL BANK OF COXSACKIE | COXSACKIE | 84.35% |
| BANK OF HOLLAND | HOLLAND | 84.16% |
| MAPLE CITY SAVINGS BANK FSB | HORNELL | 83.84% |
| CROSS COUNTY SAVINGS BANK | MIDDLE VILLAGE | 83.82% |
| FIRST NB OF LONG ISLAND | GLEN HEAD | 82.82% |
| FIRST NB OF SCOTIA | SCOTIA | 82.53% |
| CHAMPLAIN NATIONAL BANK | ELIZABETHTOWN | 82.07% |
| WATERTOWN SAVINGS BANK | WATERTOWN | 81.58% |
| GLOBAL BANK | NEW YORK | 81.54% |
| SENECA SAVINGS | BALDWINSVILLE | 81.49% |
| LAKE SHORE SAVINGS BANK | DUNKIRK | 81.08% |
| EMPIRE STATE BANK | STATEN ISLAND | 80.93% |
| MODERN BANK NATIONAL ASSN | NEW YORK | 80.62% |
| SAWYER SAVINGS BANK | SAUGERTIES | 80.28% |
| RHINEBECK BANK | RHINEBECK | 80.10% |
| DEPOSITORY TRUST CO | NEW YORK | 80.03% |
| PUTNAM COUNTY NB OF CARMEL | CARMEL | 79.76% |
| FLUSHING BANK | UNIONDALE | 79.74% |
| QUONTIC BANK | ASTORIA | 78.77% |
| ADIRONDACK TRUST CO | SARATOGA SPRINGS | 78.62% |
| NORTH COUNTRY SAVINGS BANK | CANTON | 78.56% |
| INDUSTRIAL&COMMERCIAL BK CHI | NEW YORK | 76.73% |
| PIONEER BANK NATIONAL ASSN | ALBANY | 76.43% |
| CAYUGA LAKE NATIONAL BANK | UNION SPRINGS | 76.21% |
| ABACUS FEDERAL SAVINGS BANK | NEW YORK | 76.11% |
| BALLSTON SPA NATIONAL BANK | BALLSTON SPA | 75.87% |
| BESSEMER TRUST CO NA | NEW YORK | 75.68% |
| CATTARAUGUS COUNTY BANK | LITTLE VALLEY | 75.41% |
| FIRST CENTRAL SAVINGS BANK | GLEN COVE | 74.21% |
| DELAWARE NB OF DELHI | DELHI | 74.07% |
| COMMUNITY FSB | WOODHAVEN | 73.09% |
| BERKSHIRE BANK | NEW YORK | 72.98% |
| PONCE BANK | BRONX | 72.81% |
| MIZUHO BANK USA | NEW YORK | 72.02% |
| TIOGA STB NA | SPENCER | 71.96% |
| MASSENA SAVINGS&LOAN | MASSENA | 71.78% |
| SAFRA NB OF NEW YORK | NEW YORK | 71.46% |
| FIRST NB OF DRYDEN | DRYDEN | 71.18% |
| ISRAEL DISCOUNT BANK OF NY | NEW YORK | 70.03% |
| EVANS BANK NATIONAL ASSN | ANGOLA | 69.78% |
| MASPETH FS&LA | MASPETH | 69.56% |
| GLENS FALLS NB&T CO | GLENS FALLS | 68.86% |
| FIRST NB OF GROTON | GROTON | 68.43% |
| WALDEN SAVINGS BANK | MONTGOMERY | 68.24% |
| CHEMUNG CANAL TRUST CO | ELMIRA | 68.10% |
| FIVE STAR BANK | WARSAW | 67.66% |
| HANOVER COMMUNITY BANK | GARDEN CITY PARK | 67.59% |
| AMERICAN COMMUNITY BANK | GLEN COVE | 66.22% |
| BANK OF NEW YORK MELLON | NEW YORK | 65.62% |
| POPULAR BANK | NEW YORK | 65.52% |
| FIRST FS OF MIDDLETOWN | MIDDLETOWN | 65.02% |
| TRUSTCO BANK | GLENVILLE | 64.96% |
| LYONS NATIONAL BANK | LYONS | 64.68% |
| HABIB AMERICAN BANK | NEW YORK | 63.44% |
| NBT BANK NATIONAL ASSN | NORWICH | 63.14% |
| PCSB BANK | BREWSTER | 62.01% |
| ORANGE BANK&TRUST CO | MIDDLETOWN | 61.63% |
| CANANDAIGUA NB&T CO | CANANDAIGUA | 61.33% |
| NEWBANK | FLUSHING | 60.40% |
| WOORI AMERICA BANK | NEW YORK | 59.59% |
| GENESEE REGIONAL BANK | ROCHESTER | 59.58% |
| ALDEN STATE BANK | ALDEN | 59.23% |
| TOMPKINS COMMUNITY BANK | ITHACA | 59.21% |
| COMMUNITY BANK NATIONAL ASSN | CANTON | 58.29% |
| ALPINE CAPITAL BANK | NEW YORK | 57.99% |
| DIME COMMUNITY BANK | HAUPPAUGE | 57.57% |
| NORTHFIELD BANK | STATEN ISLAND | 55.78% |
| BANK OF MILLBROOK | MILLBROOK | 54.09% |
| PATHFINDER BANK | OSWEGO | 53.91% |
| MANUFACTURERS&TRADERS TR CO | BUFFALO | 53.72% |
| JEFF BANK | JEFFERSONVILLE | 53.31% |
| STATE STREET B&T CO NA | NEW YORK | 51.64% |
| METROPOLITAN COMMERCIAL BANK | NEW YORK | 51.41% |
| AMALGAMATED BANK | NEW YORK | 51.00% |
| BANK OF GREENE COUNTY | CATSKILL | 49.92% |
| INTERAUDI BANK | NEW YORK | 48.71% |
| AMERASIA BANK | FLUSHING | 47.74% |
| SPRING BANK | BRONX | 45.10% |
| ESQUIRE BANK NATIONAL ASSN | JERICHO | 42.92% |
| BANK OF UTICA | UTICA | 40.73% |
| NORTHEAST COMMUNITY BANK | WHITE PLAINS | 35.87% |
| GOLDMAN SACHS BANK USA | NEW YORK | 35.40% |
| MORGAN STANLEY PRIVATE BK NA | PURCHASE | 25.59% |
| GENERATIONS COMMERCIAL BANK | SENECA FALLS | 25.30% |
| GREENE CNTY COMMERCIAL BANK | CATSKILL | 24.46% |
| GS&L MUNICIPAL BANK | GOUVERNEUR | 10.53% |
| WSB MUNICIPAL BANK | WATERTOWN | 4.27% |
| BANK OF EAST ASIA LTD | NEW YORK | 0.00% |
| BANK OF EAST ASIA LTD | NEW YORK | 0.00% |
| BANK OF INDIA | NEW YORK | 0.00% |
| INDUSTRIAL BANK OF KOREA | NEW YORK | 0.00% |
| BANK OF CHINA | NEW YORK | 0.00% |
| METROPOLITAN BANK&TRUST CO | NEW YORK | 0.00% |
| BANK OF BARODA | NEW YORK | 0.00% |
| STATE BANK OF INDIA | NEW YORK | 0.00% |
| ALLIED IRISH BANKS | NEW YORK | 0.00% |
| BANK HAPOALIM B M | NEW YORK | 0.00% |
| BANCO BILBAO VIZCAYA SA | NEW YORK CITY | 0.00% |
| STANDARD CHARTERED BANK PLC | NEW YORK | 0.00% |
| MASHREQBANK PSC | NEW YORK | 0.00% |