State Rankings & Insights
See how banks across VIRGINIA rank on Efficiency Ratio for 2024Q4. Values are reported in percentage terms as of 2024-12-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 72.39%
- Median: 68.53%
- Min / Max: 46.98% — 168.81%
Top banks by Efficiency Ratio in VIRGINIA
NEW HORIZON BANK NA – POWHATANMOVEMENT BANK – DANVILLEBLUE RIDGE BANK NA – MARTINSVILLEMINERS EXCHANGE BANK – COEBURNHIGHLANDS COMMUNITY BANK – COVINGTONCOMMUNITY BANKERS BANK – MIDLOTHIANPOWELL VALLEY NATIONAL BANK – JONESVILLEINTEGRITY BANK FOR BUSINESS – VIRGINIA BEACHBLUE GRASS VALLEY BANK – BLUE GRASSBANK OF THE JAMES – LYNCHBURG
Count
59
Sum
4271.20%
Avg
72.39%
Median
68.53%
Min
46.98%
Max
168.81%
| Bank | City | Efficiency Ratio |
|---|---|---|
| NEW HORIZON BANK NA | POWHATAN | 168.81% |
| MOVEMENT BANK | DANVILLE | 135.19% |
| BLUE RIDGE BANK NA | MARTINSVILLE | 110.75% |
| MINERS EXCHANGE BANK | COEBURN | 99.05% |
| HIGHLANDS COMMUNITY BANK | COVINGTON | 96.34% |
| COMMUNITY BANKERS BANK | MIDLOTHIAN | 96.31% |
| POWELL VALLEY NATIONAL BANK | JONESVILLE | 92.25% |
| INTEGRITY BANK FOR BUSINESS | VIRGINIA BEACH | 89.73% |
| BLUE GRASS VALLEY BANK | BLUE GRASS | 83.41% |
| BANK OF THE JAMES | LYNCHBURG | 82.91% |
| FIRST BANK | STRASBURG | 82.76% |
| OLD POINT TRUST&FINL SERVICE | NEWPORT NEWS | 81.93% |
| CHESAPEAKE BANK | KILMARNOCK | 81.62% |
| CARTER BANK&TRUST | MARTINSVILLE | 81.31% |
| MAINSTREET BANK | FAIRFAX | 80.90% |
| TRUSTAR BANK | GREAT FALLS | 80.00% |
| MARTINSVILLE FIRST SB | MARTINSVILLE | 78.80% |
| PRIMIS BANK | TAPPAHANNOCK | 78.21% |
| FREEDOM BANK OF VIRGINIA | FAIRFAX | 77.02% |
| VILLAGE BANK | MIDLOTHIAN | 75.90% |
| FARMERS&MINERS BANK | PENNINGTON GAP | 75.69% |
| OLD POINT NB OF PHOEBUS | HAMPTON | 74.36% |
| SKYLINE NATIONAL BANK | INDEPENDENCE | 72.71% |
| TOWNEBANK | PORTSMOUTH | 72.53% |
| CORNERSTONE BANK | LEXINGTON | 71.81% |
| OLD DOMINION NATIONAL BANK | NORTH GARDEN | 71.41% |
| LEGACY BANK | GRUNDY | 70.36% |
| NEW PEOPLES BANK INC | HONAKER | 69.42% |
| FARMERS BANK OF APPOMATTOX | APPOMATTOX | 68.70% |
| FARMERS&MERCHANTS BANK | TIMBERVILLE | 68.53% |
| NATIONAL BANK OF BLACKSBURG | BLACKSBURG | 67.81% |
| FIRST NATIONAL BANK | ALTAVISTA | 67.71% |
| SELECT BANK | FOREST | 67.35% |
| BANK OF BOTETOURT | BUCHANAN | 66.76% |
| FARMERS&MERCHANTS BK CRAIG C | NEW CASTLE | 65.97% |
| TRUPOINT BANK | GRUNDY | 65.93% |
| CITIZENS&FARMERS BANK | WEST POINT | 65.08% |
| PIONEER BANK | STANLEY | 64.09% |
| BANK OF MARION | MARION | 63.83% |
| BURKE&HERBERT BANK&TRUST CO | ALEXANDRIA | 63.81% |
| BANK OF CHARLOTTE COUNTY | PHENIX | 62.91% |
| OAK VIEW NATIONAL BANK | WARRENTON | 62.55% |
| BENCHMARK COMMUNITY BANK | KENBRIDGE | 61.67% |
| BANK OF CLARKE | BERRYVILLE | 59.99% |
| FIRST SENTINEL BANK | RICHLANDS | 58.71% |
| CAPITAL ONE NATIONAL ASSN | MCLEAN | 58.34% |
| FIRST COMMUNITY BANK | BLUEFIELD | 57.55% |
| FVCBANK | FAIRFAX | 56.24% |
| VIRGINIA NATIONAL BANK | CHARLOTTESVILLE | 54.86% |
| CHAIN BRIDGE BANK NA | MCLEAN | 53.92% |
| HSBC BANK USA NATIONAL ASSN | TYSONS | 53.35% |
| ATLANTIC UNION BANK | RICHMOND CITY | 52.65% |
| CITIZENS BANK&TRUST CO | BLACKSTONE | 52.42% |
| JOHN MARSHALL BANK | RESTON | 52.30% |
| BANK OF SOUTHSIDE VIRGINIA | CARSON | 51.21% |
| LEE BANK&TRUST CO | PENNINGTON GAP | 50.47% |
| LOCUS BANK INC | RICHMOND | 49.63% |
| UNITED BANK | FAIRFAX | 48.39% |
| FIRST BANK&TRUST CO | LEBANON | 46.98% |