State Rankings & Insights
See how banks across MISSOURI rank on Efficiency Ratio for 2024Q4. Values are reported in percentage terms as of 2024-12-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 66.78%
- Median: 64.93%
- Min / Max: 18.72% — 177.16%
Top banks by Efficiency Ratio in MISSOURI
FOUR STATES BANK – CARTHAGEPARAMOUNT BANK – HAZELWOODFIRST FEDERAL BANK OF KS CTY – LEES SUMMITFMB BANK – WRIGHT CITYTABLE ROCK COMMUNITY BANK – KIMBERLING CITYFARMBANK – GREEN CITYCARROLL CNTY TR CARROLLTON M – CARROLLTONUMB BANK&TRUST NATIONAL ASSN – KANSAS CITYWEST PLAINS S&LA – WEST PLAINSFCNB BANK – STEELVILLE
Count
207
Sum
13822.75%
Avg
66.78%
Median
64.93%
Min
18.72%
Max
177.16%
| Bank | City | Efficiency Ratio |
|---|---|---|
| FOUR STATES BANK | CARTHAGE | 177.16% |
| PARAMOUNT BANK | HAZELWOOD | 172.23% |
| FIRST FEDERAL BANK OF KS CTY | LEES SUMMIT | 125.78% |
| FMB BANK | WRIGHT CITY | 119.76% |
| TABLE ROCK COMMUNITY BANK | KIMBERLING CITY | 111.38% |
| FARMBANK | GREEN CITY | 108.30% |
| CARROLL CNTY TR CARROLLTON M | CARROLLTON | 103.23% |
| UMB BANK&TRUST NATIONAL ASSN | KANSAS CITY | 99.90% |
| WEST PLAINS S&LA | WEST PLAINS | 98.65% |
| FCNB BANK | STEELVILLE | 94.87% |
| SHERWOOD COMMUNITY BANK | CREIGHTON | 92.61% |
| TIPTON LATHAM BANK NA | TIPTON | 90.00% |
| HOME S&LA OF CARROLL CNTY FA | NORBORNE | 89.13% |
| BANK OF IBERIA | IBERIA | 88.72% |
| BANK OF CROCKER | WAYNESVILLE | 88.31% |
| FARMERS BANK OF NORTHERN MO | UNIONVILLE | 86.86% |
| COMMERCIAL BANK | SAINT LOUIS | 86.82% |
| NEIGHBORS BANK | CLARENCE | 86.74% |
| CORNER STONE BANK | SOUTH WEST CITY | 86.24% |
| HOMEPRIDE BANK | MANSFIELD | 85.79% |
| OZARKS FS&LA | FARMINGTON | 85.40% |
| ALTON BANK | ALTON | 83.95% |
| FIRST STB OF ST CHARLES MO | ST. CHARLES | 83.20% |
| CLAY COUNTY SAVINGS BANK | LIBERTY | 83.18% |
| STATE BANK OF SOUTHWEST MO | SPRINGFIELD | 82.89% |
| BANK OF NEW CAMBRIA | NEW CAMBRIA | 82.11% |
| BANK OF MISSOURI | PERRYVILLE | 81.50% |
| EDWARD JONES TRUST CO | SAINT LOUIS | 81.16% |
| KENNETT TRUST BANK | KENNETT | 80.90% |
| NATIONAL ADVISORS TRUST CO | KANSAS CITY | 80.76% |
| FIRST BANK | ST. LOUIS | 80.68% |
| METZ BANKING CO | NEVADA | 80.67% |
| FIRST NB OF NEVADA MISSOURI | NEVADA | 80.61% |
| MARIES COUNTY BANK | VIENNA | 80.03% |
| SEYMOUR BANK | SEYMOUR | 79.95% |
| LIMEBANK | BOLIVAR | 79.23% |
| MA BANK | MACON | 78.87% |
| COMMUNITY BANK OF MISSOURI | RICHMOND | 78.40% |
| BANK OF WESTON | WESTON | 78.29% |
| PREFERRED BANK | ROTHVILLE | 77.28% |
| TBO BANK | ORRICK | 76.94% |
| ST JOHNS BANK&TRUST CO | SAINT LOUIS | 76.11% |
| FLAT BRANCH BANK | RICHMOND | 76.00% |
| BANK OF SALEM | SALEM | 75.85% |
| FARMERS STATE BANK | CAMERON | 75.35% |
| SILEX BANKING CO | SILEX | 75.00% |
| BANK OF BROOKFIELD PURDIN NA | BROOKFIELD | 74.68% |
| NEW FRONTIER BANK | SAINT CHARLES | 74.47% |
| ARLO BANK | SPRINGFIELD | 74.41% |
| ALLIANT BANK | MADISON | 74.22% |
| SOUTHWEST MISSOURI BANK | CARTHAGE | 74.06% |
| COMMUNITY BANK&TRUST | NEOSHO | 73.98% |
| LEAD BANK | KANSAS CITY | 73.89% |
| COUNTRY CLUB BANK | KANSAS CITY | 73.79% |
| ACADEMY BANK NATIONAL ASSN | KANSAS CITY | 73.36% |
| COMMUNITY BK PLEASANT HILL | PLEASANT HILL | 73.33% |
| UNICO BANK | MINERAL POINT | 72.66% |
| SECURITY BK OF PULASKI CNTY | SAINT ROBERT | 72.64% |
| F&M BANK&TRUST CO | HANNIBAL | 72.63% |
| FIRST BANK OF THE LAKE | OSAGE BEACH | 72.41% |
| CITIZENS BANK | NEW HAVEN | 72.27% |
| CITIZENS BANK OF ROGERSVILLE | ROGERSVILLE | 72.25% |
| COMMUNITY BANK OF RAYMORE | RAYMORE | 72.04% |
| CITIZENS COMMUNITY BANK | PILOT GROVE | 72.02% |
| CALLAWAY BANK | FULTON | 72.00% |
| CITIZENS BANK OF THE MIDWEST | ROLLA | 71.95% |
| CHILLICOTHE STATE BANK | CHILLICOTHE | 71.52% |
| PEOPLES BANK OF ALTENBURG | ALTENBURG | 71.14% |
| AMERICAN BANK OF FREEDOM | WELLSVILLE | 70.77% |
| MONTGOMERY BANK | SIKESTON | 70.48% |
| M1 BANK | CLAYTON | 70.45% |
| EXCHANGE BANK OF NE MO | KAHOKA | 70.42% |
| UNITED SECURITY BANK | FULTON | 70.38% |
| COMMERCIAL TR CO OF FAYETTE | FAYETTE | 70.31% |
| BANK OF FRANKLIN COUNTY | WASHINGTON | 69.95% |
| FIRST SECURITY BANK | UNION STAR | 69.68% |
| AMERICAS COMMUNITY BANK | BLUE SPRINGS | 69.66% |
| CNB ST LOUIS BANK | MAPLEWOOD | 69.40% |
| TPNB BANK | PARIS | 69.18% |
| BANK OF HOUSTON | HOUSTON | 69.04% |
| SECURITY BANK OF THE OZARKS | EMINENCE | 68.88% |
| CITIZENS BANK&TRUST | ROCK PORT | 68.84% |
| BANK OF MONTICELLO | MONTICELLO | 68.81% |
| MID-MISSOURI BANK | SPRINGFIELD | 68.57% |
| FIRST MIDWEST BANK OF DEXTER | DEXTER | 68.12% |
| MIDWEST BANKCENTRE | LEMAY | 67.81% |
| BANK STAR | PACIFIC | 67.24% |
| ST CLAIR COUNTY STATE BANK | OSCEOLA | 67.10% |
| FARMERS BANK OF LOHMAN MO | JEFFERSON CITY | 67.00% |
| PEOPLES BANK | CUBA | 66.89% |
| CITIZENS BANK OF CHARLESTON | CHARLESTON | 66.70% |
| ROYAL BANKS OF MISSOURI | UNIVERSITY CITY | 66.69% |
| COUNTY BANK | BRUNSWICK | 66.50% |
| FARMERS&MERCHANTS BK ST CLAI | SAINT CLAIR | 66.49% |
| CENTURY BANK OF THE OZARKS | GAINESVILLE | 66.47% |
| CITIZENS-FARMERS BK COLE CAM | COLE CAMP | 66.22% |
| STATE BANK OF MISSOURI | CONCORDIA | 66.03% |
| JONESBURG STATE BANK | JONESBURG | 65.41% |
| BANK OF BILLINGS | BILLINGS | 65.37% |
| FOCUS BANK | CHARLESTON | 65.14% |
| PHELPS COUNTY BANK | ROLLA | 65.06% |
| INDEPENDENT FARMERS BANK | MAYSVILLE | 64.96% |
| PEOPLES BANK OF WYACONDA MO | KAHOKA | 64.95% |
| WEST PLAINS BANK&TRUST CO | WEST PLAINS | 64.93% |
| OAKSTAR BANK | SPRINGFIELD | 64.81% |
| PROGRESSIVE OZARK BANK | SALEM | 64.78% |
| COMMUNITY STB OF MISSOURI | BOWLING GREEN | 64.71% |
| MIDWEST IND BANKERSBANK | JEFFERSON CITY | 64.55% |
| 1ST ADVANTAGE BANK | SAINT PETERS | 64.44% |
| INVESTORS COMMUNITY BANK | CHILLICOTHE | 63.80% |
| PEOPLES BK OF MONITEAU CNTY | JAMESTOWN | 63.59% |
| BRANSON BANK | BRANSON | 63.32% |
| TRI-COUNTY TRUST CO | GLASGOW | 62.73% |
| BANK OF NEW MADRID | NEW MADRID | 62.72% |
| GUARANTY BANK | SPRINGFIELD | 62.58% |
| UNITED BANK OF UNION | UNION | 62.54% |
| FIRST MW BANK OF THE OZARKS | POPLAR BLUFF | 62.47% |
| HAWTHORN BANK | JEFFERSON CITY | 62.36% |
| GREAT SOUTHERN BANK | REEDS SPRING | 62.28% |
| PEOPLES SB OF RHINELAND | RHINELAND | 62.00% |
| COMMUNITY BANK OF MARSHALL | MARSHALL | 62.00% |
| BTC BANK | BETHANY | 61.89% |
| FIRST MO STB OF CAPE COUNTY | CAPE GIRARDEAU | 61.86% |
| O BANNON BANKING CO | BUFFALO | 61.77% |
| ST LOUIS BANK | SAINT LOUIS | 61.74% |
| MIDWEST REGIONAL BANK | CLAYTON | 61.67% |
| FREEDOM BANK OF SOUTHERN MO | CASSVILLE | 61.46% |
| BELGRADE STATE BANK | BELGRADE | 61.44% |
| UNITED STATE BANK | LEWISTOWN | 61.35% |
| PARKSIDE FINANCIAL B&T | CLAYTON | 61.33% |
| COMMUNITY BANK OF MEMPHIS | MEMPHIS | 61.28% |
| FIRST INDEPENDENT BANK | AURORA | 61.26% |
| PEOPLES BANK OF SENECA | SENECA | 61.18% |
| BLUE RIDGE BANK&TRUST CO | INDEPENDENCE | 60.75% |
| TOWN&COUNTRY BANK | SALEM | 60.74% |
| COMMUNITY FIRST BANKING CO | WEST PLAINS | 60.54% |
| FIRST STATE BANK OF PURDY | PURDY | 60.40% |
| KEARNEY TRUST CO | KEARNEY | 60.37% |
| WOOD&HUSTON BANK | MARSHALL | 60.28% |
| OZARK BANK | OZARK | 60.11% |
| HERITAGE BANK OF THE OZARKS | LEBANON | 60.09% |
| HERITAGE COMMUNITY BANK | UNION | 60.07% |
| CASS COMMERCIAL BANK | DES PERES | 59.63% |
| LAMAR BANK&TRUST CO | LAMAR | 59.14% |
| VERIMORE BANK | BROOKFIELD | 58.98% |
| PEOPLES BANK&TRUST CO | TROY | 58.67% |
| NODAWAY VALLEY BANK | MARYVILLE | 58.65% |
| NORTHEAST MISSOURI STB | KIRKSVILLE | 58.45% |
| UMB BANK NATIONAL ASSN | KANSAS CITY | 58.18% |
| BANK OF GRANDIN | GRANDIN | 57.87% |
| HAMILTON BANK | HAMILTON | 57.31% |
| CONCORDIA BK OF CONCORDIA MO | CONCORDIA | 57.30% |
| HOMEBANK | PALMYRA | 57.22% |
| ALLIANCE BANK | CAPE GIRARDEAU | 57.03% |
| MID AMERICA BANK | JEFFERSON CITY | 56.98% |
| EXCHANGE BANK OF MISSOURI | FAYETTE | 56.97% |
| ENTERPRISE BANK&TRUST | CLAYTON | 56.88% |
| SENATH STATE BANK | SENATH | 56.31% |
| MONTROSE SAVINGS BANK | MONTROSE | 55.99% |
| COMMUNITY STATE BANK | SHELBINA | 55.18% |
| SULLIVAN BANK | SULLIVAN | 55.18% |
| BANK OF ADVANCE | ADVANCE | 54.96% |
| COMMERCE BANK | KANSAS CITY | 54.95% |
| MISSOURI BANK | WARRENTON | 54.71% |
| COMMUNITY POINT BANK | RUSSELLVILLE | 54.29% |
| SOUTHERN BANK | POPLAR BLUFF | 53.86% |
| NORTH AMERICAN SB FSB | GRANDVIEW | 53.76% |
| FIRST MISSOURI STATE BANK | POPLAR BLUFF | 53.74% |
| FIRST MISSOURI BANK OF SEMO | KENNETT | 53.34% |
| LEGACY BANK&TRUST CO | MOUNTAIN GROVE | 53.24% |
| FIRST STATE COMMUNITY BANK | FARMINGTON | 52.59% |
| CENTRAL TRUST BANK | JEFFERSON CITY | 52.34% |
| LINDELL BANK&TRUST CO | ST. LOUIS | 52.19% |
| BANK OF WASHINGTON | WASHINGTON | 52.09% |
| STERLING BANK | POPLAR BLUFF | 51.93% |
| OMB BANK | SPRINGFIELD | 51.76% |
| FIRST STATE B&T CO INC | CARUTHERSVILLE | 51.36% |
| BANK OF GRAIN VALLEY | GRAIN VALLEY | 51.35% |
| PEOPLES COMMUNITY BANK | GREENVILLE | 51.22% |
| CITIZENS BANK OF ELDON | ELDON | 51.10% |
| BLOOMSDALE BANK | BLOOMSDALE | 51.01% |
| BANK 21 | CARROLLTON | 50.65% |
| REGIONAL MISSOURI BANK | MARCELINE | 50.53% |
| ADRIAN BANK | ADRIAN | 50.52% |
| COMMUNITY BK EL DORADO SPRIN | EL DORADO SPRING | 48.98% |
| CITIZENS BANK | BUTLER | 48.58% |
| GOPPERT FINANCIAL BANK | LATHROP | 48.23% |
| CONNECTIONS BANK | PLATTE CITY | 47.79% |
| F&C BANK | HOLDEN | 47.68% |
| HNB NATIONAL BANK | HANNIBAL | 47.30% |
| PONY EXPRESS BANK | BRAYMER | 47.01% |
| BANK NORTHWEST | HAMILTON | 46.84% |
| BANK OF OLD MONROE | OLD MONROE | 46.12% |
| BANK OF VERSAILLES | VERSAILLES | 45.03% |
| COMMUNITY FIRST BANK | BUTLER | 45.02% |
| NEW ERA BANK | FREDERICKTOWN | 44.34% |
| PUTNAM COUNTY STATE BANK | UNIONVILLE | 43.64% |
| SECURITY BANK OF SW MO | CASSVILLE | 43.28% |
| TRIAD BANK | FRONTENAC | 42.37% |
| MRV BANKS | SAINTE GENEVIEVE | 41.67% |
| LEGENDS BANK | LINN | 39.43% |
| STIFEL TRUST CO NA | SAINT LOUIS | 36.83% |
| BANK OF ODESSA | ODESSA | 36.47% |
| CITIZENS BANK OF EDINA | EDINA | 34.49% |
| STIFEL BANK&TRUST | SAINT LOUIS | 27.62% |
| CENTRAL BANK OF KANSAS CITY | KANSAS CITY | 26.23% |
| STIFEL BANK | SAINT LOUIS | 18.72% |