State Rankings & Insights
See how banks across INDIANA rank on Efficiency Ratio for 2024Q4. Values are reported in percentage terms as of 2024-12-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 79.55%
- Median: 69.90%
- Min / Max: 21.62% — 510.78%
Top banks by Efficiency Ratio in INDIANA
FARMERS&MECHANICS FSB – BLOOMFIELDKENTLAND FS&LA – KENTLANDCLEARPOINT FEDERAL B&T – BATESVILLEFIRST FSB OF WASHINGTON – WASHINGTONHOMETOWN SAVINGS BANK – TERRE HAUTESCOTTSBURG BLDG&LA – SCOTTSBURGPEOPLES TRUST&SAVINGS BANK – BOONVILLEPEOPLES CMTY BK SB MONTICELL – MONTICELLONEW COVENANT TRUST CO NA – JEFFERSONVILLESECURITY FSB – LOGANSPORT
Count
93
Sum
7397.90%
Avg
79.55%
Median
69.90%
Min
21.62%
Max
510.78%
| Bank | City | Efficiency Ratio |
|---|---|---|
| FARMERS&MECHANICS FSB | BLOOMFIELD | 510.78% |
| KENTLAND FS&LA | KENTLAND | 490.91% |
| CLEARPOINT FEDERAL B&T | BATESVILLE | 124.92% |
| FIRST FSB OF WASHINGTON | WASHINGTON | 116.39% |
| HOMETOWN SAVINGS BANK | TERRE HAUTE | 112.49% |
| SCOTTSBURG BLDG&LA | SCOTTSBURG | 108.63% |
| PEOPLES TRUST&SAVINGS BANK | BOONVILLE | 99.34% |
| PEOPLES CMTY BK SB MONTICELL | MONTICELLO | 93.83% |
| NEW COVENANT TRUST CO NA | JEFFERSONVILLE | 90.82% |
| SECURITY FSB | LOGANSPORT | 90.56% |
| FIRST FEDERAL SAVINGS BANK | EVANSVILLE | 90.17% |
| HENDRICKS COUNTY B&T CO | BROWNSBURG | 90.14% |
| EVERENCE TRUST CO | GOSHEN | 89.32% |
| HOME BANK SB | MARTINSVILLE | 89.02% |
| COMMUNITY STATE BANK | ROYAL CENTER | 88.06% |
| FARMERS&MERCHANTS BANK | BOSWELL | 87.53% |
| CITIZENS BANK | MOORESVILLE | 86.00% |
| BOONVILLE FSB | BOONVILLE | 85.66% |
| PEOPLES BANK | MUNSTER | 85.22% |
| STATE BANK OF MEDORA | MEDORA | 85.09% |
| FIRST FEDERAL SAVINGS BANK | ROCHESTER | 83.09% |
| WAYNE BANK&TRUST CO | RICHMOND | 81.95% |
| HOOSIER HEARTLAND STATE BANK | CRAWFORDSVILLE | 81.30% |
| FIRST FS&LA OF GREENSBURG | GREENSBURG | 80.94% |
| FIRST NATIONAL BANK | CLOVERDALE | 80.70% |
| CAMPBELL&FETTER BANK | KENDALLVILLE | 79.97% |
| SPRINGS VALLEY BANK&TRUST CO | FRENCH LICK | 78.73% |
| TRI-COUNTY BANK&TRUST CO | ROACHDALE | 77.91% |
| OWEN COUNTY STATE BANK | SPENCER | 77.27% |
| SPENCER COUNTY BANK | SANTA CLAUS | 77.12% |
| STAR FINANCIAL BANK | FORT WAYNE | 77.03% |
| FIRST STATE BANK OF PORTER | PORTER | 76.56% |
| RIDDELL NATIONAL BANK | BRAZIL | 76.19% |
| FRIENDSHIP STATE BANK | FRIENDSHIP | 75.88% |
| LOGANSPORT SAVINGS BANK | LOGANSPORT | 75.57% |
| FCN BANK NATIONAL ASSN | BROOKVILLE | 74.71% |
| FAIRMOUNT STATE BANK | FAIRMOUNT | 74.69% |
| FIRST NB OF MONTEREY | MONTEREY | 73.02% |
| LNB COMMUNITY BANK | LYNNVILLE | 72.73% |
| DEMOTTE STATE BANK | DEMOTTE | 72.42% |
| JACKSON COUNTY BANK | SEYMOUR | 72.33% |
| UNION SAVINGS&LOAN ASSN | CONNERSVILLE | 72.06% |
| NEW WASHINGTON STATE BANK | NEW WASHINGTON | 71.34% |
| MUTUAL SAVINGS BANK | FRANKLIN | 71.16% |
| PEOPLES STATE BANK | ELLETTSVILLE | 70.70% |
| HOME NB OF THORNTOWN | THORNTOWN | 70.49% |
| CITIZENS STB NEW CASTLE | NEW CASTLE | 69.90% |
| CENTREBANK | VEEDERSBURG | 69.10% |
| FIRST BANK RICHMOND | RICHMOND | 68.70% |
| MID-SOUTHERN SB FSB | SALEM | 67.24% |
| CROSSROADS BANK | WABASH | 67.22% |
| COMMUNITY STATE BANK | BROOK | 67.03% |
| FARMERS BANK FRANKFORT IN | FRANKFORT | 66.83% |
| FIRST SAVINGS BANK | JEFFERSONVILLE | 66.66% |
| COMMUNITY FIRST BANK OF IN | KOKOMO | 66.63% |
| STATE BANK | BROWNSBURG | 66.55% |
| FOUNTAIN TRUST CO | COVINGTON | 65.99% |
| BATH STATE BANK | BATH | 65.76% |
| FIRST FEDERAL SAVINGS BANK | HUNTINGTON | 64.97% |
| AMERICAN CMTY BANK OF IN | SAINT JOHN | 64.86% |
| PEOPLES BANK | BROWNSTOWN | 63.73% |
| HORIZON BANK | MICHIGAN CITY | 63.51% |
| NAPOLEON STATE BANK | NAPOLEON | 63.15% |
| GARRETT STATE BANK | GARRETT | 62.03% |
| FOWLER STATE BANK | FOWLER | 61.05% |
| FIRST FINANCIAL BANK NA | TERRE HAUTE | 60.39% |
| FIRST STB OF MIDDLEBURY | MIDDLEBURY | 60.32% |
| FIRST FSB OF ANGOLA | ANGOLA | 60.24% |
| FARMERS&MERCHANTS BANK | LAOTTO | 60.17% |
| COMMUNITY STATE BANK | AVILLA | 60.14% |
| FIRST HARRISON BANK | CORYDON | 60.08% |
| NORTH SALEM STATE BANK | NORTH SALEM | 59.77% |
| NATIONAL BANK OF INPOLIS | INDIANAPOLIS | 59.42% |
| KENTLAND BANK | KENTLAND | 58.55% |
| FIRST INTERNET BANK OF IN | FISHERS | 56.73% |
| BANK OF WOLCOTT | WOLCOTT | 56.64% |
| BEDFORD FEDERAL SAVINGS BANK | BEDFORD | 55.07% |
| FIRST BANK OF BERNE | BERNE | 54.59% |
| ALLIANCE BANK | FRANCESVILLE | 54.39% |
| OLD NATIONAL BANK | EVANSVILLE | 52.50% |
| 1ST SOURCE BANK | SOUTH BEND | 52.44% |
| UNITED FIDELITY BANK FSB | EVANSVILLE | 51.98% |
| FARMERS STATE BANK | LAGRANGE | 51.81% |
| GERMAN AMERICAN BANK | JASPER | 51.33% |
| FIRST MERCHANTS BANK | MUNCIE | 48.63% |
| CENTIER BANK | WHITING | 48.13% |
| FIRST FARMERS BANK&TRUST CO | CONVERSE | 46.91% |
| FREEDOM BANK | HUNTINGBURG | 46.42% |
| GREENFIELD BANKING CO | GREENFIELD | 46.08% |
| LAKE CITY BANK | WARSAW | 45.57% |
| BIPPUS STATE BANK | HUNTINGTON | 44.17% |
| MERCHANTS BANK OF INDIANA | CARMEL | 32.16% |
| GRANT COUNTY STATE BANK | SWAYZEE | 21.62% |