Terrabank, National Association
Miami, FL
IDRSSD: 238737
Total Assets
$853.42M
Latest filing
Total Deposits
$771.19M
Latest filing
Net Interest Margin
3.61%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
066012333CORAL GABLES, FL067009390MIAMI, FL
Key People
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Locations
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Main Office
Terrabank, National Association
3191 Coral Way
Miami, FL 33145
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/21/1985FDIC Certificate 33082
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Terrabank, National Association (Main) | 3191 Coral Way | Miami, FL |
| DORAL BANKING CENTER BRANCH | 2500 Nw 107th Ave | Doral, FL |
| HIALEAH BANKING CENTER BRANCH | 637 W 49th St | Hialeah, FL |
| SUNSET BANKING CENTER BRANCH | 1533 Sunset Dr | Coral Gables, FL |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 11/21/1985 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 33145 |
| State and County Number | 12086 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Miami-Fort Lauderdale-Pompano Beach, FL |
Operational Info
| Number of Employees | 120 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/21/1985 |
| Primary Insurance Agency | DIF |
| Website | www.terrabank.com |
| Data Updated | 01/30/2026 |
| CERT | 26442 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $853.42M |
| Total Deposits | $771.19M |
| Total Liabilities | $777.61M |
| Total Equity Capital | $75.81M |
| Net Income | $2.56M |
| Net Loans and Leases | $559.38M |
| Assets Per Employee ($Millions) | $7.17M |
| Bank Premises and Fixed Assets | $5.22M |
| Cash and Balances due from Depository Institutions | $68.59M |
| Deposits Held in Domestic Offices | $771.19M |
Key Performance Ratios
| Return on Assets (ROA) | 1.21% |
| Return on Equity (ROE) | 13.77% |
| Net Interest Margin | 3.61% |
| Efficiency Ratio | 62.57% |
| Tier 1 Risk-Based Capital Ratio | 10.925% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.884% |
| Earning Assets to total Assets | 95.72% |
Income and Expense
| Total Interest Income | $9.23M |
| Total Noninterest Income | $1.68M |
| Total Interest Expense | $1.98M |
| Total Noninterest Expense | $5.59M |
| Net Interest Income | $7.25M |
| Pre-tax Net Operating Income | $3.17M |
| Provision for Credit Losses | $179.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.42M |
| Total Liabilities and Capital | $853.42M |
Securities
| Securities | $195.32M |
| Available-for-sale debt securities | $194.77M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Terrabank, National Association?
$853.42M as of the latest filing.
How much are Terrabank, National Association's total deposits?
$771.19M in total deposits.
Where is Terrabank, National Association located?
Miami, FL.
What is the Net Interest Margin?
3.61%.
How many domestic offices does it operate?
4.
When was it established?
11/21/1985.
What is the Return on Assets (ROA)?
1.21%.
How much are total loans and leases?
$559.38M (latest filing).
What is the total interest income (latest filing)?
$9.23M.