Terrabank, National Association
Miami, FL
IDRSSD: 238737
Total Assets
$831.33M
Latest filing
Total Deposits
$750.47M
Latest filing
Net Interest Margin
3.56%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Terrabank, National Association
3191 Coral Way
Miami, FL 33145
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/21/1985FDIC Certificate 33082
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Terrabank, National Association (Main) | 3191 Coral Way | Miami, FL |
| DORAL BANKING CENTER BRANCH | 2500 Nw 107th Ave | Doral, FL |
| HIALEAH BANKING CENTER BRANCH | 637 W 49th St | Hialeah, FL |
| SUNSET BANKING CENTER BRANCH | 1533 Sunset Dr | Coral Gables, FL |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 11/21/1985 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 33145 |
| State and County Number | 12086 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Miami-Fort Lauderdale-Pompano Beach, FL |
Operational Info
| Number of Employees | 119 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/21/1985 |
| Primary Insurance Agency | DIF |
| Website | www.terrabank.com |
| Data Updated | 11/14/2025 |
| CERT | 26442 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $831.33M |
| Total Deposits | $750.47M |
| Total Liabilities | $758.72M |
| Total Equity Capital | $72.60M |
| Net Income | $1.86M |
| Net Loans and Leases | $531.49M |
| Assets Per Employee ($Millions) | $6.93M |
| Bank Premises and Fixed Assets | $7.08M |
| Cash and Balances due from Depository Institutions | $78.41M |
| Deposits Held in Domestic Offices | $750.47M |
Key Performance Ratios
| Return on Assets (ROA) | 0.9% |
| Return on Equity (ROE) | 10.5% |
| Net Interest Margin | 3.56% |
| Efficiency Ratio | 67.91% |
| Tier 1 Risk-Based Capital Ratio | 10.872% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.733% |
| Earning Assets to total Assets | 95.31% |
Income and Expense
| Total Interest Income | $8.97M |
| Total Noninterest Income | $1.61M |
| Total Interest Expense | $2.01M |
| Total Noninterest Expense | $5.83M |
| Net Interest Income | $6.96M |
| Pre-tax Net Operating Income | $2.46M |
| Provision for Credit Losses | $293.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $8.26M |
| Total Liabilities and Capital | $831.33M |
Securities
| Securities | $189.24M |
| Available-for-sale debt securities | $188.69M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Terrabank, National Association?
$831.33M as of the latest filing.
How much are Terrabank, National Association's total deposits?
$750.47M in total deposits.
Where is Terrabank, National Association located?
Miami, FL.
What is the Net Interest Margin?
3.56%.
How many domestic offices does it operate?
4.
When was it established?
11/21/1985.
What is the Return on Assets (ROA)?
0.9%.
How much are total loans and leases?
$531.49M (latest filing).
What is the total interest income (latest filing)?
$8.97M.