Institution Class	State chartered stock savings banks / S&L
Primary Regulator	FDIC
Established Date	09/30/1850
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	10017
State and County Number	36061
Subchapter S Corporations	No
Trust Powers	Full Trust Powers Granted
Federal Reserve ID Number	02
Numeric code	41
Insured by FDIC	Institution closed or not insured by FDIC
Federal Reserve District	New York
Core Based Statistical Area Name	New York-Newark-Jersey City, NY-NJ-PA

Operational Info

Number of Employees	477
Domestic Offices	5
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	10/01/2023
Date of Deposit Insurance	01/01/1934
Primary Insurance Agency	DIF
Website	N/A
Data Updated	11/14/2025
CERT	12054
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$5.80B
Total Deposits	$4.32B
Total Liabilities	$4.60B
Total Equity Capital	$1.20B
Net Income	$56.80M
Net Loans and Leases	$3.98B
Assets Per Employee ($Millions)	$13.94M
Bank Premises and Fixed Assets	$87.67M
Cash and Balances due from Depository Institutions	$658.07M
Deposits Held in Domestic Offices	$4.32B

Return on Assets (ROA)	4.09%
Return on Equity (ROE)	20.14%
Net Interest Margin	4.86%
Efficiency Ratio	45.98%
Tier 1 Risk-Based Capital Ratio	17.562%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.06%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	20.798%
Earning Assets to total Assets	83.49%

Total Interest Income	$95.95M
Total Noninterest Income	$92.43M
Total Interest Expense	$37.63M
Total Noninterest Expense	$69.31M
Net Interest Income	$58.32M
Pre-tax Net Operating Income	$80.55M
Provision for Credit Losses	$881.00k
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$6.62M
Other borrowed funds	$0
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$279.36M
Total Liabilities and Capital	$5.80B

Securities	$218.77M
Available-for-sale debt securities	$218.15M
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$1.00k
Trading Liabilities	$0

What are the total assets of Emigrant Bank?

$5.80B as of the latest filing.

How much are Emigrant Bank's total deposits?

$4.32B in total deposits.

Where is Emigrant Bank located?

New York, NY.

What is the Net Interest Margin?

4.86%.

How many domestic offices does it operate?

When was it established?

09/30/1850.

What is the Return on Assets (ROA)?

4.09%.

How much are total loans and leases?

$3.98B (latest filing).

What is the total interest income (latest filing)?

$95.95M.