Emigrant Bank
Miami, FL
IDRSSD: 137915
Total Assets
$5.78B
Latest filing
Total Deposits
$4.31B
Latest filing
Net Interest Margin
4.25%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Emigrant Bank
201 S Biscayne Blvd
Miami, FL 33131
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/14/2001FDIC Certificate 356991
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Emigrant Bank (Main) | 201 S Biscayne Blvd | Miami, FL |
| EMIGRANTDIRECT.COM BRANCH | 13 Croton Ave | Ossining, NY |
| OSSINING BRANCH | 13 Croton Ave | Ossining, NY |
| DOLLAR SAVINGS DIRECT BRANCH | 13 Croton Ave | Ossining, NY |
| MY SAVINGS DIRECT BRANCH | 13 Croton Ave | Ossining, NY |
| EMIGRANT BANK BRANCH | 333 Madison Ave | New York, NY |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/14/2001 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 33131 |
| State and County Number | 12086 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Miami-Fort Lauderdale-Pompano Beach, FL |
Operational Info
| Number of Employees | 416 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/01/2023 |
| Date of Deposit Insurance | 09/14/2001 |
| Primary Insurance Agency | DIF |
| Website | www.emigrant.com |
| Data Updated | 01/30/2026 |
| CERT | 57083 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $5.78B |
| Total Deposits | $4.31B |
| Total Liabilities | $4.57B |
| Total Equity Capital | $1.21B |
| Net Income | $10.85M |
| Net Loans and Leases | $4.01B |
| Assets Per Employee ($Millions) | $13.97M |
| Bank Premises and Fixed Assets | $103.34M |
| Cash and Balances due from Depository Institutions | $534.08M |
| Deposits Held in Domestic Offices | $4.31B |
Key Performance Ratios
| Return on Assets (ROA) | 0.75% |
| Return on Equity (ROE) | 3.59% |
| Net Interest Margin | 4.25% |
| Efficiency Ratio | 70.73% |
| Tier 1 Risk-Based Capital Ratio | 17.511% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.24% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 21.056% |
| Earning Assets to total Assets | 82.56% |
Income and Expense
| Total Interest Income | $87.11M |
| Total Noninterest Income | $59.80M |
| Total Interest Expense | $36.08M |
| Total Noninterest Expense | $78.39M |
| Net Interest Income | $51.03M |
| Pre-tax Net Operating Income | $28.90M |
| Provision for Credit Losses | $3.54M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $6.68M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $261.81M |
| Total Liabilities and Capital | $5.78B |
Securities
| Securities | $239.15M |
| Available-for-sale debt securities | $239.15M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Emigrant Bank?
$5.78B as of the latest filing.
How much are Emigrant Bank's total deposits?
$4.31B in total deposits.
Where is Emigrant Bank located?
Miami, FL.
What is the Net Interest Margin?
4.25%.
How many domestic offices does it operate?
6.
When was it established?
09/14/2001.
What is the Return on Assets (ROA)?
0.75%.
How much are total loans and leases?
$4.01B (latest filing).
What is the total interest income (latest filing)?
$87.11M.