Interamerican Bank, A FSB

Miami, FL
IDRSSD: 221775
Total Assets
$303.20M
Latest filing
Total Deposits
$258.85M
Latest filing
Net Interest Margin
4.64%
Profitability

Locations

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Main Office
Interamerican Bank, A FSB
9190 Coral Way
Miami, FL 33165
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/23/1976FDIC Certificate 44657

Branches (4)

Page 1 of 1
NameAddressCity / State
Interamerican Bank, A FSB (Main)9190 Coral WayMiami, FL
WEST MIAMI BRANCH1000 Sw 57th AveMiami, FL
HIALEAH BRANCH4090 W 12th AveHialeah, FL
SOUTH CONGRESS AVENUE BRANCH2265 S Congress AveWest Palm Beach, FL
KENDALL BRANCH10807 Sw 72nd StMiami, FL
Showing 4 of 4

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassFederal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS
Primary RegulatorOCC
Established Date08/23/1976
Community BankYes
Ownership TypeNot Mutual
ZIP33165
State and County Number12086
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code33
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameMiami-Fort Lauderdale-Pompano Beach, FL

Operational Info

Number of Employees78
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.interamericanbank.com
Data Updated11/14/2025
CERT31823
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$303.20M
Total Deposits$258.85M
Total Liabilities$265.45M
Total Equity Capital$37.75M
Net Income$635.00k
Net Loans and Leases$220.44M
Assets Per Employee ($Millions)$3.94M
Bank Premises and Fixed Assets$6.12M
Cash and Balances due from Depository Institutions$73.92M
Deposits Held in Domestic Offices$258.85M

Key Performance Ratios

Return on Assets (ROA)0.86%
Return on Equity (ROE)6.78%
Net Interest Margin4.64%
Efficiency Ratio83.13%
Tier 1 Risk-Based Capital Ratio18.89%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.34%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.452%
Earning Assets to total Assets96.56%

Income and Expense

Total Interest Income$4.69M
Total Noninterest Income$271.00k
Total Interest Expense$1.39M
Total Noninterest Expense$2.97M
Net Interest Income$3.30M
Pre-tax Net Operating Income$852.00k
Provision for Credit Losses$-250,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$1.08M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$5.53M
Total Liabilities and Capital$303.20M

Securities

Securities$0
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Interamerican Bank, A FSB?
$303.20M as of the latest filing.
How much are Interamerican Bank, A FSB's total deposits?
$258.85M in total deposits.
Where is Interamerican Bank, A FSB located?
Miami, FL.
What is the Net Interest Margin?
4.64%.
How many domestic offices does it operate?
5.
When was it established?
08/23/1976.
What is the Return on Assets (ROA)?
0.86%.
How much are total loans and leases?
$220.44M (latest filing).
What is the total interest income (latest filing)?
$4.69M.