City National Bank of Florida

Miami, FL
IDRSSD: 814430
Total Assets
$27.77B
Latest filing
Total Deposits
$21.95B
Latest filing
Net Interest Margin
2.72%
Profitability

Locations

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Main Office
City National Bank of Florida
25 W Flagler St
Miami, FL 33130
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/12/1970FDIC Certificate 13915

Branches (30)

Page 1 of 5
NameAddressCity / State
City National Bank of Florida (Main)25 W Flagler StMiami, FL
MIAMI BEACH BRANCH300 71st StMiami Beach, FL
CORAL GABLES BRANCH2855 S Le Jeune RdCoral Gables, FL
PALMETTO BAY BRANCH16475 S Dixie HwyPalmetto Bay, FL
KENDALL BRANCH9600 N Kendall DrMiami, FL
MIAMI TOWER BRANCH100 Se 2nd St Fl 32Miami, FL
GALLOWAY BANKING CENTER6975 Sw 87th AveMiami, FL
DOWNTOWN BANKING CENTER BRANCH100 Se 2nd StMiami, FL
Showing 7 of 30

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date08/12/1970
Community BankNo
Ownership TypeNot Mutual
ZIP33130
State and County Number12086
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number06
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameMiami-Fort Lauderdale-Pompano Beach, FL

Operational Info

Number of Employees1,134
Domestic Offices31
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/12/1970
Primary Insurance AgencyDIF
Websitewww.citynational.com
Data Updated11/14/2025
CERT20234
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$27.77B
Total Deposits$21.95B
Total Liabilities$24.95B
Total Equity Capital$2.82B
Net Income$68.01M
Net Loans and Leases$19.58B
Assets Per Employee ($Millions)$24.97M
Bank Premises and Fixed Assets$68.36M
Cash and Balances due from Depository Institutions$475.30M
Deposits Held in Domestic Offices$21.95B

Key Performance Ratios

Return on Assets (ROA)0.99%
Return on Equity (ROE)9.87%
Net Interest Margin2.72%
Efficiency Ratio47.4%
Tier 1 Risk-Based Capital Ratio14.213%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.22%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.14%
Earning Assets to total Assets94.7%

Income and Expense

Total Interest Income$349.27M
Total Noninterest Income$32.98M
Total Interest Expense$173.20M
Total Noninterest Expense$103.68M
Net Interest Income$176.06M
Pre-tax Net Operating Income$90.36M
Provision for Credit Losses$15.00M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$15.20M
Other borrowed funds$2.64B
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$42.72M
All Other Liabilities$280.01M
Total Liabilities and Capital$27.77B

Securities

Securities$6.32B
Available-for-sale debt securities$3.78B
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$2.49B
Subordinated Debt$0
Trading Account Assets$67.72M
Trading Liabilities$42.06M

Frequently Asked Questions

What are the total assets of City National Bank of Florida?
$27.77B as of the latest filing.
How much are City National Bank of Florida's total deposits?
$21.95B in total deposits.
Where is City National Bank of Florida located?
Miami, FL.
What is the Net Interest Margin?
2.72%.
How many domestic offices does it operate?
31.
When was it established?
08/12/1970.
What is the Return on Assets (ROA)?
0.99%.
How much are total loans and leases?
$19.58B (latest filing).
What is the total interest income (latest filing)?
$349.27M.