Eastern National Bank

Miami, FL
IDRSSD: 171133
Total Assets
$95.18M
Latest filing
Total Deposits
$82.72M
Latest filing
Net Interest Margin
4.34%
Profitability

Locations

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Main Office
Eastern National Bank
9700 S Dixie Hwy
Miami, FL 33156
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/03/1969FDIC Certificate 13755

Branches (3)

Page 1 of 1
NameAddressCity / State
Eastern National Bank (Main)9700 S Dixie HwyMiami, FL
HIALEAH BRANCH1584 W 84th StHialeah, FL
M.I.C.C. BRANCH7800 Nw 25th StMiami, FL
KENDALL BANKING CENTER BRANCH8803 Sw 107th AveMiami, FL
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date09/03/1969
Community BankYes
Ownership TypeNot Mutual
ZIP33156
State and County Number12086
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameMiami-Fort Lauderdale-Pompano Beach, FL

Operational Info

Number of Employees52
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance09/03/1969
Primary Insurance AgencyDIF
Websitewww.enbfl.com
Data Updated11/14/2025
CERT20026
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$95.18M
Total Deposits$82.72M
Total Liabilities$85.90M
Total Equity Capital$9.28M
Net Income$-592,000
Net Loans and Leases$57.76M
Assets Per Employee ($Millions)$1.83M
Bank Premises and Fixed Assets$2.33M
Cash and Balances due from Depository Institutions$33.01M
Deposits Held in Domestic Offices$82.72M

Key Performance Ratios

Return on Assets (ROA)-2.42%
Return on Equity (ROE)-24.74%
Net Interest Margin4.34%
Efficiency Ratio173.03%
Tier 1 Risk-Based Capital Ratio9,316%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-1.05%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.75%
Earning Assets to total Assets92%

Income and Expense

Total Interest Income$1.31M
Total Noninterest Income$174.00k
Total Interest Expense$327.00k
Total Noninterest Expense$2.00M
Net Interest Income$979.00k
Pre-tax Net Operating Income$-592,000
Provision for Credit Losses$-250,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$125.00k
All Other Liabilities$3.05M
Total Liabilities and Capital$95.18M

Securities

Securities$766.00k
Available-for-sale debt securities$766.00k
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Eastern National Bank?
$95.18M as of the latest filing.
How much are Eastern National Bank's total deposits?
$82.72M in total deposits.
Where is Eastern National Bank located?
Miami, FL.
What is the Net Interest Margin?
4.34%.
How many domestic offices does it operate?
4.
When was it established?
09/03/1969.
What is the Return on Assets (ROA)?
-2.42%.
How much are total loans and leases?
$57.76M (latest filing).
What is the total interest income (latest filing)?
$1.31M.