First Bank
Clewiston, FL
IDRSSD: 131436
Total Assets
$787.08M
Latest filing
Total Deposits
$706.10M
Latest filing
Net Interest Margin
4.22%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Bank
300 E Sugarland Hwy
Clewiston, FL 33440
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1922FDIC Certificate 6147
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Bank (Main) | 300 E Sugarland Hwy | Clewiston, FL |
| LA BELLE BRANCH | 301 W. Hickpochee Ave | La Belle, FL |
| BERNER ROAD BRANCH | 101 S Berner Rd | Clewiston, FL |
| FT. MYERS BRANCH | 11741 Palm Beach Blvd | Fort Myers, FL |
| MOORE HAVEN BRANCH | 24704 Us Highway 27 | Moore Haven, FL |
| BELLE GLADE BRANCH | 325 S Main St | Belle Glade, FL |
| FIRST BANK - IMMOKALEE BRANCH | 316 N 15th St | Immokalee, FL |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1922 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 33440 |
| State and County Number | 12051 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Clewiston, FL |
Operational Info
| Number of Employees | 106 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.first1bank.com |
| Data Updated | 11/14/2025 |
| CERT | 9620 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $787.08M |
| Total Deposits | $706.10M |
| Total Liabilities | $712.03M |
| Total Equity Capital | $75.06M |
| Net Income | $3.05M |
| Net Loans and Leases | $459.90M |
| Assets Per Employee ($Millions) | $7.16M |
| Bank Premises and Fixed Assets | $14.98M |
| Cash and Balances due from Depository Institutions | $59.16M |
| Deposits Held in Domestic Offices | $706.10M |
Key Performance Ratios
| Return on Assets (ROA) | 1.54% |
| Return on Equity (ROE) | 16.74% |
| Net Interest Margin | 4.22% |
| Efficiency Ratio | 52.87% |
| Tier 1 Risk-Based Capital Ratio | 14.753% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.536% |
| Earning Assets to total Assets | 93.35% |
Income and Expense
| Total Interest Income | $9.96M |
| Total Noninterest Income | $1.13M |
| Total Interest Expense | $2.14M |
| Total Noninterest Expense | $4.73M |
| Net Interest Income | $7.82M |
| Pre-tax Net Operating Income | $3.99M |
| Provision for Credit Losses | $225.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $10.69M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.93M |
| Total Liabilities and Capital | $787.08M |
Securities
| Securities | $221.01M |
| Available-for-sale debt securities | $221.01M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Bank?
$787.08M as of the latest filing.
How much are First Bank's total deposits?
$706.10M in total deposits.
Where is First Bank located?
Clewiston, FL.
What is the Net Interest Margin?
4.22%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1922.
What is the Return on Assets (ROA)?
1.54%.
How much are total loans and leases?
$459.90M (latest filing).
What is the total interest income (latest filing)?
$9.96M.