Helm Bank USA
Miami, FL
IDRSSD: 1414819
Total Assets
$1.14B
Latest filing
Total Deposits
$1.02B
Latest filing
Net Interest Margin
3.99%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Helm Bank USA
999 Brickell Ave
Miami, FL 33131
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/08/1989FDIC Certificate 45581
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Helm Bank USA (Main) | 999 Brickell Ave | Miami, FL |
| ORLANDO BRANCH | 201 S Orange Ave | Orlando, FL |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/08/1989 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 33131 |
| State and County Number | 12086 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Miami-Fort Lauderdale-Pompano Beach, FL |
Operational Info
| Number of Employees | 130 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 12/08/1989 |
| Primary Insurance Agency | DIF |
| Website | www.helmbankusa.com |
| Data Updated | 11/14/2025 |
| CERT | 32718 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.14B |
| Total Deposits | $1.02B |
| Total Liabilities | $1.03B |
| Total Equity Capital | $106.80M |
| Net Income | $2.95M |
| Net Loans and Leases | $637.13M |
| Assets Per Employee ($Millions) | $8.92M |
| Bank Premises and Fixed Assets | $4.54M |
| Cash and Balances due from Depository Institutions | $102.76M |
| Deposits Held in Domestic Offices | $1.02B |
Key Performance Ratios
| Return on Assets (ROA) | 1.06% |
| Return on Equity (ROE) | 11.42% |
| Net Interest Margin | 3.99% |
| Efficiency Ratio | 67.09% |
| Tier 1 Risk-Based Capital Ratio | 29.689% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.354% |
| Earning Assets to total Assets | 97.52% |
Income and Expense
| Total Interest Income | $13.80M |
| Total Noninterest Income | $1.40M |
| Total Interest Expense | $2.97M |
| Total Noninterest Expense | $8.20M |
| Net Interest Income | $10.83M |
| Pre-tax Net Operating Income | $3.81M |
| Provision for Credit Losses | $215.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $10.48M |
| Total Liabilities and Capital | $1.14B |
Securities
| Securities | $380.04M |
| Available-for-sale debt securities | $379.13M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Helm Bank USA?
$1.14B as of the latest filing.
How much are Helm Bank USA's total deposits?
$1.02B in total deposits.
Where is Helm Bank USA located?
Miami, FL.
What is the Net Interest Margin?
3.99%.
How many domestic offices does it operate?
2.
When was it established?
12/08/1989.
What is the Return on Assets (ROA)?
1.06%.
How much are total loans and leases?
$637.13M (latest filing).
What is the total interest income (latest filing)?
$13.80M.