Pacific National Bank
Miami, FL
IDRSSD: 577137
Total Assets
$1.46B
Latest filing
Total Deposits
$1.21B
Latest filing
Net Interest Margin
3.40%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Pacific National Bank
1390 Brickell Ave
Miami, FL 33131
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/22/1985FDIC Certificate 32718
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Pacific National Bank (Main) | 1390 Brickell Ave | Miami, FL |
| CORAL GABLES BRANCH | 255 Aragon Ave | Coral Gables, FL |
| AVENTURA BRANCH | 18285 Biscayne Blvd | Miami, FL |
| BOCA RATON BRANCH | 4137 North Federal Highway | Boca Raton, FL |
| WESTON BRANCH | 1142 Weston Road | Weston, FL |
| PINECREST BRANCH | 13101 Sw 89th Pl | Miami, FL |
Showing 5 of 5
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 07/22/1985 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 33131 |
| State and County Number | 12086 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Miami-Fort Lauderdale-Pompano Beach, FL |
Operational Info
| Number of Employees | 140 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/22/1985 |
| Primary Insurance Agency | DIF |
| Website | www.pnb.com |
| Data Updated | 11/14/2025 |
| CERT | 26299 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.46B |
| Total Deposits | $1.21B |
| Total Liabilities | $1.30B |
| Total Equity Capital | $158.63M |
| Net Income | $3.93M |
| Net Loans and Leases | $885.29M |
| Assets Per Employee ($Millions) | $10.73M |
| Bank Premises and Fixed Assets | $31.11M |
| Cash and Balances due from Depository Institutions | $173.77M |
| Deposits Held in Domestic Offices | $1.21B |
Key Performance Ratios
| Return on Assets (ROA) | 1.11% |
| Return on Equity (ROE) | 10.05% |
| Net Interest Margin | 3.4% |
| Efficiency Ratio | 57.3% |
| Tier 1 Risk-Based Capital Ratio | 15.47% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.874% |
| Earning Assets to total Assets | 95.46% |
Income and Expense
| Total Interest Income | $22.13M |
| Total Noninterest Income | $677.00k |
| Total Interest Expense | $10.66M |
| Total Noninterest Expense | $6.96M |
| Net Interest Income | $11.46M |
| Pre-tax Net Operating Income | $5.30M |
| Provision for Credit Losses | $-117,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $80.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $14.02M |
| Total Liabilities and Capital | $1.46B |
Securities
| Securities | $348.63M |
| Available-for-sale debt securities | $348.63M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Pacific National Bank?
$1.46B as of the latest filing.
How much are Pacific National Bank's total deposits?
$1.21B in total deposits.
Where is Pacific National Bank located?
Miami, FL.
What is the Net Interest Margin?
3.40%.
How many domestic offices does it operate?
5.
When was it established?
07/22/1985.
What is the Return on Assets (ROA)?
1.11%.
How much are total loans and leases?
$885.29M (latest filing).
What is the total interest income (latest filing)?
$22.13M.