Grove Bank & Trust
Miami, FL
IDRSSD: 648130
Total Assets
$1.35B
Latest filing
Total Deposits
$1.15B
Latest filing
Net Interest Margin
2.49%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Grove Bank & Trust
2701 S Bayshore Dr
Miami, FL 33133
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/12/1926FDIC Certificate 5101
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Grove Bank & Trust (Main) | 2701 S Bayshore Dr | Miami, FL |
| PALMETTO BAY BRANCH | 14695 S Dixie Hwy | Miami, FL |
| AVENTURA BRANCH | 20801 Biscayne Blvd | Aventura, FL |
| CORAL GABLES BRANCH | 2151 S Le Jeune Rd | Coral Gables, FL |
| SOUTH MIAMI BRANCH | 6400 S Dixie Hwy | South Miami, FL |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 07/12/1926 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 33133 |
| State and County Number | 12086 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Miami-Fort Lauderdale-Pompano Beach, FL |
Operational Info
| Number of Employees | 123 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.grovebankandtrust.com |
| Data Updated | 11/14/2025 |
| CERT | 8018 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.35B |
| Total Deposits | $1.15B |
| Total Liabilities | $1.22B |
| Total Equity Capital | $131.14M |
| Net Income | $2.71M |
| Net Loans and Leases | $780.76M |
| Assets Per Employee ($Millions) | $11.67M |
| Bank Premises and Fixed Assets | $17.50M |
| Cash and Balances due from Depository Institutions | $237.50M |
| Deposits Held in Domestic Offices | $1.15B |
Key Performance Ratios
| Return on Assets (ROA) | 0.78% |
| Return on Equity (ROE) | 8.37% |
| Net Interest Margin | 2.49% |
| Efficiency Ratio | 73.83% |
| Tier 1 Risk-Based Capital Ratio | 15.353% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.685% |
| Earning Assets to total Assets | 95.09% |
Income and Expense
| Total Interest Income | $16.00M |
| Total Noninterest Income | $3.02M |
| Total Interest Expense | $7.78M |
| Total Noninterest Expense | $8.30M |
| Net Interest Income | $8.22M |
| Pre-tax Net Operating Income | $3.22M |
| Provision for Credit Losses | $-274,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $50.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $17.07M |
| All Other Liabilities | $7.96M |
| Total Liabilities and Capital | $1.35B |
Securities
| Securities | $277.99M |
| Available-for-sale debt securities | $56.74M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $217.55M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Grove Bank & Trust?
$1.35B as of the latest filing.
How much are Grove Bank & Trust's total deposits?
$1.15B in total deposits.
Where is Grove Bank & Trust located?
Miami, FL.
What is the Net Interest Margin?
2.49%.
How many domestic offices does it operate?
5.
When was it established?
07/12/1926.
What is the Return on Assets (ROA)?
0.78%.
How much are total loans and leases?
$780.76M (latest filing).
What is the total interest income (latest filing)?
$16.00M.