Banesco USA
Miami, FL
IDRSSD: 3402913
Total Assets
$5.48B
Latest filing
Total Deposits
$4.58B
Latest filing
Net Interest Margin
3.35%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
067015779MIAMI, FL
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Banesco USA
3155 Nw 77 Avenue
Miami, FL 33122
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/10/2006FDIC Certificate 426556
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Banesco USA (Main) | 3155 Nw 77 Avenue | Miami, FL |
| BRICKELL BANK BRANCH | 1395 Brickell Ave | Miami, FL |
| HATO REY BRANCH | 255 Ave Ponce De Leon | San Juan, PR |
| AVENTURA PARK SQUARE BRANCH | 2950 Ne 207th St | Aventura, FL |
| CORAL GABLES BRANCH | 150 Alhambra Cir | Coral Gables, FL |
| HIALEAH 2 BRANCH | 1950 West 49th Street | Hialeah, FL |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/10/2006 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 33122 |
| State and County Number | 12086 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Miami-Fort Lauderdale-Pompano Beach, FL |
Operational Info
| Number of Employees | 397 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 1 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/17/2023 |
| Date of Deposit Insurance | 01/10/2006 |
| Primary Insurance Agency | DIF |
| Website | Banescousa.com |
| Data Updated | 01/30/2026 |
| CERT | 57815 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $5.48B |
| Total Deposits | $4.58B |
| Total Liabilities | $4.89B |
| Total Equity Capital | $587.67M |
| Net Income | $14.83M |
| Net Loans and Leases | $3.84B |
| Assets Per Employee ($Millions) | $11.98M |
| Bank Premises and Fixed Assets | $29.60M |
| Cash and Balances due from Depository Institutions | $281.65M |
| Deposits Held in Domestic Offices | $3.69B |
Key Performance Ratios
| Return on Assets (ROA) | 1.09% |
| Return on Equity (ROE) | 10.24% |
| Net Interest Margin | 3.35% |
| Efficiency Ratio | 59.02% |
| Tier 1 Risk-Based Capital Ratio | 371,343% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.73% |
| Earning Assets to total Assets | 95.13% |
Income and Expense
| Total Interest Income | $74.56M |
| Total Noninterest Income | $7.10M |
| Total Interest Expense | $31.28M |
| Total Noninterest Expense | $29.74M |
| Net Interest Income | $43.28M |
| Pre-tax Net Operating Income | $18.96M |
| Provision for Credit Losses | $1.68M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $265.03M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $39.92M |
| Total Liabilities and Capital | $5.48B |
Securities
| Securities | $1.12B |
| Available-for-sale debt securities | $950.25M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $162.46M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Banesco USA?
$5.48B as of the latest filing.
How much are Banesco USA's total deposits?
$4.58B in total deposits.
Where is Banesco USA located?
Miami, FL.
What is the Net Interest Margin?
3.35%.
How many domestic offices does it operate?
5.
When was it established?
01/10/2006.
What is the Return on Assets (ROA)?
1.09%.
How much are total loans and leases?
$3.84B (latest filing).
What is the total interest income (latest filing)?
$74.56M.