Banesco USA
Miami, FL
IDRSSD: 3402913
Total Assets
$5.37B
Latest filing
Total Deposits
$4.56B
Latest filing
Net Interest Margin
3.22%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Banesco USA
3155 Nw 77 Avenue
Miami, FL 33122
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/10/2006FDIC Certificate 426556
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Banesco USA (Main) | 3155 Nw 77 Avenue | Miami, FL |
| BRICKELL BANK BRANCH | 1395 Brickell Ave | Miami, FL |
| HATO REY BRANCH | 255 Ave Ponce De Leon | San Juan, PR |
| AVENTURA PARK SQUARE BRANCH | 2950 Ne 207th St | Aventura, FL |
| CORAL GABLES BRANCH | 150 Alhambra Cir | Coral Gables, FL |
| HIALEAH 2 BRANCH | 1950 West 49th Street | Hialeah, FL |
Showing 5 of 5
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Emigrant Bank
Miami, Florida
→
Assets: $5.78BΔ +10.8%
Ocean Bank
Miami, Florida
→
Assets: $7.25BΔ +39.0%
Banco do Brasil Americas
Miami, Florida
→
Assets: $3.12BΔ -40.1%
Grove Bank & Trust
Miami, Florida
→
Assets: $1.42BΔ -72.8%
International Finance Bank
Miami, Florida
→
Assets: $1.38BΔ -73.6%
Pacific National Bank
Miami, Florida
→
Assets: $1.37BΔ -73.7%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/10/2006 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 33122 |
| State and County Number | 12086 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Miami-Fort Lauderdale-Pompano Beach, FL |
Operational Info
| Number of Employees | 394 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 1 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/17/2023 |
| Date of Deposit Insurance | 01/10/2006 |
| Primary Insurance Agency | DIF |
| Website | Banescousa.com |
| Data Updated | 11/14/2025 |
| CERT | 57815 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $5.37B |
| Total Deposits | $4.56B |
| Total Liabilities | $4.80B |
| Total Equity Capital | $571.71M |
| Net Income | $14.09M |
| Net Loans and Leases | $3.67B |
| Assets Per Employee ($Millions) | $13.53M |
| Bank Premises and Fixed Assets | $29.78M |
| Cash and Balances due from Depository Institutions | $458.69M |
| Deposits Held in Domestic Offices | $3.57B |
Key Performance Ratios
| Return on Assets (ROA) | 1.06% |
| Return on Equity (ROE) | 10.02% |
| Net Interest Margin | 3.22% |
| Efficiency Ratio | 54.42% |
| Tier 1 Risk-Based Capital Ratio | 356,805% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.647% |
| Earning Assets to total Assets | 95.28% |
Income and Expense
| Total Interest Income | $72.35M |
| Total Noninterest Income | $6.01M |
| Total Interest Expense | $31.75M |
| Total Noninterest Expense | $25.37M |
| Net Interest Income | $40.60M |
| Pre-tax Net Operating Income | $19.78M |
| Provision for Credit Losses | $1.46M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $175.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $50.38M |
| Total Liabilities and Capital | $5.37B |
Securities
| Securities | $1.01B |
| Available-for-sale debt securities | $835.73M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $165.10M |
| Subordinated Debt | $14.98M |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Banesco USA?
$5.37B as of the latest filing.
How much are Banesco USA's total deposits?
$4.56B in total deposits.
Where is Banesco USA located?
Miami, FL.
What is the Net Interest Margin?
3.22%.
How many domestic offices does it operate?
5.
When was it established?
01/10/2006.
What is the Return on Assets (ROA)?
1.06%.
How much are total loans and leases?
$3.67B (latest filing).
What is the total interest income (latest filing)?
$72.35M.