Winter Park National Bank
Winter Park, FL
IDRSSD: 5143788
Total Assets
$827.31M
Latest filing
Total Deposits
$771.46M
Latest filing
Net Interest Margin
2.84%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Winter Park National Bank
201 N New York Ave
Winter Park, FL 32789
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/01/2017FDIC Certificate 584940
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Winter Park National Bank (Main) | 201 N New York Ave | Winter Park, FL |
| LONGWOOD BRANCH | 505 Wekiva Springs Road #700 | Longwood, FL |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 08/01/2017 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 32789 |
| State and County Number | 12095 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Orlando-Kissimmee-Sanford, FL |
Operational Info
| Number of Employees | 31 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/01/2017 |
| Primary Insurance Agency | DIF |
| Website | www.wpnb.bank |
| Data Updated | 11/14/2025 |
| CERT | 59105 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $827.31M |
| Total Deposits | $771.46M |
| Total Liabilities | $774.28M |
| Total Equity Capital | $53.03M |
| Net Income | $5.60M |
| Net Loans and Leases | $445.81M |
| Assets Per Employee ($Millions) | $26.69M |
| Bank Premises and Fixed Assets | $3.75M |
| Cash and Balances due from Depository Institutions | $166.38M |
| Deposits Held in Domestic Offices | $771.46M |
Key Performance Ratios
| Return on Assets (ROA) | 2.76% |
| Return on Equity (ROE) | 43.93% |
| Net Interest Margin | 2.84% |
| Efficiency Ratio | 40.8% |
| Tier 1 Risk-Based Capital Ratio | 12.404% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -1.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.41% |
| Earning Assets to total Assets | 96.68% |
Income and Expense
| Total Interest Income | $9.92M |
| Total Noninterest Income | $132.00k |
| Total Interest Expense | $4.35M |
| Total Noninterest Expense | $2.32M |
| Net Interest Income | $5.56M |
| Pre-tax Net Operating Income | $5.60M |
| Provision for Credit Losses | $-2,227,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $204.00k |
| All Other Liabilities | $2.61M |
| Total Liabilities and Capital | $827.31M |
Securities
| Securities | $195.02M |
| Available-for-sale debt securities | $57.99M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $137.03M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Winter Park National Bank?
$827.31M as of the latest filing.
How much are Winter Park National Bank's total deposits?
$771.46M in total deposits.
Where is Winter Park National Bank located?
Winter Park, FL.
What is the Net Interest Margin?
2.84%.
How many domestic offices does it operate?
2.
When was it established?
08/01/2017.
What is the Return on Assets (ROA)?
2.76%.
How much are total loans and leases?
$445.81M (latest filing).
What is the total interest income (latest filing)?
$9.92M.