Sunstate Bank
Miami, FL
IDRSSD: 2791085
Total Assets
$570.38M
Latest filing
Total Deposits
$480.85M
Latest filing
Net Interest Margin
3.48%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Sunstate Bank
14095 S Dixie Hwy
Miami, FL 33176
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/15/1999FDIC Certificate 60866
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Sunstate Bank (Main) | 14095 S Dixie Hwy | Miami, FL |
| WEST MIAMI BRANCH | 5722 Sw 8th St | West Miami, FL |
| CORAL GABLES BRANCH | 2901 S Le Jeune Rd | Coral Gables, FL |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/15/1999 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 33176 |
| State and County Number | 12086 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Miami-Fort Lauderdale-Pompano Beach, FL |
Operational Info
| Number of Employees | 78 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/15/1999 |
| Primary Insurance Agency | DIF |
| Website | www.sunstatefl.com |
| Data Updated | 11/14/2025 |
| CERT | 34643 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $570.38M |
| Total Deposits | $480.85M |
| Total Liabilities | $500.16M |
| Total Equity Capital | $70.22M |
| Net Income | $965.00k |
| Net Loans and Leases | $326.95M |
| Assets Per Employee ($Millions) | $6.87M |
| Bank Premises and Fixed Assets | $5.95M |
| Cash and Balances due from Depository Institutions | $75.41M |
| Deposits Held in Domestic Offices | $480.85M |
Key Performance Ratios
| Return on Assets (ROA) | 0.7% |
| Return on Equity (ROE) | 5.54% |
| Net Interest Margin | 3.48% |
| Efficiency Ratio | 76.7% |
| Tier 1 Risk-Based Capital Ratio | 13.429% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.311% |
| Earning Assets to total Assets | 94.78% |
Income and Expense
| Total Interest Income | $7.99M |
| Total Noninterest Income | $732.00k |
| Total Interest Expense | $3.43M |
| Total Noninterest Expense | $4.05M |
| Net Interest Income | $4.55M |
| Pre-tax Net Operating Income | $1.23M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $10.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $73.50M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $9.31M |
| Total Liabilities and Capital | $570.38M |
Securities
| Securities | $70.27M |
| Available-for-sale debt securities | $70.27M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Sunstate Bank?
$570.38M as of the latest filing.
How much are Sunstate Bank's total deposits?
$480.85M in total deposits.
Where is Sunstate Bank located?
Miami, FL.
What is the Net Interest Margin?
3.48%.
How many domestic offices does it operate?
3.
When was it established?
03/15/1999.
What is the Return on Assets (ROA)?
0.7%.
How much are total loans and leases?
$326.95M (latest filing).
What is the total interest income (latest filing)?
$7.99M.