International Finance Bank

Miami, FL
IDRSSD: 867632
Total Assets
$1.41B
Latest filing
Total Deposits
$1.26B
Latest filing
Net Interest Margin
3.75%
Profitability

Locations

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Main Office
International Finance Bank
777 Sw 37th Ave
Miami, FL 33135
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/30/1983FDIC Certificate 17214

Branches (2)

Page 1 of 1
NameAddressCity / State
International Finance Bank (Main)777 Sw 37th AveMiami, FL
CORAL GABLES BRANCH777 Sw 37th AveMiami, FL
NEW YORK BRANCH623 5th Ave Ste TbdNew York, NY
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date11/30/1983
Community BankYes
Ownership TypeNot Mutual
ZIP33135
State and County Number12086
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameMiami-Fort Lauderdale-Pompano Beach, FL

Operational Info

Number of Employees128
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance11/30/1983
Primary Insurance AgencyDIF
Websitewww.ifbbank.com
Data Updated11/14/2025
CERT24823
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.41B
Total Deposits$1.26B
Total Liabilities$1.29B
Total Equity Capital$119.65M
Net Income$4.89M
Net Loans and Leases$1.16B
Assets Per Employee ($Millions)$11.47M
Bank Premises and Fixed Assets$10.15M
Cash and Balances due from Depository Institutions$166.25M
Deposits Held in Domestic Offices$1.26B

Key Performance Ratios

Return on Assets (ROA)1.4%
Return on Equity (ROE)16.54%
Net Interest Margin3.75%
Efficiency Ratio53.55%
Tier 1 Risk-Based Capital Ratio10.752%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.06%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.479%
Earning Assets to total Assets97.85%

Income and Expense

Total Interest Income$19.23M
Total Noninterest Income$1.49M
Total Interest Expense$6.41M
Total Noninterest Expense$7.71M
Net Interest Income$12.83M
Pre-tax Net Operating Income$6.41M
Provision for Credit Losses$205.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$12.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$15.45M
Total Liabilities and Capital$1.41B

Securities

Securities$55.46M
Available-for-sale debt securities$53.16M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of International Finance Bank?
$1.41B as of the latest filing.
How much are International Finance Bank's total deposits?
$1.26B in total deposits.
Where is International Finance Bank located?
Miami, FL.
What is the Net Interest Margin?
3.75%.
How many domestic offices does it operate?
3.
When was it established?
11/30/1983.
What is the Return on Assets (ROA)?
1.4%.
How much are total loans and leases?
$1.16B (latest filing).
What is the total interest income (latest filing)?
$19.23M.