Nebraska State Bank
Oshkosh, NE
IDRSSD: 911759
Total Assets
$67.82M
Latest filing
Total Deposits
$54.79M
Latest filing
Net Interest Margin
4.39%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Nebraska State Bank
218 Main St
Oshkosh, NE 69154
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/21/1921FDIC Certificate 6291
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Nebraska State Bank (Main) | 218 Main St | Oshkosh, NE | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/21/1921 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 69154 |
| State and County Number | 31069 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 8 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fsa-loans.com |
| Data Updated | 11/14/2025 |
| CERT | 9819 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $67.82M |
| Total Deposits | $54.79M |
| Total Liabilities | $55.59M |
| Total Equity Capital | $12.23M |
| Net Income | $554.00k |
| Net Loans and Leases | $55.41M |
| Assets Per Employee ($Millions) | $8.48M |
| Bank Premises and Fixed Assets | $81.00k |
| Cash and Balances due from Depository Institutions | $3.38M |
| Deposits Held in Domestic Offices | $54.79M |
Key Performance Ratios
| Return on Assets (ROA) | 3.26% |
| Return on Equity (ROE) | 18.53% |
| Net Interest Margin | 4.39% |
| Efficiency Ratio | 42.77% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 18.039% |
| Earning Assets to total Assets | 91.64% |
Income and Expense
| Total Interest Income | $1.02M |
| Total Noninterest Income | $282.00k |
| Total Interest Expense | $331.00k |
| Total Noninterest Expense | $417.00k |
| Net Interest Income | $693.00k |
| Pre-tax Net Operating Income | $558.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.00M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.67M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $792.00k |
| Total Liabilities and Capital | $67.82M |
Securities
| Securities | $2.00M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $2.00M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Nebraska State Bank?
$67.82M as of the latest filing.
How much are Nebraska State Bank's total deposits?
$54.79M in total deposits.
Where is Nebraska State Bank located?
Oshkosh, NE.
What is the Net Interest Margin?
4.39%.
How many domestic offices does it operate?
1.
When was it established?
06/21/1921.
What is the Return on Assets (ROA)?
3.26%.
How much are total loans and leases?
$55.41M (latest filing).
What is the total interest income (latest filing)?
$1.02M.