Generations Bank

Exeter, NE
IDRSSD: 1016558
Total Assets
$58.13M
Latest filing
Total Deposits
$45.47M
Latest filing
Net Interest Margin
4.10%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1934
Community BankYes
Ownership TypeNot Mutual
ZIP68351
State and County Number31059
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees11
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance03/21/1934
Primary Insurance AgencyDIF
Websitegenerations.bank
Data Updated11/14/2025
CERT14096
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$58.13M
Total Deposits$45.47M
Total Liabilities$52.11M
Total Equity Capital$6.03M
Net Income$161.00k
Net Loans and Leases$43.15M
Assets Per Employee ($Millions)$5.81M
Bank Premises and Fixed Assets$377.00k
Cash and Balances due from Depository Institutions$868.00k
Deposits Held in Domestic Offices$45.47M

Key Performance Ratios

Return on Assets (ROA)1.14%
Return on Equity (ROE)10.98%
Net Interest Margin4.1%
Efficiency Ratio63.03%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.12%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.366%
Earning Assets to total Assets93.91%

Income and Expense

Total Interest Income$823.00k
Total Noninterest Income$53.00k
Total Interest Expense$281.00k
Total Noninterest Expense$375.00k
Net Interest Income$542.00k
Pre-tax Net Operating Income$203.00k
Provision for Credit Losses$17.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$6.29M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$339.00k
Total Liabilities and Capital$58.13M

Securities

Securities$11.07M
Available-for-sale debt securities$11.07M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Generations Bank?
$58.13M as of the latest filing.
How much are Generations Bank's total deposits?
$45.47M in total deposits.
Where is Generations Bank located?
Exeter, NE.
What is the Net Interest Margin?
4.10%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
1.14%.
How much are total loans and leases?
$43.15M (latest filing).
What is the total interest income (latest filing)?
$823.00k.