First Tri County Bank

Swanton, NE
IDRSSD: 570651
Total Assets
$71.95M
Latest filing
Total Deposits
$64.30M
Latest filing
Net Interest Margin
4.02%
Profitability

Locations

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Main Office
First Tri County Bank
105 Main St
Swanton, NE 68445
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/01/1894FDIC Certificate 5319

Branches (1)

Page 1 of 1
NameAddressCity / State
First Tri County Bank (Main)105 Main StSwanton, NE
402 EAST MAIN STREET BRANCH402 E Main StPlymouth, NE
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/01/1894
Community BankYes
Ownership TypeNot Mutual
ZIP68445
State and County Number31151
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees8
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.ftcb1.com
Data Updated11/14/2025
CERT8333
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$71.95M
Total Deposits$64.30M
Total Liabilities$64.59M
Total Equity Capital$7.36M
Net Income$131.00k
Net Loans and Leases$51.07M
Assets Per Employee ($Millions)$8.99M
Bank Premises and Fixed Assets$475.00k
Cash and Balances due from Depository Institutions$1.61M
Deposits Held in Domestic Offices$64.30M

Key Performance Ratios

Return on Assets (ROA)0.73%
Return on Equity (ROE)7.17%
Net Interest Margin4.02%
Efficiency Ratio74.24%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.14%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.232%
Earning Assets to total Assets95.73%

Income and Expense

Total Interest Income$910.00k
Total Noninterest Income$16.00k
Total Interest Expense$231.00k
Total Noninterest Expense$516.00k
Net Interest Income$679.00k
Pre-tax Net Operating Income$156.00k
Provision for Credit Losses$25.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$6.00M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$293.00k
Total Liabilities and Capital$71.95M

Securities

Securities$11.08M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$11.08M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Tri County Bank?
$71.95M as of the latest filing.
How much are First Tri County Bank's total deposits?
$64.30M in total deposits.
Where is First Tri County Bank located?
Swanton, NE.
What is the Net Interest Margin?
4.02%.
How many domestic offices does it operate?
2.
When was it established?
04/01/1894.
What is the Return on Assets (ROA)?
0.73%.
How much are total loans and leases?
$51.07M (latest filing).
What is the total interest income (latest filing)?
$910.00k.