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First State Bank

Randolph, NE
IDRSSD: 861854
Total Assets
$75.90M
Latest filing
Total Deposits
$53.35M
Latest filing
Net Interest Margin
3.67%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/01/1935
Community BankYes
Ownership TypeNot Mutual
ZIP68771
State and County Number31027
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees10
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance03/14/1936
Primary Insurance AgencyDIF
Websitehttp://www.fsbrandolph.bank
Data Updated11/14/2025
CERT15364
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$75.90M
Total Deposits$53.35M
Total Liabilities$66.86M
Total Equity Capital$9.04M
Net Income$293.00k
Net Loans and Leases$53.41M
Assets Per Employee ($Millions)$7.59M
Bank Premises and Fixed Assets$130.00k
Cash and Balances due from Depository Institutions$2.26M
Deposits Held in Domestic Offices$53.35M

Key Performance Ratios

Return on Assets (ROA)1.53%
Return on Equity (ROE)13.19%
Net Interest Margin3.67%
Efficiency Ratio58.85%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.913%
Earning Assets to total Assets92.6%

Income and Expense

Total Interest Income$1.17M
Total Noninterest Income$63.00k
Total Interest Expense$522.00k
Total Noninterest Expense$419.00k
Net Interest Income$649.00k
Pre-tax Net Operating Income$293.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$12.41M
Federal Funds Sold & Reverse Repurchase Agreement$6.75M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.10M
Total Liabilities and Capital$75.90M

Securities

Securities$8.85M
Available-for-sale debt securities$8.85M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First State Bank?
$75.90M as of the latest filing.
How much are First State Bank's total deposits?
$53.35M in total deposits.
Where is First State Bank located?
Randolph, NE.
What is the Net Interest Margin?
3.67%.
How many domestic offices does it operate?
1.
When was it established?
07/01/1935.
What is the Return on Assets (ROA)?
1.53%.
How much are total loans and leases?
$53.41M (latest filing).
What is the total interest income (latest filing)?
$1.17M.