State Bank of Scotia
Scotia, NE
IDRSSD: 926650
Total Assets
$57.60M
Latest filing
Total Deposits
$45.06M
Latest filing
Net Interest Margin
2.76%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
State Bank of Scotia
104 S Main St
Scotia, NE 68875
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1934FDIC Certificate 8794
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| State Bank of Scotia (Main) | 104 S Main St | Scotia, NE | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68875 |
| State and County Number | 31077 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 5 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 04/01/1934 |
| Primary Insurance Agency | DIF |
| Website | StateBankofScotia.Bank |
| Data Updated | 01/30/2026 |
| CERT | 14069 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $57.60M |
| Total Deposits | $45.06M |
| Total Liabilities | $45.42M |
| Total Equity Capital | $12.18M |
| Net Income | $-110,000 |
| Net Loans and Leases | $28.32M |
| Assets Per Employee ($Millions) | $9.6M |
| Bank Premises and Fixed Assets | $265.00k |
| Cash and Balances due from Depository Institutions | $11.60M |
| Deposits Held in Domestic Offices | $45.06M |
Key Performance Ratios
| Return on Assets (ROA) | -0.76% |
| Return on Equity (ROE) | -3.58% |
| Net Interest Margin | 2.76% |
| Efficiency Ratio | 105.37% |
| Tier 1 Risk-Based Capital Ratio | 33.338% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.34% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 21.139% |
| Earning Assets to total Assets | 97.15% |
Income and Expense
| Total Interest Income | $697.00k |
| Total Noninterest Income | $21.00k |
| Total Interest Expense | $308.00k |
| Total Noninterest Expense | $432.00k |
| Net Interest Income | $389.00k |
| Pre-tax Net Operating Income | $-72,000 |
| Provision for Credit Losses | $50.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $38.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $364.00k |
| Total Liabilities and Capital | $57.60M |
Securities
| Securities | $16.18M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $16.18M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of State Bank of Scotia?
$57.60M as of the latest filing.
How much are State Bank of Scotia's total deposits?
$45.06M in total deposits.
Where is State Bank of Scotia located?
Scotia, NE.
What is the Net Interest Margin?
2.76%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
-0.76%.
How much are total loans and leases?
$28.32M (latest filing).
What is the total interest income (latest filing)?
$697.00k.