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State Bank of Scotia

Scotia, NE
IDRSSD: 926650
Total Assets
$58.48M
Latest filing
Total Deposits
$45.81M
Latest filing
Net Interest Margin
3.07%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1934
Community BankYes
Ownership TypeNot Mutual
ZIP68875
State and County Number31077
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees6
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance04/01/1934
Primary Insurance AgencyDIF
WebsiteStateBankofScotia.Bank
Data Updated11/14/2025
CERT14069
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$58.48M
Total Deposits$45.81M
Total Liabilities$46.09M
Total Equity Capital$12.40M
Net Income$158.00k
Net Loans and Leases$29.35M
Assets Per Employee ($Millions)$11.7M
Bank Premises and Fixed Assets$262.00k
Cash and Balances due from Depository Institutions$11.50M
Deposits Held in Domestic Offices$45.81M

Key Performance Ratios

Return on Assets (ROA)1.04%
Return on Equity (ROE)5.13%
Net Interest Margin3.07%
Efficiency Ratio56.85%
Tier 1 Risk-Based Capital Ratio33.21%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.33%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets21.199%
Earning Assets to total Assets97.42%

Income and Expense

Total Interest Income$775.00k
Total Noninterest Income$27.00k
Total Interest Expense$320.00k
Total Noninterest Expense$274.00k
Net Interest Income$455.00k
Pre-tax Net Operating Income$158.00k
Provision for Credit Losses$50.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$278.00k
Total Liabilities and Capital$58.48M

Securities

Securities$16.29M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$16.29M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of State Bank of Scotia?
$58.48M as of the latest filing.
How much are State Bank of Scotia's total deposits?
$45.81M in total deposits.
Where is State Bank of Scotia located?
Scotia, NE.
What is the Net Interest Margin?
3.07%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
1.04%.
How much are total loans and leases?
$29.35M (latest filing).
What is the total interest income (latest filing)?
$775.00k.