American Exchange Bank
Elmwood, NE
IDRSSD: 1014451
Total Assets
$69.71M
Latest filing
Total Deposits
$56.46M
Latest filing
Net Interest Margin
4.46%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
104903692ELMWOOD, NE
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
American Exchange Bank
151 N 4th St
Elmwood, NE 68349
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/13/1889FDIC Certificate 6829
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| American Exchange Bank (Main) | 151 N 4th St | Elmwood, NE |
| ELMWOOD BRANCH | 440 D St | Eagle, NE |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 07/13/1889 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68349 |
| State and County Number | 31025 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Omaha-Council Bluffs, NE-IA |
Operational Info
| Number of Employees | 9 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.aebank.com |
| Data Updated | 01/30/2026 |
| CERT | 10647 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $69.71M |
| Total Deposits | $56.46M |
| Total Liabilities | $63.77M |
| Total Equity Capital | $5.95M |
| Net Income | $126.00k |
| Net Loans and Leases | $50.10M |
| Assets Per Employee ($Millions) | $7.75M |
| Bank Premises and Fixed Assets | $59.00k |
| Cash and Balances due from Depository Institutions | $2.31M |
| Deposits Held in Domestic Offices | $56.46M |
Key Performance Ratios
| Return on Assets (ROA) | 0.73% |
| Return on Equity (ROE) | 7.33% |
| Net Interest Margin | 4.46% |
| Efficiency Ratio | 84.46% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.531% |
| Earning Assets to total Assets | 94.23% |
Income and Expense
| Total Interest Income | $991.00k |
| Total Noninterest Income | $88.00k |
| Total Interest Expense | $268.00k |
| Total Noninterest Expense | $685.00k |
| Net Interest Income | $723.00k |
| Pre-tax Net Operating Income | $126.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $6.85M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $175.00k |
| All Other Liabilities | $276.00k |
| Total Liabilities and Capital | $69.71M |
Securities
| Securities | $15.59M |
| Available-for-sale debt securities | $15.59M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of American Exchange Bank?
$69.71M as of the latest filing.
How much are American Exchange Bank's total deposits?
$56.46M in total deposits.
Where is American Exchange Bank located?
Elmwood, NE.
What is the Net Interest Margin?
4.46%.
How many domestic offices does it operate?
2.
When was it established?
07/13/1889.
What is the Return on Assets (ROA)?
0.73%.
How much are total loans and leases?
$50.10M (latest filing).
What is the total interest income (latest filing)?
$991.00k.