Bank of Clarks
Clarks, NE
IDRSSD: 76153
Total Assets
$62.33M
Latest filing
Total Deposits
$48.20M
Latest filing
Net Interest Margin
2.19%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
104909942CLARKS, NE
Key People
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Locations
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Main Office
Bank of Clarks
301 N Green St
Clarks, NE 68628
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/15/1937FDIC Certificate 11031
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Clarks (Main) | 301 N Green St | Clarks, NE |
| FARMERS STATE BANK OF SILVER CREEK BRANCH | Second And Vine | Silver Creek, NE |
| BANK OF CLARKS-COLUMBUS BRANCH | 2155 33rd Ave | Columbus, NE |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/15/1937 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68628 |
| State and County Number | 31121 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Grand Island, NE |
Operational Info
| Number of Employees | 12 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 11/24/1950 |
| Primary Insurance Agency | DIF |
| Website | bankofclarks.net |
| Data Updated | 01/30/2026 |
| CERT | 16953 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $62.33M |
| Total Deposits | $48.20M |
| Total Liabilities | $56.60M |
| Total Equity Capital | $5.74M |
| Net Income | $9.00k |
| Net Loans and Leases | $47.51M |
| Assets Per Employee ($Millions) | $4.16M |
| Bank Premises and Fixed Assets | $2.93M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $48.20M |
Key Performance Ratios
| Return on Assets (ROA) | 0.06% |
| Return on Equity (ROE) | 0.63% |
| Net Interest Margin | 2.19% |
| Efficiency Ratio | 78.64% |
| Tier 1 Risk-Based Capital Ratio | 10.822% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.39% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.202% |
| Earning Assets to total Assets | 87.92% |
Income and Expense
| Total Interest Income | $459.00k |
| Total Noninterest Income | $10.00k |
| Total Interest Expense | $160.00k |
| Total Noninterest Expense | $243.00k |
| Net Interest Income | $299.00k |
| Pre-tax Net Operating Income | $6.00k |
| Provision for Credit Losses | $60.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $8.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $392.00k |
| Total Liabilities and Capital | $62.33M |
Securities
| Securities | $5.73M |
| Available-for-sale debt securities | $999.00k |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $4.73M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Clarks?
$62.33M as of the latest filing.
How much are Bank of Clarks's total deposits?
$48.20M in total deposits.
Where is Bank of Clarks located?
Clarks, NE.
What is the Net Interest Margin?
2.19%.
How many domestic offices does it operate?
3.
When was it established?
02/15/1937.
What is the Return on Assets (ROA)?
0.06%.
How much are total loans and leases?
$47.51M (latest filing).
What is the total interest income (latest filing)?
$459.00k.