Commercial State Bank
Republican City, NE
IDRSSD: 924553
Total Assets
$75.25M
Latest filing
Total Deposits
$50.27M
Latest filing
Net Interest Margin
2.60%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Commercial State Bank
20 Circle Dr
Republican City, NE 68971
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1903FDIC Certificate 1337
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Commercial State Bank (Main) | 20 Circle Dr | Republican City, NE | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68971 |
| State and County Number | 31083 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 4 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 01/30/2026 |
| CERT | 1986 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $75.25M |
| Total Deposits | $50.27M |
| Total Liabilities | $55.95M |
| Total Equity Capital | $19.31M |
| Net Income | $-224,000 |
| Net Loans and Leases | $21.87M |
| Assets Per Employee ($Millions) | $18.81M |
| Bank Premises and Fixed Assets | $74.00k |
| Cash and Balances due from Depository Institutions | $2.08M |
| Deposits Held in Domestic Offices | $50.27M |
Key Performance Ratios
| Return on Assets (ROA) | -1.16% |
| Return on Equity (ROE) | -4.63% |
| Net Interest Margin | 2.6% |
| Efficiency Ratio | 154.32% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 25.658% |
| Earning Assets to total Assets | 96.85% |
Income and Expense
| Total Interest Income | $924.00k |
| Total Noninterest Income | $3.00k |
| Total Interest Expense | $441.00k |
| Total Noninterest Expense | $750.00k |
| Net Interest Income | $483.00k |
| Pre-tax Net Operating Income | $-264,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.40M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $773.00k |
| All Other Liabilities | $502.00k |
| Total Liabilities and Capital | $75.25M |
Securities
| Securities | $49.27M |
| Available-for-sale debt securities | $49.27M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Commercial State Bank?
$75.25M as of the latest filing.
How much are Commercial State Bank's total deposits?
$50.27M in total deposits.
Where is Commercial State Bank located?
Republican City, NE.
What is the Net Interest Margin?
2.60%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1903.
What is the Return on Assets (ROA)?
-1.16%.
How much are total loans and leases?
$21.87M (latest filing).
What is the total interest income (latest filing)?
$924.00k.