Commercial Bank
Nelson, NE
IDRSSD: 42457
Total Assets
$60.31M
Latest filing
Total Deposits
$52.10M
Latest filing
Net Interest Margin
4.23%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Commercial Bank
401 S Main St
Nelson, NE 68961
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/01/1894FDIC Certificate 7785
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Commercial Bank (Main) | 401 S Main St | Nelson, NE | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/01/1894 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68961 |
| State and County Number | 31129 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 6 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.gotocb.net |
| Data Updated | 01/30/2026 |
| CERT | 12246 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $60.31M |
| Total Deposits | $52.10M |
| Total Liabilities | $52.58M |
| Total Equity Capital | $7.74M |
| Net Income | $286.00k |
| Net Loans and Leases | $42.08M |
| Assets Per Employee ($Millions) | $10.05M |
| Bank Premises and Fixed Assets | $69.00k |
| Cash and Balances due from Depository Institutions | $1.47M |
| Deposits Held in Domestic Offices | $52.10M |
Key Performance Ratios
| Return on Assets (ROA) | 1.94% |
| Return on Equity (ROE) | 15.09% |
| Net Interest Margin | 4.23% |
| Efficiency Ratio | 47.02% |
| Tier 1 Risk-Based Capital Ratio | 17.391% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.25% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.83% |
| Earning Assets to total Assets | 96.75% |
Income and Expense
| Total Interest Income | $878.00k |
| Total Noninterest Income | $16.00k |
| Total Interest Expense | $273.00k |
| Total Noninterest Expense | $292.00k |
| Net Interest Income | $605.00k |
| Pre-tax Net Operating Income | $292.00k |
| Provision for Credit Losses | $37.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $400.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $75.00k |
| Total Liabilities and Capital | $60.31M |
Securities
| Securities | $15.15M |
| Available-for-sale debt securities | $7.72M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $7.43M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Commercial Bank?
$60.31M as of the latest filing.
How much are Commercial Bank's total deposits?
$52.10M in total deposits.
Where is Commercial Bank located?
Nelson, NE.
What is the Net Interest Margin?
4.23%.
How many domestic offices does it operate?
1.
When was it established?
04/01/1894.
What is the Return on Assets (ROA)?
1.94%.
How much are total loans and leases?
$42.08M (latest filing).
What is the total interest income (latest filing)?
$878.00k.