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First Bank of Utica

Utica, NE
IDRSSD: 391959
Total Assets
$75.05M
Latest filing
Total Deposits
$60.09M
Latest filing
Net Interest Margin
4.84%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/01/1882
Community BankYes
Ownership TypeNot Mutual
ZIP68456
State and County Number31159
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number10
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameLincoln, NE

Operational Info

Number of Employees13
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance04/16/1934
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated11/14/2025
CERT14281
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$75.05M
Total Deposits$60.09M
Total Liabilities$64.16M
Total Equity Capital$10.88M
Net Income$180.00k
Net Loans and Leases$61.51M
Assets Per Employee ($Millions)$5.77M
Bank Premises and Fixed Assets$753.00k
Cash and Balances due from Depository Institutions$7.62M
Deposits Held in Domestic Offices$60.09M

Key Performance Ratios

Return on Assets (ROA)0.94%
Return on Equity (ROE)6.67%
Net Interest Margin4.84%
Efficiency Ratio73.09%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.504%
Earning Assets to total Assets94.01%

Income and Expense

Total Interest Income$1.17M
Total Noninterest Income$19.00k
Total Interest Expense$296.00k
Total Noninterest Expense$649.00k
Net Interest Income$869.00k
Pre-tax Net Operating Income$239.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$3.26M
Federal Funds Sold & Reverse Repurchase Agreement$2.65M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$808.00k
Total Liabilities and Capital$75.05M

Securities

Securities$121.00k
Available-for-sale debt securities$121.00k
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Bank of Utica?
$75.05M as of the latest filing.
How much are First Bank of Utica's total deposits?
$60.09M in total deposits.
Where is First Bank of Utica located?
Utica, NE.
What is the Net Interest Margin?
4.84%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1882.
What is the Return on Assets (ROA)?
0.94%.
How much are total loans and leases?
$61.51M (latest filing).
What is the total interest income (latest filing)?
$1.17M.