First Bank of Utica
Utica, NE
IDRSSD: 391959
Total Assets
$80.30M
Latest filing
Total Deposits
$65.36M
Latest filing
Net Interest Margin
4.72%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Bank of Utica
785 D St
Utica, NE 68456
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1882FDIC Certificate 8923
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Bank of Utica (Main) | 785 D St | Utica, NE |
| CORDOVA BRANCH | 390 Hector St | Cordova, NE |
| BANK OF FRIEND BRANCH | 104 S Cherry St | Friend, NE |
| MILLIGAN BRANCH | 407 7th St | Milligan, NE |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1882 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68456 |
| State and County Number | 31159 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Lincoln, NE |
Operational Info
| Number of Employees | 13 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 04/16/1934 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 01/30/2026 |
| CERT | 14281 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $80.30M |
| Total Deposits | $65.36M |
| Total Liabilities | $69.17M |
| Total Equity Capital | $11.13M |
| Net Income | $248.00k |
| Net Loans and Leases | $59.81M |
| Assets Per Employee ($Millions) | $6.18M |
| Bank Premises and Fixed Assets | $732.00k |
| Cash and Balances due from Depository Institutions | $8.36M |
| Deposits Held in Domestic Offices | $65.36M |
Key Performance Ratios
| Return on Assets (ROA) | 1.28% |
| Return on Equity (ROE) | 9.01% |
| Net Interest Margin | 4.72% |
| Efficiency Ratio | 63.45% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.863% |
| Earning Assets to total Assets | 92.63% |
Income and Expense
| Total Interest Income | $1.14M |
| Total Noninterest Income | $26.00k |
| Total Interest Expense | $288.00k |
| Total Noninterest Expense | $559.00k |
| Net Interest Income | $855.00k |
| Pre-tax Net Operating Income | $322.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $3.22M |
| Federal Funds Sold & Reverse Repurchase Agreement | $8.16M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $595.00k |
| Total Liabilities and Capital | $80.30M |
Securities
| Securities | $119.00k |
| Available-for-sale debt securities | $119.00k |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Bank of Utica?
$80.30M as of the latest filing.
How much are First Bank of Utica's total deposits?
$65.36M in total deposits.
Where is First Bank of Utica located?
Utica, NE.
What is the Net Interest Margin?
4.72%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1882.
What is the Return on Assets (ROA)?
1.28%.
How much are total loans and leases?
$59.81M (latest filing).
What is the total interest income (latest filing)?
$1.14M.